Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
0 of 1 act readfiscal year 2026 expected by 31-07-2027
2026
31-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
26-09-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Financials
Equity€35k+1.0%
2023: €17k
2024: €35k
Total assets€77k+26.5%
2023: €39k
2024: €61k
Net result€336-98.1%
2023: €14k
2024: €18k
Working capital€-9k-243.6%
2023: €-4k
2024: €-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · micro schemaSector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 56.9% | 60.5% | |
| Net result | €18k | €31k | |
| Equity | €35k | €63k | |
| Gross operating margin | €36k | €52k | |
| Total assets | €61k | €124k |
€22k
-39.3%
23-25
€18k
-40.9%
23-25
€259
-
23-25
€1k
-76.5%
23-25
€42k
+60.2%
23-25
€31k
+19.2%
23-25
€11k
-
23-25
0.72
-20.5%
23-25
0.72
-20.5%
23-25
45.5%
-20.2%
23-25
1.20
+58.7%
23-25
1.0%
-98.1%
23-25
0.4%
-98.5%
23-25
8.33
-92.4%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €22k |
| Net profit | €336 |
| Cash flow | €18k |
| Staff costs | €259 |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €77k |
| Equity | €35k |
| Debt | €42k |
| of which ≤ 1y | €31k |
| of which > 1y | €11k |
| Working capital | €-9k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.72 |
| Quick ratio | 0.72 |
| Working capital ratio | -11.5% |
| Solvency | 45.5% |
| Debt / equity | 1.20 |
| Long-term debt ratio | 0.31 |
| Interest coverage | 8.33 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.4% |
| ROE | 1.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €77k |
| Fixed assets | 21/28 | €55k |
| Tangible fixed assets | 22/27 | €51k |
| Financial fixed assets | 28 | €4k |
| Current assets | 29/58 | €23k |
| Amounts receivable within one year | 40/41 | €16k |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €77k |
| Equity | 10/15 | €35k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €32k |
| Amounts payable | 17/49 | €42k |
| Amounts payable after one year | 17 | €11k |
| Amounts payable within one year | 42/48 | €31k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €23k |
| Operating result | 9901 | €4k |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €2k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €336 |
| Result to be appropriated | 9905 | €336 |
Signals
1 signal
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 31-08-2026 | 31 d late | 2026-00489481 |
| 31-12-2024 | 31-07-2025 | 26-09-2025 | 57 d late | 2025-00518932 |
| 31-12-2023 | 31-07-2024 | 30-09-2024 | 61 d late | 2024-00493391 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Structure & network
Ownership & control
1 partyJ.A.V. ServicesBE 0802.627.488
controls
Where this company holds controlthis company sits on their board1
1 location
Locations & real estate
Registered office
Establishment units
2 locationsJAV SERVICES
since 20232.347.942.408
FLUFF HOUSE
since 20262.382.750.659
Parcels2
Ground area1,338 m²
Buildings2
Building footprint213 m²
Volume (LiDAR)1,471 m³
Tallest building10.9 m · ±3 fl.
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0374/00S000 | Flanders | 750 m² | 1 · 142 m² | 10.9 m · 2 fl. |
| 23093G0454/00B000 | Flanders | 588 m² | 1 · 71 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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How this selection is made
We hold annual accounts for 15,455 of the 82,341 companies in this sector. 12,630 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
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