IVA CONCEPT

Active

Private limited companyfounded 2025incorporated this yearSint Bavostraat 5, 1731 Asse, BelgiumKBO/BCE: BE 1028.909.187

Summary

IVA CONCEPT is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show negative equity (-€4,322) and a net result of -€4,322. Its solvency ranks better than 5% of 7730 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

IVA CONCEPTActiveChecked score 0/100

Risk analysis Report Compare

Checked score

Score 2025

0 / 100

Critical

Every signal that weighs is under Signals.

Axes

Profitability0

Solvency0

Growth-

Track record50

Credit verdict

No credit on open account

Liquidity short (current ratio 0.17; short-term debt: 178.3% and cash: 0.2% of total assets), and equity is negative.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Young company

Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

IVA CONCEPT was incorporated on 9 October 2025 as a Private limited company.¹ The company has filed annual accounts once, for fiscal year 2025.²

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity

-€4,322

Total assets

€5,521

Net result

-€4,322

Working capital

-€8,135

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €5,521

69.1%

30.9%

Fixed assets €3,813

Current assets €1,708

Equity and liabilities

Equity-€4,322

Debt€9,843

Equity is negative: debt (€9,843) exceeds the balance-sheet total (€5,521).

Key figures and ratios

2025 value

EBITDA

-€2,935

Cash flow

-€2,935

Solvency

-78.3%

Current ratio

0.17

ROA

-78.3%

Debt

€9,843

Debt ≤ 1 year

€9,843

No debt to equity: equity is negative, so debt divided by equity means nothing.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 · 23 lines

Balance sheet Code2025

Assets

Total assets20/58€5,521

Fixed assets21/28€3,813

Tangible fixed assets22/27€3,813

Furniture and vehicles24€3,813

Current assets29/58€1,708

Amounts receivable within one year40/41€1,698

Other amounts receivable41€1,698

Cash at bank and in hand54/58€10

Equity and liabilities

Total equity and liabilities10/49€5,521

Equity10/15-€4,322

Profit (loss) carried forward14-€4,322

Amounts payable17/49€9,843

Amounts payable within one year42/48€9,843

Trade debts44€8,591

Suppliers440/4€8,591

Other amounts payable47/48€1,252

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,387

Gross operating margin9900-€2,935

Operating profit (loss)9901-€4,322

Profit (loss) for the period before taxes9903-€4,322

Profit (loss) for the period9904-€4,322

Profit (loss) for the period to be appropriated9905-€4,322

Appropriation of the result

Profit (loss) to be appropriated9906-€4,322

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€1,387
Gross operating margin9900	-€2,935
Operating profit (loss)9901	-€4,322
Profit (loss) for the period before taxes9903	-€4,322
Profit (loss) for the period9904	-€4,322
Profit (loss) for the period to be appropriated9905	-€4,322

Line	2025
Assets
Total assets20/58	€5,521
Fixed assets21/28	€3,813
Tangible fixed assets22/27	€3,813
Furniture and vehicles24	€3,813
Current assets29/58	€1,708
Amounts receivable within one year40/41	€1,698
Other amounts receivable41	€1,698
Cash at bank and in hand54/58	€10
Equity and liabilities
Total equity and liabilities10/49	€5,521
Equity10/15	-€4,322
Profit (loss) carried forward14	-€4,322
Amounts payable17/49	€9,843
Amounts payable within one year42/48	€9,843
Trade debts44	€8,591
Suppliers440/4	€8,591
Other amounts payable47/48	€1,252

Line	2025
Profit (loss) for the period9904	-€4,322
+ Depreciation and write-downs630	€1,387
Operating cash flow (approximation)	-€2,935

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →

Location & real-estate footprint

Registered office, Asse · 1 establishment unit since 2025

seat establishment The establishment unit on the map

Ground area

291 m²

Building footprint

73 m²

Volume, LiDAR

613 m³

Parcel 23095B0190/00F006, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

IVA CONCEPT

Sint Bavostraat 5, 1731 AsseGeneral construction of residential buildings

since 20252.383.526.659

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23095B0190/00F006	Flanders	291 m²	1 · 73 m²	11.5 m · 3 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 29,766 companies in this sector we hold annual accounts for 16,066. See the whole sector

Company details

Identification

Legal formPrivate limited company

Founded09-10-2025

Fiscal year end31-12

Activities, NACEBEL 2025

41001General construction of residential buildings

41002Construction of residential and non-residential buildings

41003General construction of other non-residential buildings

43120Site preparation

43320Joinery installation

43990Other specialised construction activities

Contact

E-mail info@ivaconcept.beAsse

E-invoicing

Reachable via Peppol

Peppol ID 0208:1028909187

Also 9925:BE1028909187

If you follow this company, Checked tells you the day it leaves the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.