IVC Paint Construct
ActiveSummary
The computed 12-month bankruptcy probability of IVC Paint Construct is 2.2% (moderate). The 2026 annual accounts show equity of €18,474 and a net result of €5,831. Equity is growing by ~49.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 110 sector peers (fiscal year 2026). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
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Signals
This company filed its last 3 accounts on average 34 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2026, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €566 | €671 | ▲ 18.4% |
| Other operating charges640/8 | €753 | €1,641 | €1,727 | ▲ 5.2% |
| Gross operating margin9900 | €5,937 | €11,579 | €10,324 | ▼ 10.8% |
| Operating profit (loss)9901 | €5,184 | €9,372 | €7,926 | ▼ 15.4% |
| Financial income75/76B | €8 | €1 | €41 | ▲ 3,586% |
| Recurring financial income75 | €8 | €1 | €41 | ▲ 3,586% |
| Financial charges65/66B | €121 | €185 | €199 | ▲ 7.5% |
| Recurring financial charges65 | €121 | €185 | €199 | ▲ 7.5% |
| Profit (loss) for the period before taxes9903 | €5,070 | €9,188 | €7,769 | ▼ 15.4% |
| Income taxes67/77 | €1,120 | €2,495 | €1,937 | ▼ 22.3% |
| Profit (loss) for the period9904 | €3,950 | €6,693 | €5,831 | ▼ 12.9% |
| Profit (loss) for the period to be appropriated9905 | €3,950 | €6,693 | €5,831 | ▼ 12.9% |
| Line | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €18,175 | €25,020 | €24,224 | ▼ 3.2% |
| Fixed assets21/28 | - | €686 | €888 | ▲ 29.4% |
| Tangible fixed assets22/27 | - | €686 | €888 | ▲ 29.4% |
| Plant, machinery and equipment23 | - | €686 | €888 | ▲ 29.4% |
| Current assets29/58 | €18,175 | €24,333 | €23,336 | ▼ 4.1% |
| Amounts receivable within one year40/41 | €10,965 | €19,568 | €23,100 | ▲ 18.1% |
| Trade receivables40 | €7,730 | €14,323 | €16,075 | ▲ 12.2% |
| Other amounts receivable41 | €3,235 | €5,245 | €7,025 | ▲ 33.9% |
| Cash at bank and in hand54/58 | €6,498 | €4,766 | €236 | ▼ 95.0% |
| Deferred charges and accrued income490/1 | €712 | - | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €18,175 | €25,020 | €24,224 | ▼ 3.2% |
| Equity10/15 | €5,950 | €12,643 | €18,474 | ▲ 46.1% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Capital10 | €2,000 | - | - | - |
| Issued capital100 | €2,000 | - | - | - |
| Uncalled capital101 | €0 | - | - | - |
| Outside capital11 | - | €2,000 | - | - |
| Share premium1100/10 | €0 | - | - | - |
| Other1109/19 | €0 | €2,000 | - | - |
| Profit (loss) carried forward14 | €3,950 | €10,643 | €16,474 | ▲ 54.8% |
| Amounts payable17/49 | €12,225 | €12,377 | €5,750 | ▼ 53.5% |
| Amounts payable within one year42/48 | €12,225 | €12,377 | €5,750 | ▼ 53.5% |
| Trade debts44 | €9,075 | €8,313 | - | - |
| Suppliers440/4 | €9,075 | €8,313 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €1,120 | €2,494 | €1,937 | ▼ 22.3% |
| Taxes450/3 | €1,120 | €2,494 | €1,937 | ▼ 22.3% |
| Other amounts payable47/48 | €2,030 | €1,570 | €3,812 | ▲ 143% |
| Line | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,950 | €6,693 | €5,831 | ▼ 12.9% |
| + Depreciation and write-downs630 | - | €566 | €671 | ▲ 18.4% |
| Operating cash flow (approximation) | €3,950 | €7,259 | €6,502 | ▼ 10.4% |
| Investment in fixed assets (approximation) | - | - | -€872 | - |
| Change in cash | - | -€1,733 | -€4,530 | ▼ 161% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 fl. |
| 21816C0201/00R002 | Brussels | 86 m² | 1 · 70 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.