J. DE ROUCK
ActiveJ. DE ROUCK has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €270k and a net result of €21k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-20
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 25.0 against 26.5 in 2024; short-term debt: 4% and cash: 96.8% of total assets), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96%
Return on assets
7.6%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-11-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
9 d late
2023
8 d early
2022
on the day
2021
45 d early
2020
36 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€270k▲ 8.6%
2024 · €248k
2019: €209k
2020: €239k
2021: €279k
2022: €135k
2023: €188k
2024: €248k
2019 → 2025
Total assets
€281k▲ 8.9%
2024 · €258k
2019: €213k
2020: €245k
2021: €287k
2022: €145k
2023: €193k
2024: €258k
2019 → 2025
Net result
€21k▼ 64.8%
2024 · €61k
2019: €-203k
2020: €30k
2021: €66k
2022: €-5k
2023: €52k
2024: €61k
2019 → 2025
Working capital
€268k▲ 8.8%
2024 · €246k
2019: €210k
2020: €239k
2021: €277k
2022: €133k
2023: €185k
2024: €246k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€279k-€135k▼ 51.5%€188k▲ 38.4%€248k▲ 32.4%€270k▲ 8.6%
Operating result€67k-€-5k€53k€64k▲ 21.3%€32k▼ 50.7%
Net result€66k-€-5k€52k€61k▲ 16.5%€21k▼ 64.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €281k
Fixed assets
€1k▼ 18.6%
Current assets
€279k▲ 9.1%
Equity and liabilities €281k
Equity
€270k▲ 8.6%
Debt
€11k▲ 15.6%
The debt ratio rises from 3.7% to 4.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▼
2024 · €65k
Cash flow
€22k▼
2024 · €61k
Solvency
96.0%▼
2024 · 96.3%
Current ratio
25.00▼
2024 · 26.50
Quick ratio
25.00▼
2024 · 26.50
Debt / equity
0.04▲
2024 · 0.04
ROE
7.9%▼
2024 · 24.4%
ROA
7.6%▼
2024 · 23.5%
Interest coverage
65.15▼
2024 · 87.04
Debt
€11k▲
2024 · €10k
Debt ≤ 1 year
€11k▲
2024 · €10k
Income taxes
€11k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€258k€281k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Land and buildings22€2k€1k▼
Financial fixed assets28€106€106=
Current assets29/58€256k€279k▲
Amounts receivable within one year40/41€6k€7k▲
Trade receivables40€4k€4k▼
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€250k€272k▲
Deferred charges and accrued income490/1€679-
Equity and liabilities
Total equity and liabilities10/49€258k€281k▲
Equity10/15€248k€270k▲
Contributions10/11€204k€204k=
Outside capital11€204k€204k=
Other1109/19€204k€204k=
Reserves13€45k€65k▲
Distributable reserves133€45k€65k▲
Profit (loss) carried forward14€-768-
Amounts payable17/49€10k€11k▲
Amounts payable within one year42/48€10k€11k▲
Trade debts44€3k€124▼
Suppliers440/4€3k€124▼
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€7k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€333€333=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€66k€34k▼
Operating profit (loss)9901€64k€32k▼
Financial income75/76B€795€2k▲
Recurring financial income75€795€2k▲
Financial charges65/66B€744€492▼
Recurring financial charges65€744€492▼
Profit (loss) for the period before taxes9903€64k€33k▼
Income taxes67/77€4k€11k▲
Profit (loss) for the period9904€61k€21k▼
Profit (loss) for the period to be appropriated9905€61k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-768€21k▲
Profit (loss) brought forward from the previous period14P€-61k€-768▲
Transfer to equity691/2-€21k
To other reserves6921-€21k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2024
09-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 9 days late
31-03
Financial
Equity above €200kEq €248k ▲32.4%
2 profitable years in a row build equity to €248k.
2023
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
31-03
Financial
Liquidity triplescurrent ratio 38.47
Current ratio from 14.76 to 38.47; short-term debt falls from €10k to €5k.
31-03
Financial
Equity above €150kEq €188k ▲38.4%
Equity rises from €135k to €188k.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €66k ▲123%
Operating result €67k, net result €66k, both a record.
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
23-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mollekens 89860 OosterzeleGround area
1,724 m²
Building footprint
166 m²
Volume, LiDAR
671 m³
Parcel 44059A0557/00L000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
J. DE ROUCK
since 19972.083.877.922
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44059A0557/00L000 | Flanders | 1,724 m² | 1 · 166 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,555 companies in sector 71121 we hold annual accounts for 6,562. 4,946 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-1997
Fiscal year end31-03
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.