J'eau Douce
ActiveSummary
J'eau Douce has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €93k and a net result of €15k. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 109 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2026
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability80▼-2
Solvency82▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.05 against 2.4 in 2025; short-term debt: 11.6% and cash: 3.9% of total assets), and 42.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
57.4%
Return on assets
9.1%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 07-09-2026, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
54 d early
2025
39 d early
2024
19 d early
2023
43 d early
2022
25 d early
2021
44 d early
2020
148 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€93k▲ 18.9%
2025 · €78k
2019: €18k
2020: €22k
2021: €38k
2022: €39k
2023: €44k
2024: €62k
2025: €78k
2019 → 2026
Total assets
€162k▲ 6.9%
2025 · €152k
2019: €148k
2020: €130k
2021: €139k
2022: €130k
2023: €141k
2024: €157k
2025: €152k
2019 → 2026
Net result
€15k▼ 6.3%
2025 · €16k
2019: €3k
2020: €4k
2021: €16k
2022: €6k
2023: €-1k
2024: €19k
2025: €16k
2019 → 2026
Working capital
€39k▲ 50.9%
2025 · €26k
2019: €-28k
2020: €-18k
2021: €-2k
2022: €-3k
2023: €1k
2024: €20k
2025: €26k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€39k-€44k▲ 12.8%€62k▲ 42.5%€78k▲ 25.3%€93k▲ 18.9%
Operating result€9k-€2k▼ 76.3%€7k▲ 212%€23k▲ 251%€22k▼ 6.0%
Net result€6k-€-1k€19k€16k▼ 15.3%€15k▼ 6.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 6% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €162k
Fixed assets
€104k ▼ 2.9%
Current assets
€58k ▲ 30.8%
Equity and liabilities €162k
Equity
€93k ▲ 18.9%
Debt
€69k ▼ 6.0%
Debt's share of the balance-sheet total falls from 48.4% to 42.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2025 · €28k
Cash flow
€20k▼
2025 · €21k
Current ratio
3.05▲
2025 · 2.40
Debt to equity
0.74▼
2025 · 0.94
ROE
15.9%▼
2025 · 20.2%
ROA
9.1%▼
2025 · 10.4%
Interest coverage
6.73▼
2025 · 7.60
Debt ≤ 1 year
€19k▲
2025 · €18k
Debt > 1 year
€50k▼
2025 · €55k
Income taxes
€5k▼
2025 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 46 lines
Balance sheet
Code20252026
Assets
Total assets20/58€152k€162k▲
Fixed assets21/28€108k€104k▼
Tangible fixed assets22/27€108k€104k▼
Land and buildings22€107k€102k▼
Plant, machinery and equipment23€802€2k▲
Current assets29/58€44k€58k▲
Amounts receivable within one year40/41€38k€51k▲
Trade receivables40€11k€15k▲
Other amounts receivable41€28k€36k▲
Cash at bank and in hand54/58€6k€6k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€152k€162k▲
Equity10/15€78k€93k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€58k€73k▲
Amounts payable17/49€73k€69k▼
Amounts payable after more than one year17€55k€50k▼
Financial debts170/4€55k€0▼
Trade debts175-€50k
Amounts payable within one year42/48€18k€19k▲
Current portion of amounts payable after more than one year42€5k€5k▼
Financial debts43€1k€0▼
Credit institutions430/8€1k€0▼
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€1k€5k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€1k€1k=
Income statement
Code20252026
Non-recurring operating income76A€284€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€30k€30k▲
Operating profit (loss)9901€23k€22k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€21k€20k▼
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€16k€15k▼
Profit (loss) for the period to be appropriated9905€16k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€73k▲
Profit (loss) brought forward from the previous period14P€42k€58k▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
12-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-1k ▼122%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
2022
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
17-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hazenfonteinstraat 53a3050 Oud-HeverleeGround area
2,636 m²
Building footprint
234 m²
Volume, LiDAR
1,416 m³
2 parcels, Flanders · tallest building 19.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J'eau Douce
since 20122.209.780.754
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24086A0016/00H002 | Flanders | 1,908 m² | 1 · 121 m² | 7.9 m · 1 fl. |
| 24086A0016/00D002 | Flanders | 727 m² | 1 · 113 m² | 19.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M.M INTERNATIONAL PRODUCTS
BE 0550.502.714
Brussel · Eq €92,728
SHOP N16
BE 0772.586.291
Wommelgem · Eq €93,615
PEPINS
BE 0736.534.460
Vorst · Eq €92,407
HORECATHINKERS
BE 0831.533.884
Gent · Eq €93,813
STION
BE 0451.900.036
Knokke-Heist · Eq €93,946
Of 1,641 companies in sector 46170 we hold annual accounts for 671. 471 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2012
Fiscal year end31-03
Activities, NACEBEL 2025
46170Agents in the wholesale of food, beverages and tobacco
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.