DGRAMME
ActiveSummary
The computed 12-month bankruptcy probability of DGRAMME is 3.1% (moderate). The 2025 annual accounts show equity of €35,162 and a net result of €1,163. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 1885 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-1
Solvency42▼-1
Growth52=
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.76 against 0.62 in 2024; short-term debt: 82.8% and cash: 0.4% of total assets), and 82.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.2%
Return on assets
0.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1885 sector peers (2025).
NBB · sector comparisonPosition among 1885 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
28 d early
2024
29 d early
2023
35 d early
2022
19 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 28 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1,163▼ 51.7%
2024 · €2,405
Working capital
-€41,383▲ 26.9%
2024 · -€56,605
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€8,385-€7,617▼ 9.2%€466▼ 93.9%€2,151▲ 361%
Net result€7,473within the sector's middle half-€4,121within the sector's middle half▼ 44.9%€2,405within the sector's middle half▼ 41.6%€1,163within the sector's middle half▼ 51.7%
Equity€27,473below the sector's middle half-€31,594below the sector's middle half▲ 15.0%€33,999below the sector's middle half▲ 7.6%€35,162below the sector's middle half▲ 3.4%
Total assets€160,518below the sector's middle half-€158,378below the sector's middle half▼ 1.3%€193,955below the sector's middle half▲ 22.5%€204,744below the sector's middle half▲ 5.6%
Debt€133,045-€126,784▼ 4.7%€159,956▲ 26.2%€169,582▲ 6.0%
Working capital-€64,219below the sector's middle half--€67,558below the sector's middle half▼ 5.2%-€56,605below the sector's middle half▲ 16.2%-€41,383below the sector's middle half▲ 26.9%
Solvency17.1%within the sector's middle half-19.9%within the sector's middle half▲ 2.8pp17.5%within the sector's middle half▼ 2.4pp17.2%below the sector's middle half▼ 0.4pp
Current ratio0.33below the sector's middle half-0.34below the sector's middle half▲ 0.010.62below the sector's middle half▲ 0.280.76below the sector's middle half▲ 0.14
Return on assets (ROA)4.7%within the sector's middle half-2.6%within the sector's middle half▼ 2.1pp1.2%within the sector's middle half▼ 1.4pp0.6%within the sector's middle half▼ 0.7pp
Staff (FTE)3.1below the sector's middle half-2below the sector's middle half▼ 35.5%2below the sector's middle half=2below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 361% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197,969
Fixed assets
€69,770 ▼ 20.9%
Current assets
€128,199 ▲ 39.0%
Equity and liabilities €204,744
Equity
€35,162 ▲ 3.4%
Debt
€169,582 ▲ 6.0%
Debt's share of the balance-sheet total rises from 82.5% to 82.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27,307▲
2024 · €26,405
Cash flow
€26,318▼
2024 · €28,344
Debt to equity
4.82▲
2024 · 4.70
ROE
3.3%▼
2024 · 7.1%
Interest coverage
32.90▲
2024 · 28.03
Debt ≤ 1 year
€169,582▲
2024 · €148,860
Debt > 1 year
€0▼
2024 · €11,097
Income taxes
€665▼
2024 · €802
Staff costs
€39,529▲
2024 · €26,733
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,541 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 95% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
3.3%
went bankrupt
1.1%
stopped otherwise
95%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,541 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €61,729 | €27,602 | €26,733 | €39,529 | ▲ 47.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,115 | €24,250 | €25,939 | €25,156 | ▼ 3.0% |
| Other operating charges640/8 | €6,694 | €6,819 | €5,761 | €10,108 | ▲ 75.5% |
| Gross operating margin9900 | €98,923 | €66,288 | €58,899 | €76,944 | ▲ 30.6% |
| Operating profit (loss)9901 | €8,385 | €7,617 | €466 | €2,151 | ▲ 361% |
| Financial income75/76B | €3,646 | €53 | €3,683 | €507 | ▼ 86.2% |
| Recurring financial income75 | €3,646 | €53 | €3,683 | €507 | ▼ 86.2% |
| Financial charges65/66B | €1,889 | €2,033 | €942 | €830 | ▼ 11.9% |
| Recurring financial charges65 | €1,889 | €2,033 | €942 | €830 | ▼ 11.9% |
| Profit (loss) for the period before taxes9903 | €10,142 | €5,637 | €3,207 | €1,828 | ▼ 43.0% |
| Income taxes67/77 | €2,669 | €1,515 | €802 | €665 | ▼ 17.0% |
| Profit (loss) for the period9904 | €7,473 | €4,121 | €2,405 | €1,163 | ▼ 51.7% |
