ITstra
ActiveITstra has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €73k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency42▲+2
Growth85=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.76 in 2024; short-term debt: 66.5% and cash: 20.8% of total assets), and 82.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.2%
Return on assets
89.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 19%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €14k
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
27 d late
2024
28 d early
2023
42 d early
2022
61 d early
2021
39 d early
2020
9 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€172k▲ 284%
2019 · €45k
2019: €45k
2019 → 2020
EBIT margin
41.8%▲ 30.8pp
2019 · 11.0%
2019: 11.0%
2019 → 2020
Net result
€73k▲ 8.5%
2024 · €67k
2019: €3k
2020: €55k
2021: €65k
2022: €93k
2023: €68k
2024: €67k
2019 → 2025
Working capital
€-6k▲ 47.0%
2024 · €-10k
2019: €-1k
2020: €51k
2021: €14k
2022: €-31k
2023: €-22k
2024: €-10k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€2k▼ 90.0%€6k▲ 127%€13k▲ 130%€14k▲ 8.2%
Operating result€84k-€121k▲ 43.2%€89k▼ 26.0%€87k▼ 2.3%€94k▲ 7.9%
Net result€65k-€93k▲ 41.6%€68k▼ 26.5%€67k▼ 1.2%€73k▲ 8.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€33k▼ 35.1%
Current assets
€49k▲ 44.6%
Equity and liabilities €82k
Equity
€14k▲ 8.2%
Debt
€68k▼ 5.3%
The debt ratio falls from 84.6% to 82.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€112k▲
2024 · €105k
Cash flow
€91k▲
2024 · €85k
Solvency
17.2%▲
2024 · 15.4%
Current ratio
0.90▲
2024 · 0.76
Quick ratio
0.90▲
2024 · 0.76
Debt / equity
4.82▼
2024 · 5.50
ROE
518.8%▲
2024 · 517.4%
ROA
89.2%▲
2024 · 79.6%
Interest coverage
69.57▲
2024 · 47.04
Debt
€68k▼
2024 · €72k
Debt ≤ 1 year
€55k▲
2024 · €44k
Debt > 1 year
€13k▼
2024 · €27k
Income taxes
€20k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€82k▼
Fixed assets21/28€51k€33k▼
Tangible fixed assets22/27€51k€33k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€49k€31k▼
Current assets29/58€34k€49k▲
Amounts receivable within one year40/41€19k€30k▲
Trade receivables40€19k€30k▲
Other amounts receivable41€46€46=
Cash at bank and in hand54/58€15k€17k▲
Deferred charges and accrued income490/1€413€2k▲
Equity and liabilities
Total equity and liabilities10/49€85k€82k▼
Equity10/15€13k€14k▲
Contributions10/11€1k€1k=
Reserves13€12k€13k▲
Distributable reserves133€12k€13k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€72k€68k▼
Amounts payable after more than one year17€27k€13k▼
Financial debts170/4€27k€13k▼
Amounts payable within one year42/48€44k€55k▲
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€414€965▲
Suppliers440/4€414€965▲
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9-€6
Other amounts payable47/48€20k€30k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k=
Other operating charges640/8€335€962▲
Gross operating margin9900€105k€113k▲
Operating profit (loss)9901€87k€94k▲
Financial income75/76B€141€129▼
Recurring financial income75€141€129▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€85k€93k▲
Income taxes67/77€18k€20k▲
Profit (loss) for the period9904€67k€73k▲
Profit (loss) for the period to be appropriated9905€67k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€73k▲
Transfer from equity791/2-€12k
Transfer to equity691/2€7k€13k▲
To other reserves6921€7k€13k▲
Profit to be distributed694/7€60k€72k▲
Return on contributions (dividend)694€60k€72k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €93k ▲41.6%
Operating result €121k, net result €93k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 2.90
Current ratio from 0.92 to 2.90.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paardebloemstraat(Odk) 78670 KoksijdeGround area
527 m²
Building footprint
114 m²
Volume, LiDAR
648 m³
Parcel 38502G0503/00A000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ITstra
since 20192.292.552.537
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38502G0503/00A000 | Flanders | 527 m² | 1 · 114 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 5,129 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475981521