J.E.P.
ActiveSummary
J.E.P. has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €291k and a net result of €32k. Equity is growing by ~32.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 1.67 in 2024; short-term debt: 14.2% and cash: 25.6% of total assets), and 21.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.6%
Return on assets
8.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
61 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€291k▲ 9.2%
2024 · €267k
2018: €10k
2019: €18k
2020: €57k
2021: €123k
2022: €147k
2023: €208k
2024: €267k
2018 → 2025
Total assets
€371k▲ 4.5%
2024 · €355k
2018: €251k
2019: €227k
2020: €276k
2021: €371k
2022: €349k
2023: €329k
2024: €355k
2018 → 2025
Net result
€32k▼ 45.6%
2024 · €59k
2018: €-1k
2019: €8k
2020: €39k
2021: €66k
2022: €24k
2023: €61k
2024: €59k
2018 → 2025
Working capital
€75k▲ 42.4%
2024 · €52k
2018: €-103k
2019: €-93k
2020: €-65k
2021: €-69k
2022: €-40k
2023: €-6k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€147k▲ 19.3%€208k▲ 41.9%€267k▲ 28.2%€291k▲ 9.2%
Operating result€91k-€40k▼ 55.8%€97k▲ 141%€86k▼ 10.9%€48k▼ 44.2%
Net result€66k-€24k▼ 64.1%€61k▲ 159%€59k▼ 4.4%€32k▼ 45.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €371k
Fixed assets
€243k ▲ 8.8%
Current assets
€127k ▼ 2.8%
Equity and liabilities €371k
Equity
€291k ▲ 9.2%
Debt
€79k ▼ 9.5%
Debt's share of the balance-sheet total falls from 24.7% to 21.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€95k▼
2024 · €129k
Cash flow
€79k▼
2024 · €101k
Current ratio
2.42▲
2024 · 1.67
Debt to equity
0.27▼
2024 · 0.33
ROE
11.0%▼
2024 · 22.0%
ROA
8.6%▼
2024 · 16.6%
Interest coverage
17.86▼
2024 · 20.22
Debt ≤ 1 year
€53k▼
2024 · €78k
Debt > 1 year
€27k▲
2024 · €9k
Income taxes
€12k▼
2024 · €22k
Staff costs
€38k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€355k€371k▲
Fixed assets21/28€224k€243k▲
Tangible fixed assets22/27€224k€243k▲
Land and buildings22€142k€137k▼
Plant, machinery and equipment23€12k€11k▼
Furniture and vehicles24€70k€95k▲
Current assets29/58€131k€127k▼
Amounts receivable within one year40/41€25k€29k▲
Trade receivables40-€2k
Other amounts receivable41€25k€27k▲
Cash at bank and in hand54/58€103k€95k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€355k€371k▲
Equity10/15€267k€291k▲
Contributions10/11€6k€6k=
Reserves13€261k€285k▲
Distributable reserves133€261k€285k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€88k€79k▼
Amounts payable after more than one year17€9k€27k▲
Financial debts170/4€9k€27k▲
Amounts payable within one year42/48€78k€53k▼
Current portion of amounts payable after more than one year42€34k€15k▼
Trade debts44€16k€28k▲
Suppliers440/4€16k€28k▲
Taxes, remuneration and social security45€29k€10k▼
Taxes450/3€23k€3k▼
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€29k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€47k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€162k€138k▼
Operating profit (loss)9901€86k€48k▼
Financial income75/76B€667€1k▲
Recurring financial income75€667€1k▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€81k€44k▼
Income taxes67/77€22k€12k▼
Profit (loss) for the period9904€59k€32k▼
Profit (loss) for the period to be appropriated9905€59k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€32k▼
Transfer from equity791/2-€7k
Transfer to equity691/2€59k€32k▼
To other reserves6921€59k€32k▼
Profit to be distributed694/7-€7k
Return on contributions (dividend)694-€7k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Equity above €200kEq €208k ▲41.9%
5 profitable years in a row build equity to €208k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €66k ▲69.2%
Net result €66k, the highest in the series.
31-12
Financial
Equity above €100kEq €123k ▲116%
3 profitable years in a row build equity to €123k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 3 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bontegem 159280 LebbekeGround area
7,919 m²
Building footprint
334 m²
Volume, LiDAR
2,118 m³
3 parcels, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
J.E.P.
since 20102.187.764.526
J.E.P.
since 20182.277.441.323
J.E.P.
since 20192.292.981.317
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42027B0556/00G000 | Flanders | 7,381 m² | - | - |
| 23044A0704/00Z002 | Flanders | 411 m² | 1 · 208 m² | 10.9 m · 3 fl. |
| 42027A1052/00E000 | Flanders | 127 m² | 1 · 127 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesLebbeke2.292.981.317
Liedekerke2.187.764.526
Similar companies · same sector, comparable size
DE MEERSMAN JIMMY
BE 0781.437.245
Aalst · Eq €285k
ALKHOOMSY
BE 0723.645.932
Anderlecht · Eq €277k
HOEVEKIP MICH
BE 0846.726.856
Hasselt · Eq €318k
KIP ROYAL
BE 0630.959.462
Ingelmunster · Eq €323k
L.H.S.
BE 0895.625.744
Anderlecht · Eq €262k
Of 269 companies in sector 47222 we hold annual accounts for 134. 86 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47222Retail trade
56112Limited-service restaurants, excluding mobile food services
56120Mobile food service activities
01110Growing of cereals (except rice), leguminous crops and oil seeds
01610Support activities for crop production
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.