Summary
IXACT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €68,260 and a net result of €29,304. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 3320 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
30 d late
2022
on the day
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€68,260▲ 75.2%
2023 · €38,956
Net result
€29,304▲ 495%
2023 · €4,926
Total assets
€88,397▲ 16.8%
2023 · €75,708
Solvency
77.2%▲ 25.8pp
2023 · 51.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€40,473-€3,829▼ 90.5%€10,284▲ 169%€39,475▲ 284%
Net result€28,711within the sector's middle half-€319below the sector's middle half▼ 98.9%€4,926within the sector's middle half▲ 1,442%€29,304within the sector's middle half▲ 495%
Equity€33,711below the sector's middle half-€34,030below the sector's middle half▲ 0.9%€38,956within the sector's middle half▲ 14.5%€68,260within the sector's middle half▲ 75.2%
Total assets€74,435below the sector's middle half-€70,274below the sector's middle half▼ 5.6%€75,708below the sector's middle half▲ 7.7%€88,397below the sector's middle half▲ 16.8%
Debt€40,724-€36,244▼ 11.0%€36,752▲ 1.4%€20,137▼ 45.2%
Working capital-€4,482below the sector's middle half--€3,250within the sector's middle half▲ 27.5%€2,508within the sector's middle half€27,037within the sector's middle half▲ 978%
Solvency45.3%within the sector's middle half-48.4%within the sector's middle half▲ 3.1pp51.5%within the sector's middle half▲ 3.0pp77.2%above the sector's middle half▲ 25.8pp
Current ratio0.81below the sector's middle half-0.87below the sector's middle half▲ 0.051.08within the sector's middle half▲ 0.222.47within the sector's middle half▲ 1.38
Return on assets (ROA)38.6%above the sector's middle half-0.5%below the sector's middle half▼ 38.1pp6.5%within the sector's middle half▲ 6.1pp33.2%above the sector's middle half▲ 26.6pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 284% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €88,397
Fixed assets
€42,953 ▼ 0.8%
Current assets
€45,444 ▲ 40.3%
Equity and liabilities €88,397
Equity
€68,260 ▲ 75.2%
Debt
€20,137 ▼ 45.2%
Debt's share of the balance-sheet total falls from 48.5% to 22.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
42.9%▲
2023 · 12.6%
Debt ≤ 1 year
€18,407▼
2023 · €29,887
Debt > 1 year
€1,730▼
2023 · €6,865
Income taxes
€8,892▲
2023 · €1,998
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,486 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,763 | €5,884 | €5,884 | €6,570 | ▲ 11.6% |
| Other operating charges640/8 | €1,936 | €621 | €773 | €1,040 | ▲ 34.5% |
| Gross operating margin9900 | €46,172 | €10,335 | €16,941 | €47,085 | ▲ 178% |
| Operating profit (loss)9901 | €40,473 | €3,829 | €10,284 | €39,475 | ▲ 284% |
| Financial income75/76B | €3 | €13 | €143 | €151 | ▲ 5.8% |
| Recurring financial income75 | €3 | €13 | €143 | €151 | ▲ 5.8% |
| Financial charges65/66B | €1,783 | €1,864 | €3,504 | €1,430 | ▼ 59.2% |
| Recurring financial charges65 | €1,783 | €1,864 | €3,504 | €1,430 | ▼ 59.2% |
| Profit (loss) for the period before taxes9903 | €38,694 | €1,978 | €6,923 | €38,197 | ▲ 452% |
| Income taxes67/77 | €9,983 | €1,659 | €1,998 | €8,892 | ▲ 345% |
| Profit (loss) for the period9904 | €28,711 | €319 | €4,926 | €29,304 | ▲ 495% |
| Profit (loss) for the period to be appropriated9905 | €28,711 | €319 | €4,926 | €29,304 | ▲ 495% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €74,435 | €70,274 | €75,708 | €88,397 | ▲ 16.8% |
