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J&A construct

Active Private limited companyfounded 2023active for 3 yearsRoesbeke 9, 9402 NinoveKBO/BCE: BE 0803.342.716

Lifetime

2 annual accounts with figures on one time axis
peak €47,499 (2024)
€30,912▼ 34.9%
peak €25,586 (2024)
€17,127▼ 33.1%
peak €45,713 (2025)
€45,713▲ 59.9%
€17,319▼ 31.2%
Board1 name since 2023
1 director
Documentsfilings and deeds
14-07-202617 days before the deadline
2025micro format
Gross margin from €47,499 to €30,912Result from €25,586 to €17,127Equity from €28,586 to €45,713Debts from €25,156 to €17,319Cash from €4,075 to €10,384

Key points

from the 2025 annual accounts

Turnover

≈ €220,000 estimated

The micro format states no turnover.

Liquidity

1.94 was 0.97 in 2024

Short-term debts fell from €22,606 to €17,319.

Position in the sector

72.5%

Higher solvency than 81% of companies in construction of buildings. Sector median 42.9% · 9,471 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as J&A construct has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for J&A construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • 100 sharesdeed of 03-07-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0803342716
Incorporation Founding capital of €3,000, 100 shares · Founder: · Appointment: (director) · published on 03-07-2023 · Gazette deed
First establishment Roesbeke 9, Ninove
All 5 events

Comparable companies

same main activity, similar in size and age
Company
J&A construct Ninove €63,031 €30,912 72.5% -
De Glinster Company Ghent €60,354 €31,489 61.2% -
NVAIR Ghent €71,329 €29,370 80.9% -
Algemene Bouwwerken Nils De Wilde Wichelen €70,415 €32,255 38.5% -
BOUW EN AFWERKING Aalst €57,147 €27,642 25.9% -
Emkerk Lievegem €78,371 €31,710 67.6% -
COO. Ghent €67,047 €24,607 45.4% -

These companies have the same main activity as J&A construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €57,100 and €78,400, founded in 2023.

Official details

Source: KBO
Status
Active since 29-06-2023Normal situation
Activity
General construction of residential buildingsNACE 41001and 5 others
Establishment unit
2.347.736.7289402 Ninove, since 29-06-2023
Financial year end
31 December
Peppol
Reachable since 19-01-2026
Company details

Annual accounts 2025

€63,031▲ 17.3%
Filing
Filed on 14-07-2026, 17 days before the end of the filing period
Financials

Insights on J&A construct

The 2025 annual accounts show equity of €45,713 and a net result of €17,127. Its solvency ranks better than 81% of 9,471 sector peers (NACE 41, financial year 2025).

The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about J&A construct

What is the company number of J&A construct?
The company number of J&A construct is 0803.342.716. The VAT number is the same number with BE in front: BE 0803.342.716.
Where is J&A construct based?
The registered office is at Roesbeke 9, 9402 Ninove.Company details
What does J&A construct do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of J&A construct?
J&A construct is a private limited company (BV).
When was J&A construct founded?
J&A construct was founded on 29-06-2023.
Is J&A construct still active?
Yes, J&A construct is an active enterprise in the KBO register.
What is the turnover of J&A construct?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €30,912 and 164 comparable companies (NACE 41001). It probably lies between €120,000 and €390,000.Financials
Is J&A construct profitable?
In financial year 2025, J&A construct made a profit of €17,127.
Where can I find the annual accounts of J&A construct?
J&A construct filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J&A construct due?
J&A construct must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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