PARTECH
ActivePARTECH has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235k and a net result of €15k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 9384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+24
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 6.8 against 5.34 in 2024), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.3%
Return on assets
4.6%
Age of the figures
14 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
4 d early
2023
23 d early
2022
on the day
2021
4 d early
2020
12 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€235k▲ 0.1%
2024 · €234k
2019: €195k
2020: €204k
2021: €221k
2022: €231k
2023: €232k
2024: €234k
2019 → 2025
Total assets
€334k▼ 1.6%
2024 · €339k
2019: €316k
2020: €316k
2021: €369k
2022: €356k
2023: €347k
2024: €339k
2019 → 2025
Net result
€15k▲ 275%
2024 · €4k
2019: €13k
2020: €10k
2021: €19k
2022: €12k
2023: €3k
2024: €4k
2019 → 2025
Working capital
€83k▲ 31.0%
2024 · €63k
2019: €-13k
2020: €6k
2021: €21k
2022: €38k
2023: €46k
2024: €63k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€221k-€231k▲ 4.5%€232k▲ 0.5%€234k▲ 0.9%€235k▲ 0.1%
Operating result€24k-€14k▼ 40.4%€2k▼ 87.6%€3k▲ 80.7%€16k▲ 378%
Net result€19k-€12k▼ 38.3%€3k▼ 72.7%€4k▲ 24.6%€15k▲ 275%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 378% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €334k
Fixed assets
€237k▼ 9.4%
Current assets
€97k▲ 24.8%
Equity and liabilities €334k
Equity
€235k▲ 0.1%
Provisions
€85k▼ 1.2%
Debt
€14k▼ 24.2%
The debt ratio falls from 5.5% to 4.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€40k▲
2024 · €29k
Cash flow
€40k▲
2024 · €30k
Solvency
70.3%▲
2024 · 69.1%
Current ratio
6.80▲
2024 · 5.34
Quick ratio
6.80▲
2024 · 5.34
Debt / equity
0.06▼
2024 · 0.08
ROE
6.5%▲
2024 · 1.7%
ROA
4.6%▲
2024 · 1.2%
Interest coverage
160.03▲
2024 · 44.30
Debt
€14k▼
2024 · €19k
Debt ≤ 1 year
€14k▼
2024 · €15k
Debt > 1 year
€0▼
2024 · €4k
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€339k€334k▼
Fixed assets21/28€261k€237k▼
Tangible fixed assets22/27€261k€237k▼
Land and buildings22€242k€230k▼
Plant, machinery and equipment23€720€0▼
Furniture and vehicles24€19k€7k▼
Financial fixed assets28€25€25=
Current assets29/58€78k€97k▲
Amounts receivable after more than one year29€61k€66k▲
Other amounts receivable291€61k€66k▲
Amounts receivable within one year40/41€9k€9k▼
Trade receivables40€9k€9k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€701€11k▲
Deferred charges and accrued income490/1€7k€11k▲
Equity and liabilities
Total equity and liabilities10/49€339k€334k▼
Equity10/15€234k€235k▲
Contributions10/11€20k€20k=
Reserves13€174k€176k▲
Distributable reserves133€174k€176k▲
Profit (loss) carried forward14€701€720▲
Investment grants15€40k€38k▼
Provisions and deferred taxes16€86k€85k▼
Provisions for liabilities and charges160/5€66k€66k=
Pensions and similar obligations160€66k€66k=
Deferred taxes168€21k€19k▼
Amounts payable17/49€19k€14k▼
Amounts payable after more than one year17€4k€0▼
Financial debts170/4€4k€0▼
Amounts payable within one year42/48€15k€14k▼
Current portion of amounts payable after more than one year42€8k€4k▼
Financial debts43€2k€0▼
Credit institutions430/8€2k€0▼
Trade debts44€737€435▼
Suppliers440/4€737€435▼
Taxes, remuneration and social security45€3k€10k▲
Taxes450/3€3k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€25k▼
Other operating charges640/8€1k€926▼
Gross operating margin9900€30k€41k▲
Operating profit (loss)9901€3k€16k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€653€250▼
Recurring financial charges65€653€250▼
Profit (loss) for the period before taxes9903€5k€21k▲
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€4k€15k▲
Profit (loss) for the period to be appropriated9905€4k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€16k▲
Profit (loss) brought forward from the previous period14P€621€701▲
Transfer from equity791/2-€13k
Transfer to equity691/2€4k€15k▲
To other reserves6921€4k€15k▲
Profit to be distributed694/7-€13k
Return on contributions (dividend)694-€13k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €3k ▼72.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €19k ▲91.8%
Operating result €24k, net result €19k, both a record.
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity quadruplescurrent ratio 1.37
Current ratio from 0.36 to 1.37; short-term debt falls from €20k to €15k.
30-06
Financial
Equity above €200kEq €204k ▲4.1%
2 profitable years in a row build equity to €204k.
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
14-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brouwerijstraat(Dikk) 219630 ZwalmGround area
2,427 m²
Building footprint
155 m²
Volume, LiDAR
774 m³
Parcel 45005A0150/00D000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PARTECH
since 19962.076.285.592
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45005A0150/00D000 | Flanders | 2,427 m² | 1 · 155 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteZwalm2.076.285.592
Similar companies · same sector, comparable size
DECLAUW
BE 0688.759.485
Lochristi · Eq €234k
AERh CONSULTING
BE 0898.429.143
Theux · Eq €234k
PICCARD ENGINEERING
BE 0818.862.419
Heusden-Zolder · Eq €235k
E.M.S. CONSULT
BE 0472.276.964
Dendermonde · Eq €235k
LARAPINTA ENGINEERING
BE 0783.633.603
Soumagne · Eq €234k
Of 11,505 companies in sector 71121 we hold annual accounts for 6,525. 5,009 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-1996
Fiscal year end30-06
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.