| Fixed assets21/28 | €55,082 | €49,198 | €43,313 | €42,953 | ▼ 0.8% |
| Intangible fixed assets21 | €47,479 | €42,479 | €37,479 | €32,479 | ▼ 13.3% |
| Tangible fixed assets22/27 | €7,603 | €6,718 | €5,834 | €10,474 | ▲ 79.5% |
| Furniture and vehicles24 | €1,007 | €889 | €771 | €6,178 | ▲ 701% |
| Other tangible fixed assets26 | €6,596 | €5,829 | €5,062 | €4,296 | ▼ 15.1% |
| Current assets29/58 | €19,352 | €21,076 | €32,394 | €45,444 | ▲ 40.3% |
| Amounts receivable within one year40/41 | €18,137 | €13,586 | €17,194 | €21,639 | ▲ 25.9% |
| Trade receivables40 | €18,137 | €7,819 | €16,694 | €17,297 | ▲ 3.6% |
| Other amounts receivable41 | - | €5,767 | €500 | €4,341 | ▲ 769% |
| Cash at bank and in hand54/58 | €1,215 | €7,477 | €15,058 | €23,654 | ▲ 57.1% |
| Deferred charges and accrued income490/1 | - | €13 | €143 | €151 | ▲ 5.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €74,435 | €70,274 | €75,708 | €88,397 | ▲ 16.8% |
| Equity10/15 | €33,711 | €34,030 | €38,956 | €68,260 | ▲ 75.2% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €28,711 | €29,030 | €33,956 | €63,260 | ▲ 86.3% |
| Distributable reserves133 | €28,711 | €29,030 | €33,956 | €63,260 | ▲ 86.3% |
| Amounts payable17/49 | €40,724 | €36,244 | €36,752 | €20,137 | ▼ 45.2% |
| Amounts payable after more than one year17 | €16,890 | €11,918 | €6,865 | €1,730 | ▼ 74.8% |
| Financial debts170/4 | €16,890 | €11,918 | €6,865 | €1,730 | ▼ 74.8% |
| Amounts payable within one year42/48 | €23,834 | €24,326 | €29,887 | €18,407 | ▼ 38.4% |
| Current portion of amounts payable after more than one year42 | €4,893 | €4,972 | €8,435 | €5,135 | ▼ 39.1% |
| Trade debts44 | €2,062 | €1,820 | €2,399 | €116 | ▼ 95.2% |
| Suppliers440/4 | €2,062 | €1,820 | €2,399 | €116 | ▼ 95.2% |
| Taxes, remuneration and social security45 | €10,736 | €17,534 | €19,052 | €13,156 | ▼ 30.9% |
| Taxes450/3 | €10,736 | €17,534 | €16,352 | €11,056 | ▼ 32.4% |
| Remuneration and social security454/9 | - | - | €2,700 | €2,100 | ▼ 22.2% |
| Other amounts payable47/48 | €6,143 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,711 | €319 | €4,926 | €29,304 | ▲ 495% |
| + Depreciation and write-downs630 | €3,763 | €5,884 | €5,884 | €6,570 | ▲ 11.6% |
| Operating cash flow (approximation) | €32,474 | €6,204 | €10,810 | €35,874 | ▲ 232% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€6,210 | - |
| Change in cash | - | €6,262 | €7,581 | €8,596 | ▲ 13.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €29,304 ▲495%
Net result €29,304, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.47
Current ratio from 1.08 to 2.47; short-term debt falls from €29,887 to €18,407.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €319 ▼98.9%
Net result drops to €319, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2020
Ground area
407 m²
Building footprint
84 m²
Parcel 71322B0652/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
IXACT
since 20202.305.974.763
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71322B0652/00E000 | Flanders | 407 m² | 1 · 84 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 853 companies in sector 66210 we hold annual accounts for 511. 427 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-05-2020
Fiscal year end31-12
Activities, NACEBEL 2025
66210Risk and damage evaluation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0746951765
Also
9925:BE0746951765
Registered
27-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.