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IV Management

Active Risk: not assessed
Private limited companyfounded 20242 yrs activeGebrs. Van Raemdonckstraat 8, 9140 Temse, BelgiumKBO/BCE: BE 1010.905.690
Summary

IV Management is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €28,512 and a net result of €45,712. Its solvency ranks better than 45% of 3318 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-08-2025, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 18 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IV Management was incorporated on 28 June 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€28,512
Net result
€45,712
Total assets
€63,503
Solvency
44.9%

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €63,503
Fixed assets €30,592
Current assets €32,911
Equity and liabilities €63,503
Equity €28,512
Debt €34,990
Debt finances 55.1% of the balance-sheet total.
Key figures and ratios
2024 value
ROE
160.3%
ROA
72.0%
Debt ≤ 1 year
€33,287
Income taxes
€6,100
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 32 lines
Balance sheet Code2024
Assets
Total assets20/58€63,503
Fixed assets21/28€30,592
Tangible fixed assets22/27€30,592
Furniture and vehicles24€30,592
Current assets29/58€32,911
Cash at bank and in hand54/58€19,625
Deferred charges and accrued income490/1€13,285
Equity and liabilities
Total equity and liabilities10/49€63,503
Equity10/15€28,512
Contributions10/11€5,000
Profit (loss) carried forward14€23,512
Amounts payable17/49€34,990
Amounts payable within one year42/48€33,287
Trade debts44€968
Suppliers440/4€968
Taxes, remuneration and social security45€6,397
Taxes450/3€6,397
Other amounts payable47/48€25,923
Accrued charges and deferred income492/3€1,703
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,398
Other operating charges640/8€1,355
Gross operating margin9900€57,606
Operating profit (loss)9901€51,853
Financial charges65/66B€41
Recurring financial charges65€41
Profit (loss) for the period before taxes9903€51,812
Income taxes67/77€6,100
Profit (loss) for the period9904€45,712
Profit (loss) for the period to be appropriated9905€45,712
Appropriation of the result
Profit (loss) to be appropriated9906€45,712
Profit to be distributed694/7€22,200
Directors or managers695€22,200

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,398
Other operating charges640/8€1,355
Gross operating margin9900€57,606
Operating profit (loss)9901€51,853
Financial charges65/66B€41
Recurring financial charges65€41
Profit (loss) for the period before taxes9903€51,812
Income taxes67/77€6,100
Profit (loss) for the period9904€45,712
Profit (loss) for the period to be appropriated9905€45,712
Line2024
Assets
Total assets20/58€63,503
Fixed assets21/28€30,592
Tangible fixed assets22/27€30,592
Furniture and vehicles24€30,592
Current assets29/58€32,911
Cash at bank and in hand54/58€19,625
Deferred charges and accrued income490/1€13,285
Equity and liabilities
Total equity and liabilities10/49€63,503
Equity10/15€28,512
Contributions10/11€5,000
Profit (loss) carried forward14€23,512
Amounts payable17/49€34,990
Amounts payable within one year42/48€33,287
Trade debts44€968
Suppliers440/4€968
Taxes, remuneration and social security45€6,397
Taxes450/3€6,397
Other amounts payable47/48€25,923
Accrued charges and deferred income492/3€1,703
Line2024
Profit (loss) for the period9904€45,712
+ Depreciation and write-downs630€4,398
Operating cash flow (approximation)€50,110

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
18-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
295 m²
Building footprint
127 m²
Volume, LiDAR
760 m³
Parcel 46025B0945/00F006, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IV Management
Gebrs. Van Raemdonckstraat 8, 9140 TemseFinancial service activities, except insurance and pension funding
since 20242.362.157.460
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46025B0945/00F006 Flanders 295 m² 1 · 127 m² 10.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,674 companies in sector 66220 we hold annual accounts for 3,222. 1,821 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
64922Financial service activities, except insurance and pension funding
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Scores and ratios are computed by Checked and are not a credit decision.