IVL
ActiveIVL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 7962 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7962 sector peers (2025).
NBB · sector comparisonPosition among 7962 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
46 d early
2024
11 d early
2023
40 d early
2022
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 88.9%
2024 · €73k
2022: €20k
2023: €48k
2024: €73k
2022 → 2025
Net result
€3k▼ 87.3%
2024 · €24k
2022: €15k
2023: €28k
2024: €24k
2022 → 2025
Total assets
€83k▼ 12.2%
2024 · €94k
2022: €37k
2023: €69k
2024: €94k
2022 → 2025
Solvency
9.8%▼ 67.6pp
2024 · 77.4%
2022: 54.9%
2023: 70.6%
2024: 77.4%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€20k-€48k▲ 138%€73k▲ 50.4%€8k▼ 88.9%
Operating result€23k-€38k▲ 64.7%€32k▼ 15.5%€6k▼ 80.4%
Net result€15k-€28k▲ 83.3%€24k▼ 13.1%€3k▼ 87.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 80% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€2k
Current assets
€81k
Equity and liabilities €83k
Equity
€8k▼ 88.9%
Debt
€75k▲ 250%
The debt ratio rises from 22.6% to 90.2%: debt grows while equity shrinks.
Key figures and ratios
Solvency
9.8%▼
2024 · 77.4%
ROE
38.3%▲
2024 · 33.5%
ROA
3.7%▼
2024 · 26.0%
Debt
€75k▲
2024 · €21k
Debt ≤ 1 year
€75k▲
2024 · €21k
Income taxes
€2k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€83k▼
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€94k€81k▼
Amounts receivable within one year40/41€22k€56k▲
Trade receivables40€22k€40k▲
Other amounts receivable41-€15k
Cash at bank and in hand54/58€62k€16k▼
Deferred charges and accrued income490/1€10k€9k▼
Equity and liabilities
Total equity and liabilities10/49€94k€83k▼
Equity10/15€73k€8k▼
Contributions10/11€5k€5k=
Reserves13€68k€3k▼
Distributable reserves133€68k€3k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€21k€75k▲
Amounts payable within one year42/48€21k€75k▲
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€9k€7k▼
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€6k€54k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€693
Other operating charges640/8€3k€553▼
Gross operating margin9900€35k€8k▼
Operating profit (loss)9901€32k€6k▼
Financial charges65/66B€69€1k▲
Recurring financial charges65€69€1k▲
Profit (loss) for the period before taxes9903€32k€5k▼
Income taxes67/77€8k€2k▼
Profit (loss) for the period9904€24k€3k▼
Profit (loss) for the period to be appropriated9905€24k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€3k▼
Transfer from equity791/2-€68k
Transfer to equity691/2€24k€3k▼
To other reserves6921€24k€3k▼
Profit to be distributed694/7-€68k
Return on contributions (dividend)694-€68k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €3k ▼87.3%
Net result drops to €3k, the lowest in the series.
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2022net €28k ▲83.3%
Operating result €38k, net result €28k, both a record.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toekomstlaan 303910 PeltGround area
1,623 m²
Building footprint
342 m²
Volume, LiDAR
1,646 m³
Parcel 72025B1000/00G000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IVL
since 20212.318.275.947
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72025B1000/00G000 | Flanders | 1,622 m² | 1 · 342 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 4,369 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-06-2021
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.