| Profit (loss) for the period to be appropriated9905 | €7,473 | €4,121 | €2,405 | €1,163 | ▼ 51.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €160,518 | €158,378 | €193,955 | €204,744 | ▲ 5.6% |
| Formation expenses20 | €27,101 | €20,325 | €13,550 | €6,775 | ▼ 50.0% |
| Fixed assets21/28 | €101,887 | €103,098 | €88,151 | €69,770 | ▼ 20.9% |
| Intangible fixed assets21 | €18,875 | €32,964 | €33,017 | €28,637 | ▼ 13.3% |
| Tangible fixed assets22/27 | €81,762 | €68,885 | €53,884 | €39,883 | ▼ 26.0% |
| Furniture and vehicles24 | €68,857 | €68,885 | €53,884 | €39,883 | ▼ 26.0% |
| Leasing and similar rights25 | €12,905 | - | - | - | - |
| Financial fixed assets28 | €1,250 | €1,250 | €1,250 | €1,250 | = |
| Current assets29/58 | €31,531 | €34,955 | €92,255 | €128,199 | ▲ 39.0% |
| Amounts receivable within one year40/41 | €23,099 | €19,710 | €89,297 | €124,523 | ▲ 39.4% |
| Trade receivables40 | €16,101 | €18,492 | €6,157 | €28,803 | ▲ 368% |
| Other amounts receivable41 | €6,998 | €1,218 | €83,140 | €95,720 | ▲ 15.1% |
| Cash at bank and in hand54/58 | €6,769 | €14,976 | €2,350 | €770 | ▼ 67.2% |
| Deferred charges and accrued income490/1 | €1,662 | €269 | €607 | €2,906 | ▲ 379% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €160,518 | €158,378 | €193,955 | €204,744 | ▲ 5.6% |
| Equity10/15 | €27,473 | €31,594 | €33,999 | €35,162 | ▲ 3.4% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | - | €11,000 | €13,000 | €15,000 | ▲ 15.4% |
| Distributable reserves133 | - | €11,000 | €13,000 | €15,000 | ▲ 15.4% |
| Profit (loss) carried forward14 | €7,473 | €594 | €999 | €162 | ▼ 83.8% |
| Amounts payable17/49 | €133,045 | €126,784 | €159,956 | €169,582 | ▲ 6.0% |
| Amounts payable after more than one year17 | €37,295 | €24,272 | €11,097 | €0 | ▼ 100% |
| Financial debts170/4 | €37,295 | €24,272 | €11,097 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €95,750 | €102,513 | €148,860 | €169,582 | ▲ 13.9% |
| Current portion of amounts payable after more than one year42 | €16,110 | €13,023 | €13,175 | €11,097 | ▼ 15.8% |
| Financial debts43 | - | €899 | €0 | - | - |
| Credit institutions430/8 | - | €899 | - | - | - |
| Trade debts44 | €24,987 | €35,267 | €8,138 | €10,713 | ▲ 31.6% |
| Suppliers440/4 | €24,987 | €35,267 | €8,138 | €10,713 | ▲ 31.6% |
| Advances received on contracts in progress46 | €7,792 | €4,448 | €3,700 | €1,918 | ▼ 48.2% |
| Taxes, remuneration and social security45 | €17,201 | €13,835 | €4,914 | €7,007 | ▲ 42.6% |
| Taxes450/3 | €11,707 | €9,412 | €3,109 | €1,772 | ▼ 43.0% |
| Remuneration and social security454/9 | €5,494 | €4,423 | €1,805 | €5,235 | ▲ 190% |
| Other amounts payable47/48 | €29,660 | €35,039 | €118,933 | €138,847 | ▲ 16.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,473 | €4,121 | €2,405 | €1,163 | ▼ 51.7% |
| + Depreciation and write-downs630 | €22,115 | €24,250 | €25,939 | €25,156 | ▼ 3.0% |
| Operating cash flow (approximation) | €29,588 | €28,371 | €28,344 | €26,318 | ▼ 7.1% |
| Investment in fixed assets (approximation) | - | -€25,462 | -€10,991 | -€6,775 | ▲ 38.4% |
| Change in cash | - | €8,206 | -€12,626 | -€1,580 | ▲ 87.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
State Gazette act
Registered-office move · Director in office3 facts ▸
State Gazette act
Registered-office move · Director in office
3 facts ▸
- Registered-office move, Voje du Belvédère 1 à 4100 SERAING
- Director in office, JEALEX (director)
- Director in office, SPIROUX Julien (director)
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €1,163 ▼51.7%
Net result drops to €1,163, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2022
Ground area
5,340 m²
Building footprint
668 m²
Volume, LiDAR
3,665 m³
Parcel 62357G0848/00Y002, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
DGRAMME
since 20222.335.084.166
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62357G0848/00Y002 | Wallonia | 5,340 m² | 1 · 668 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 999 companies in sector 49420 we hold annual accounts for 450. 324 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
49420Removal services
Contact
Website
www.demenagements-gramme.be
E-mail
gramme-dem@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0775264382
Registered
09-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.