J & D PEETERS
J & D PEETERS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €237k and a net result of €-108k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 53% of 1207 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €237k |
| Net result | €-108k |
| Better than sector | 53% |
| Active | 34 yrs |
Fragile profile, watch health in particular.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 50.8% | 47.3% | |
| Net result | €-108k | €43k | |
| Equity | €237k | €84k | |
| Gross operating margin | €26k | €70k | |
| Total assets | €465k | €211k |
| Fiscal year | 2025 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-108k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €4k |
| Dividends | - |
| Total assets | €465k |
| Equity | €237k |
| Debt | €229k |
| of which ≤ 1y | €208k |
| of which > 1y | €20k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 50.8% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -23.3% |
| ROE | -45.8% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €465k |
| Fixed assets | 21/28 | €375k |
| Tangible fixed assets | 22/27 | €375k |
| Current assets | 29/58 | €90k |
| Stocks & contracts in progress | 3 | €80k |
| Amounts receivable within one year | 40/41 | €8k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €465k |
| Equity | 10/15 | €237k |
| Contributions / capital | 10/11 | €119k |
| Reserves | 13 | €1k |
| Accumulated profits (losses) | 14 | €-60k |
| Amounts payable | 17/49 | €229k |
| Amounts payable after one year | 17 | €20k |
| Amounts payable within one year | 42/48 | €208k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €26k |
| Operating result | 9901 | €-104k |
| Financial income | 75 | €36 |
| Financial charges | 65 | €848 |
| Result before taxes | 9903 | €-105k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €-108k |
| Result to be appropriated | 9905 | €-108k |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 21-04-1992 |
| Status | Active |
| Postal code | 2275 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13019D0079/00L000 | Flanders | 767 m² | 1 · 346 m² | 7.7 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
12-12-2024 Publication in the Belgian Official Gazette, Miscellaneous
Technical details
{
"stage": "completed",
"notary": {
"name": "Cath\u00E9rine Goossens",
"firm_city": null,
"firm_name": null,
"office_city": "Grobbendonk",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-12-12",
"filing_date": "2024-12-03",
"act_kind_objet": "Met fusie door overneming gelijkgestelde verrichting"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2024-11-21",
"unanimous": true
},
"conversion": null,
"detected_kind": "merger_absorption",
"report_waiver": null,
"restructuring": {
"parties": [
{
"kbo": null,
"name": "Vinoble",
"role": "absorbed",
"address": null,
"is_foreign": false,
"legal_form": null,
"is_new_company": false,
"jurisdiction_country": null
},
{
"kbo": null,
"name": "J. \u0026 J. Peeters",
"role": "acquiring",
"address": "Wechelsebaan 141, 2275 Lille",
"is_foreign": false,
"legal_form": "B.V.",
"is_new_company": false,
"jurisdiction_country": null
},
{
"kbo": "0451.657.041",
"name": "Moore Finance \u0026 Tax BV",
"role": "other",
"address": "Buro \u0026 Design Center, Esplanade 1 bus 96, 1020 Brussel",
"is_foreign": true,
"legal_form": "B.V.",
"is_new_company": false,
"jurisdiction_country": "NL"
}
],
"exchange_ratio": null,
"legal_articles": [
"12:50",
"12:7"
],
"is_cross_border": false,
"is_silent_merger": true,
"balance_basis_date": null,
"exchange_ratio_text": null,
"new_shares_issued_n": null,
"real_estate_included": false,
"patrimony_description": "Het gehele vermogen van de vennootschap \u0027Vinoble\u0027, zowel de rechten als de verplichtingen, gaat over op de besloten vennootschap \u0027J. \u0026 J. Peeters\u0027.",
"equity_transferred_eur": null,
"accounting_effective_date": "2024-07-01"
},
"subject_company": {
"kbo": "0447.206.919",
"name_full": "J. \u0026 J. PEETERS",
"legal_form": "B.V."
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Cath\u00E9rine Goossens",
"org_rep_person_name": null
},
"summary_narrative": "De naamloze vennootschap \u0027Vinoble\u0027 heeft een fusie door overneming verricht met de besloten vennootschap \u0027J. \u0026 J. Peeters\u0027. Het gehele vermogen van Vinoble gaat over op J. \u0026 J. Peeters, die alle aandelen van Vinoble houdt. De fusie gebeurt zonder uitgifte van aandelen en Vinoble wordt ontbonden zonder vereffening. De boekhoudkundige retroactiviteit is ingesteld op 1 juli 2024.",
"co_filed_documents": [
"geco\u00F6rdineerde statuten"
],
"detected_real_type": "fusion_completed",
"referenced_correction": null,
"should_reroute_to_category": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | J & D PEETERS |