IZZY BELGIUM
ActiveSummary
The computed 12-month bankruptcy probability of IZZY BELGIUM is 3.8% (moderate). The 2025 annual accounts show negative equity (€-41k) and a net result of €42k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 1851 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+78
Solvency13▲+13
Growth58▲+26
Track record92
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.86 against 0.7 in 2024; short-term debt: 111.6% and cash: 1.3% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-11.6%
Return on assets
11.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 1851 sector peers (2025).
NBB · sector comparisonPosition among 1851 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
79 d late
2022
58 d late
2021
29 d late
2020
24 d late
2019
27 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-41k▲ 50.5%
2024 · €-84k
2018: €6k
2019: €-5k
2020: €-6k
2021: €-17k
2022: €-16k
2023: €-51k
2024: €-84k
2018 → 2025
Total assets
€356k▲ 36.6%
2024 · €260k
2018: €94k
2019: €115k
2020: €150k
2021: €148k
2022: €167k
2023: €179k
2024: €260k
2018 → 2025
Net result
€42k
2024 · €-33k
2018: €453
2019: €-11k
2020: €-1k
2021: €-11k
2022: €1k
2023: €-35k
2024: €-33k
2018 → 2025
Working capital
€-57k▲ 45.4%
2024 · €-104k
2018: €3k
2019: €-7k
2020: €-26k
2021: €-34k
2022: €-30k
2023: €-63k
2024: €-104k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-17k-€-16k▲ 7.4%€-51k▼ 227%€-84k▼ 65.2%€-41k▲ 50.5%
Operating result€-11k-€1k€-35k€-33k▲ 4.8%€43k
Net result€-11k-€1k€-35k€-33k▲ 6.0%€42k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €43k after a loss of €33k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €356k
Fixed assets
€15k ▼ 23.7%
Current assets
€341k ▲ 41.6%
Key figures and ratios
EBITDA
€48k▲
2024 · €-31k
Cash flow
€47k▲
2024 · €-30k
Solvency
-11.6%▲
2024 · -32.2%
Current ratio
0.86▲
2024 · 0.70
Debt to equity
-9.58▼
2024 · -4.11
ROA
11.9%▲
2024 · -12.7%
Interest coverage
106.16▲
2024 · 86.58
Debt
€397k▲
2024 · €344k
Debt ≤ 1 year
€397k▲
2024 · €344k
Staff costs
€31k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€260k€356k▲
Fixed assets21/28€20k€15k▼
Tangible fixed assets22/27€17k€13k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€10k€8k▼
Financial fixed assets28€3k€3k=
Current assets29/58€241k€341k▲
Amounts receivable within one year40/41€232k€335k▲
Trade receivables40€222k€324k▲
Other amounts receivable41€10k€11k▲
Cash at bank and in hand54/58€7k€5k▼
Deferred charges and accrued income490/1€1k€970▼
Equity and liabilities
Total equity and liabilities10/49€260k€356k▲
Equity10/15€-84k€-41k▲
Contributions10/11€19k€19k=
Reserves13€9€9=
Non-distributable reserves130/1€9€9=
Reserves not available under the articles1311€9€9=
Profit (loss) carried forward14€-102k€-60k▲
Amounts payable17/49€344k€397k▲
Amounts payable within one year42/48€344k€397k▲
Trade debts44€228k€234k▲
Suppliers440/4€228k€234k▲
Advances received on contracts in progress46€36k€53k▲
Taxes, remuneration and social security45€16k€25k▲
Taxes450/3€6k€16k▲
Remuneration and social security454/9€9k€9k▼
Other amounts payable47/48€64k€85k▲
Income statement
Code20242025
Remuneration, social security and pensions62€66k€31k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€62€348▲
Gross operating margin9900€35k€79k▲
Operating profit (loss)9901€-33k€43k▲
Financial income75/76B€0€7▲
Recurring financial income75€0€7▲
Financial charges65/66B€-354€447▲
Recurring financial charges65€-354€447▲
Profit (loss) for the period before taxes9903€-33k€42k▲
Profit (loss) for the period9904€-33k€42k▲
Profit (loss) for the period to be appropriated9905€-33k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-102k€-60k▲
Profit (loss) brought forward from the previous period14P€-69k€-102k▼
Social balance
Average headcount (FTE)90871.41.0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
14-08
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 24/06/2026
- Registered-office move, Eindhoutseweg 79 b te 2440 Geel
10-08
KBO administration
Address struck
Schemkensstraat 6 L’adresse du siège Schemkensstraat 6 3583 Die Sitzadresse Schemkensstraat 6 3583
3583 Beringen werd doorgehaald met ingang Beringen · event 05-06-2026
2025
31-12
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
18-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 79 days late
2023
31-12
Financial
Weakest financial yearnet €-35k ▼2949%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 58 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
Show earlier events
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eindhoutseweg 792440 GeelGround area
3,040 m²
Building footprint
339 m²
Volume, LiDAR
1,563 m³
Parcel 13375N0180/00M000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IZZY BELGIUM
since 20122.218.488.186
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13375N0180/00M000 | Flanders | 3,040 m² | 1 · 339 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 353 EUR awarded · 353 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 353 EUR | 353 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 996 companies in sector 49420 we hold annual accounts for 450. 192 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-10-2012
Fiscal year end31-12
Abbreviation NL
IZZY CMS
Activities, NACEBEL 2025
49420Removal services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.