IZYTEC
ActiveIZYTEC has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €284k and a net result of €12k. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 315 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-6
Solvency66▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.48 in 2024; short-term debt: 59.5% and cash: 11.2% of total assets), but 59.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.5%
Return on assets
1.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 d early
2024
on the day
2023
1 d early
2022
24 d early
2021
33 d early
2020
16 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€284k▲ 4.5%
2024 · €272k
2020: €33k
2021: €79k
2022: €160k
2023: €224k
2024: €272k
2020 → 2025
Total assets
€701k▼ 4.9%
2024 · €738k
2020: €145k
2021: €396k
2022: €570k
2023: €852k
2024: €738k
2020 → 2025
Net result
€12k▼ 74.9%
2024 · €48k
2020: €8k
2021: €96k
2022: €131k
2023: €262k
2024: €48k
2020 → 2025
Working capital
€232k▲ 3.6%
2024 · €224k
2020: €71k
2021: €84k
2022: €134k
2023: €181k
2024: €224k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€160k▲ 103%€224k▲ 39.7%€272k▲ 21.6%€284k▲ 4.5%
Operating result€110k-€155k▲ 41.0%€283k▲ 82.4%€51k▼ 82.0%€29k▼ 42.1%
Net result€96k-€131k▲ 36.8%€262k▲ 99.5%€48k▼ 81.5%€12k▼ 74.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 42% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €701k
Fixed assets
€52k▲ 8.2%
Current assets
€649k▼ 5.9%
Equity and liabilities €701k
Equity
€284k▲ 4.5%
Debt
€417k▼ 10.4%
The debt ratio falls from 63.1% to 59.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▼
2024 · €73k
Cash flow
€29k▼
2024 · €70k
Solvency
40.5%▲
2024 · 36.9%
Current ratio
1.56▲
2024 · 1.48
Quick ratio
1.56▲
2024 · 1.48
Debt / equity
1.47▼
2024 · 1.71
ROE
4.3%▼
2024 · 17.8%
ROA
1.7%▼
2024 · 6.6%
Interest coverage
10.72▼
2024 · 60.09
Debt
€417k▼
2024 · €466k
Debt ≤ 1 year
€417k▼
2024 · €466k
Income taxes
€19k▼
2024 · €22k
Staff costs
€2.42M▲
2024 · €2.26M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€738k€701k▼
Fixed assets21/28€49k€52k▲
Tangible fixed assets22/27€48k€52k▲
Plant, machinery and equipment23€10k€4k▼
Furniture and vehicles24€38k€49k▲
Financial fixed assets28€465€177▼
Current assets29/58€689k€649k▼
Amounts receivable within one year40/41€590k€438k▼
Trade receivables40€393k€236k▼
Other amounts receivable41€198k€202k▲
Cash at bank and in hand54/58€60k€79k▲
Deferred charges and accrued income490/1€39k€132k▲
Equity and liabilities
Total equity and liabilities10/49€738k€701k▼
Equity10/15€272k€284k▲
Contributions10/11€25k€25k=
Reserves13€247k€259k▲
Distributable reserves133€247k€259k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€466k€417k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€466k€417k▼
Current portion of amounts payable after more than one year42€3k€0▼
Financial debts43€9k€43k▲
Credit institutions430/8€9k€9k▼
Other loans439-€34k
Trade debts44€336k€239k▼
Suppliers440/4€336k€239k▼
Taxes, remuneration and social security45€117k€136k▲
Taxes450/3€23k€22k▼
Remuneration and social security454/9€95k€113k▲
Other amounts payable47/48€102€0▼
Income statement
Code20242025
Non-recurring operating income76A€54k€49k▼
Remuneration, social security and pensions62€2.26M€2.42M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€17k▼
Other operating charges640/8€13k€23k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€2.35M€2.49M▲
Operating profit (loss)9901€51k€29k▼
Financial income75/76B€21k€6k▼
Recurring financial income75€21k€6k▼
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€71k€31k▼
Income taxes67/77€22k€19k▼
Profit (loss) for the period9904€48k€12k▼
Profit (loss) for the period to be appropriated9905€48k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€12k▼
Transfer to equity691/2€48k€12k▼
To other reserves6921€48k€12k▼
Profit to be distributed694/7€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)908737.735.6▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2020net €262k ▲99.5%
Operating result €283k, net result €262k, both a record.
31-03
Financial
Equity above €200kEq €224k ▲39.7%
4 profitable years in a row build equity to €224k.
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Equity above €150kEq €160k ▲103%
3 profitable years in a row build equity to €160k.
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijksweg 108870 IzegemGround area
921 m²
Building footprint
214 m²
Volume, LiDAR
888 m³
Parcel 36008C0222/00K000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IZYTEC
since 20192.288.293.940
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36008C0222/00K000 | Flanders | 920 m² | 1 · 214 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 20,898 EUR awarded · 20,877 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,080 EUR | 5,373 EUR |
| 2024 | 2 | 6,524 EUR | 6,210 EUR |
| 2023 | 1 | 1,794 EUR | 1,794 EUR |
| 2022 | 1 | 7,500 EUR | 7,500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 995 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2019
Fiscal year end31-03
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
78100Employment placement agencies
78200Temporary employment agencies and other provision of personnel
78300Employment activities
33120Repair and maintenance of machinery
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.