J Construct
ActiveSummary
The computed 12-month bankruptcy probability of J Construct is 2.6% (moderate). The 2025 annual accounts show negative equity (-€270) and a net result of -€1,270. Its solvency ranks better than 9% of 28051 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability13
Solvency23
Growth-
Track record67
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.98; short-term debt: 102.1% and cash: 71.4% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.1%
Return on assets
-10%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
-€270
Total assets
€12,738
Net result
-€1,270
Working capital
-€270
Turnover and EBIT margin not published: the micro schema does not require them.
Key figures and ratios
Solvency
-2.1%
Current ratio
0.98
ROA
-10.0%
Debt
€13,008
Debt ≤ 1 year
€13,008
Income taxes
€1,909
Equity ratios withheld: equity of -€270 is too small for a meaningful ratio.
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €186 |
| Gross operating margin9900 | €841 |
| Operating profit (loss)9901 | €655 |
| Financial charges65/66B | €16 |
| Recurring financial charges65 | €16 |
| Profit (loss) for the period before taxes9903 | €639 |
| Income taxes67/77 | €1,909 |
| Profit (loss) for the period9904 | -€1,270 |
| Profit (loss) for the period to be appropriated9905 | -€1,270 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €12,738 | |
| Current assets29/58 | €12,738 | |
| Amounts receivable within one year40/41 | €3,643 | |
| Trade receivables40 | €3,353 | |
| Other amounts receivable41 | €290 | |
| Cash at bank and in hand54/58 | €9,095 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €12,738 | |
| Equity10/15 | -€270 | |
| Contributions10/11 | €1,000 | |
| Profit (loss) carried forward14 | -€1,270 | |
| Amounts payable17/49 | €13,008 | |
| Amounts payable within one year42/48 | €13,008 | |
| Trade debts44 | €3,965 | |
| Suppliers440/4 | €3,965 | |
| Taxes, remuneration and social security45 | €1,909 | |
| Taxes450/3 | €1,909 | |
| Other amounts payable47/48 | €7,134 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€1,270 |
| Operating cash flow (approximation) | -€1,270 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2025
Ground area
260 m²
Building footprint
76 m²
Volume, LiDAR
532 m³
Parcel 23016D0239/00C008, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
J Construct
since 20252.371.428.581
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0239/00C008 | Flanders | 260 m² | 1 · 76 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
A&R CONSTRUCTION BELGIUM
BE 1003.613.765
Dilbeek
AMFP Construct
BE 0793.562.047
Dilbeek
ANG GLOBAL
BE 1008.589.865
Dilbeek
ANGAMA
BE 0838.114.048
Dilbeek
Art. Construction
BE 1036.029.680
Dilbeek
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.