Equity
-€6,883
Debts exceed assets in financial year 2025.
ARNAUTU CONSTRUCT
Lifetime
1 annual account with figurespeak €170,873 (2025)
€170,873
lowest -€9,883 (2025)
-€9,883
peak -€6,883 (2025)
-€6,883
€19,318
Board1 name since 2024
1 directorARNUTU Ion
Documentsfilings and deeds
08-07-202623 days before the deadline
2025micro format
Loss of €9,883Registered office moved to Tienen 14-10First year with figures
Key points
from the 2025 annual accountsDebts
€19,318 155% of the balance sheet
Position in the sector
-55.3%
Lower solvency than 95% of companies in specialised construction. Sector median 46.7% · 35,136 companies.
Checked score
50
Fair
Financially stronger than 17% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.9%lowest value
09-2025: 1.9%● unchanged vs 08-2025lowest value
10-2025: 2.0%▲ +0.1 percentage points vs 09-2025
11-2025: 4.3%▲ +2.3 percentage points vs 10-2025
12-2025: 4.5%▲ +0.2 percentage points vs 11-2025
01-2026: 5.0%▲ +0.5 percentage points vs 12-2025
02-2026: 5.2%▲ +0.2 percentage points vs 01-2026
03-2026: 5.2%● unchanged vs 02-2026
04-2026: 5.1%▼ -0.1 percentage points vs 03-2026
05-2026: 5.1%● unchanged vs 04-2026
06-2026: 5.5%▲ +0.4 percentage points vs 05-2026
07-2026: 5.6%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 2.4%▼ -3.2 percentage points vs 07-2026
09-2026: 2.4%● unchanged vs 08-2026
10-2026: 2.4%● unchanged vs 09-2026
11-2026: 2.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 0.64, cash €8,578
Size: turnover €170,873, total assets €12,435
Figures for financial year 2025 (filed on 08-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 43% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as ARNAUTU CONSTRUCT has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ARNAUTU CONSTRUCT itself: 2.4% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for ARNAUTU CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.64, below 1. Short-term debt is 155.3% and cash 69% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
23 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered office moved to Tienen
New registered office: Moespikstraat 70, 3300 Tienen · General meeting of 05-07-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011763151
Incorporation
Founding capital of €3,000, 300 shares · Founder: ARNUTU Ion (comparant) · Appointment: ARNUTU Ion (director) · published on 23-07-2024 · Gazette deed
First establishment
Reizigersstraat 95, Tienen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ARNAUTU CONSTRUCT Tienen | €12,435 | -€9,726 | -55.3% | - |
| G300 Gideon's Construct Kraainem | €11,775 | €428 | 49.7% | - |
| J Construct Dilbeek | €12,738 | €841 | -2.1% | - |
| IMPAIR SOLUTION Brussels | €14,734 | -€602 | -16.7% | - |
| Giro Work Finishing Linkebeek | €13,442 | -€725 | 24.0% | - |
| J-M PLAFONNAGE Grimbergen | €12,591 | -€2,144 | -25.8% | - |
| MAGIC INVEST Asse | €15,807 | -€559 | 17.9% | - |
These companies have the same main activity as ARNAUTU CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €11,800 and €15,800, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 19-07-2024Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 2 others
- Establishment unit
- 2.362.259.6083300 Tienen, since 19-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 06-10-2025
Annual accounts 2025
- €12,435
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on ARNAUTU CONSTRUCT
The computed 12-month bankruptcy probability of ARNAUTU CONSTRUCT is 2.4% (moderate). The 2025 annual accounts show negative equity (-€6,883) and a net result of -€9,883.
Its solvency ranks better than 5% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ARNAUTU CONSTRUCT
- What is the company number of ARNAUTU CONSTRUCT?
- The company number of ARNAUTU CONSTRUCT is 1011.763.151. The VAT number is the same number with BE in front: BE 1011.763.151.
- Where is ARNAUTU CONSTRUCT based?
- The registered office is at Moespikstraat 70, 3300 Tienen.Company details
- What does ARNAUTU CONSTRUCT do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of ARNAUTU CONSTRUCT?
- ARNAUTU CONSTRUCT is a private limited company (BV).
- When was ARNAUTU CONSTRUCT founded?
- ARNAUTU CONSTRUCT was founded on 19-07-2024.
- Is ARNAUTU CONSTRUCT still active?
- Yes, ARNAUTU CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of ARNAUTU CONSTRUCT?
- The turnover of ARNAUTU CONSTRUCT was €170,873 in financial year 2025, according to the filed annual accounts.Financials
- Is ARNAUTU CONSTRUCT profitable?
- In financial year 2025, ARNAUTU CONSTRUCT made a loss of €9,883.
- Where can I find the annual accounts of ARNAUTU CONSTRUCT?
- ARNAUTU CONSTRUCT filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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