MINNI IMPORT EXPORT
ActiveMINNI IMPORT EXPORT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €497k and a net result of €-96k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 9040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability12▼-27
Solvency54▼-5
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.46 in 2023; short-term debt: 49.6% and cash: 6.4% of total assets), and 70.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29.3%
Return on assets
-5.6%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-96k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
37 d early
2022
42 d early
2021
24 d early
2020
19 d early
2019
23 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€497k▼ 16.4%
2023 · €595k
2018: €594k
2019: €512k
2020: €696k
2021: €687k
2022: €631k
2023: €595k
2018 → 2024
Total assets
€1.69M▼ 2.7%
2023 · €1.74M
2018: €1.88M
2019: €1.78M
2020: €2.46M
2021: €2.18M
2022: €2.00M
2023: €1.74M
2018 → 2024
Net result
€-96k▼ 180%
2023 · €-34k
2018: €-63k
2019: €-80k
2020: €186k
2021: €-7k
2022: €-55k
2023: €-34k
2018 → 2024
Working capital
€357k▼ 2.8%
2023 · €368k
2018: €285k
2019: €243k
2020: €477k
2021: €306k
2022: €317k
2023: €368k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€696k-€687k▼ 1.3%€631k▼ 8.2%€595k▼ 5.7%€497k▼ 16.4%
Operating result€177k-€42k▼ 76.3%€-57k€-20k▲ 64.7%€-92k▼ 359%
Net result€186k-€-7k€-55k▼ 691%€-34k▲ 37.5%€-96k▼ 180%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €92k in 2024 against €20k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.69M
Fixed assets
€496k▼ 12.0%
Current assets
€1.20M▲ 1.9%
Equity and liabilities €1.69M
Equity
€497k▼ 16.4%
Debt
€1.20M▲ 4.5%
The debt ratio rises from 65.8% to 70.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-27k▼
2023 · €44k
Cash flow
€-30k▼
2023 · €30k
Solvency
29.3%▼
2023 · 34.2%
Current ratio
1.43▼
2023 · 1.46
Quick ratio
0.76▼
2023 · 0.78
Debt / equity
2.41▲
2023 · 1.93
ROE
-19.2%▼
2023 · -5.8%
ROA
-5.6%▼
2023 · -2.0%
Interest coverage
-3.19▼
2023 · 2.73
Debt
€1.20M▲
2023 · €1.15M
Debt ≤ 1 year
€841k▲
2023 · €808k
Debt > 1 year
€357k▲
2023 · €338k
Income taxes
€729▼
2023 · €795
Staff costs
€-66▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.74M€1.69M▼
Fixed assets21/28€564k€496k▼
Tangible fixed assets22/27€564k€496k▼
Land and buildings22€439k€409k▼
Plant, machinery and equipment23€47k€53k▲
Furniture and vehicles24€39k€34k▼
Assets under construction and advance payments27€38k€0▼
Current assets29/58€1.18M€1.20M▲
Stocks and contracts in progress3€543k€563k▲
Stocks30/36€543k€563k▲
Amounts receivable within one year40/41€592k€523k▼
Trade receivables40€590k€521k▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€37k€108k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.74M€1.69M▼
Equity10/15€595k€497k▼
Contributions10/11€400k€400k=
Reserves13€170k€75k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€170k€75k▼
Investment grants15€24k€22k▼
Amounts payable17/49€1.15M€1.20M▲
Amounts payable after more than one year17€338k€357k▲
Financial debts170/4€338k€357k▲
Amounts payable within one year42/48€808k€841k▲
Trade debts44€806k€796k▼
Suppliers440/4€806k€796k▼
Advances received on contracts in progress46€0€44k▲
Taxes, remuneration and social security45€2k€657▼
Taxes450/3€1k€657▼
Remuneration and social security454/9€602€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Non-recurring operating income76A€453€0▼
Remuneration, social security and pensions62€8k€-66▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€66k▲
Other operating charges640/8€14k€14k▲
Non-recurring operating charges66A-€13k
Gross operating margin9900€65k€17▼
Operating profit (loss)9901€-20k€-92k▼
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€16k€8k▼
Recurring financial charges65€16k€8k▼
Profit (loss) for the period before taxes9903€-33k€-95k▼
Income taxes67/77€795€729▼
Profit (loss) for the period9904€-34k€-96k▼
Profit (loss) for the period to be appropriated9905€-34k€-96k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-96k▼
Transfer from equity791/2€34k€96k▲
Social balance
Average headcount (FTE)90870.20.0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-96k
Net result drops to €-96k, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €186k
Net result €186k after 2 loss-making years.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
15-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Galgenbergstraat 103950 BocholtGround area
1,288 m²
Building footprint
285 m²
Volume, LiDAR
1,299 m³
Parcel 72003C1142/00V008, Flanders · tallest building 16.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MINNI IMPORT EXPORT
since 20082.171.197.619
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003C1142/00V008 | Flanders | 1,288 m² | 1 · 285 m² | 16.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A&M Automotive Hasselt
BE 0847.988.846
Hasselt · Eq €500k
JTD
BE 0889.013.512
Kampenhout · Eq €492k
AUTOCENTER MERTENS
BE 0877.243.254
Meise · Eq €504k
SPECIALIST VEHICLES BE
BE 0865.492.297
Chaumont-Gistoux · Eq €507k
BAAB
BE 0859.908.463
Sint-Jans-Molenbeek · Eq €508k
Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 685 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2008
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
46180Agents specialised in the wholesale of other particular products
46879Wholesale trade
47525Retail trade
52100Warehousing and storage
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.