Consoda
ActiveSummary
Consoda has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,162 and a net result of €76,034. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 74% of 17220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 4.35 against 15.78 in 2024; short-term debt: 19.3% and cash: 66.1% of total assets), and 19.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.3%
Return on assets
85.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €71,162
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-03-2026, 142 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
142 d early
2024
132 d early
2023
62 d early
2022
40 d early
2021
34 d early
2020
12 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 65 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 May (4 of the last 5 filed years within 71 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€71,162▲ 843%
2024 · €7,545
Total assets
€88,659▲ 1,001%
2024 · €8,055
Net result
€76,034
2024 · -€1,568
Working capital
€57,344▲ 660%
2024 · €7,545
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€937▼ 28.6%-€576▲ 38.5%-€917▼ 59.1%-€1,525▼ 66.3%€107,167
Net result-€974below the sector's middle half▼ 28.1%-€615below the sector's middle half▲ 36.8%-€956below the sector's middle half▼ 55.4%-€1,568below the sector's middle half▼ 64.0%€76,034above the sector's middle half
Equity€10,684below the sector's middle half▼ 8.4%€10,069below the sector's middle half▼ 5.8%€9,113below the sector's middle half▼ 9.5%€7,545below the sector's middle half▼ 17.2%€71,162within the sector's middle half▲ 843%
Total assets€10,684below the sector's middle half▼ 36.9%€10,069below the sector's middle half▼ 5.8%€9,113below the sector's middle half▼ 9.5%€8,055below the sector's middle half▼ 11.6%€88,659within the sector's middle half▲ 1,001%
Debt€511€17,497▲ 3,327%
Working capital€7,545below the sector's middle half€57,344within the sector's middle half▲ 660%
Solvency100.0%above the sector's middle half▲ 31.2pp100.0%above the sector's middle half=100.0%above the sector's middle half=93.7%above the sector's middle half▼ 6.3pp80.3%within the sector's middle half▼ 13.4pp
Current ratio15.78above the sector's middle half4.35within the sector's middle half▼ 11.42
Return on assets (ROA)-9.1%below the sector's middle half▼ 4.6pp-6.1%below the sector's middle half▲ 3.0pp-10.5%below the sector's middle half▼ 4.4pp-19.5%below the sector's middle half▼ 9.0pp85.8%above the sector's middle half▲ 105.2pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €107,167 after a loss of €1,525 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88,659
Fixed assets
€14,217
Current assets
€74,441
Equity and liabilities €88,659
Equity
€71,162 ▲ 843%
Debt
€17,497 ▲ 3,327%
Debt's share of the balance-sheet total rises from 6.3% to 19.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€108,269
Cash flow
€77,136
Debt to equity
0.25▲
2024 · 0.07
ROE
106.8%▲
2024 · -20.8%
Interest coverage
28.08
Debt ≤ 1 year
€17,098▲
2024 · €511
Income taxes
€27,278
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €1,103 | - |
| Other operating charges640/8 | €101 | €102 | €109 | €118 | €520 | ▲ 340% |
| Gross operating margin9900 | -€836 | -€474 | -€808 | -€1,407 | €108,789 | ▲ 7,834% |
| Operating profit (loss)9901 | -€937 | -€576 | -€917 | -€1,525 | €107,167 | ▲ 7,129% |
| Financial charges65/66B | €37 | €39 | €39 | €44 | €3,856 | ▲ 8,763% |
| Recurring financial charges65 | €37 | €39 | €39 | €44 | €3,856 | ▲ 8,763% |
| Profit (loss) for the period before taxes9903 | -€974 | -€615 | -€956 | -€1,568 | €103,311 | ▲ 6,688% |
| Income taxes67/77 | - | - | - | - | €27,278 | - |
| Profit (loss) for the period9904 | -€974 | -€615 | -€956 | -€1,568 | €76,034 | ▲ 4,949% |
| Profit (loss) for the period to be appropriated9905 | -€974 | -€615 | -€956 | -€1,568 | €76,034 | ▲ 4,949% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €10,684 | €10,069 | €9,113 | €8,055 | €88,659 | ▲ 1,001% |
| Fixed assets21/28 | - | - | - | - | €14,217 | - |
| Tangible fixed assets22/27 | - | - | - | - | €14,217 | - |
| Plant, machinery and equipment23 | - | - | - | - | €1,825 | - |
| Furniture and vehicles24 | - | - | - | - | €12,393 | - |
| Current assets29/58 | €10,684 | €10,069 | €9,113 | €8,055 | €74,441 | ▲ 824% |
| Amounts receivable within one year40/41 | - | - | - | - | €15,821 | - |
| Trade receivables40 | - | - | - | - | €15,821 | - |
| Cash at bank and in hand54/58 | €10,684 | €10,069 | €9,113 | €8,055 | €58,621 | ▲ 628% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €10,684 | €10,069 | €9,113 | €8,055 | €88,659 | ▲ 1,001% |
| Equity10/15 | €10,684 | €10,069 | €9,113 | €7,545 | €71,162 | ▲ 843% |
| Contributions10/11 | €1 | €1 | €1 | €1 | €1 | = |
| Reserves13 | €12,417 | €12,417 | €12,417 | €12,417 | €71,161 | ▲ 473% |
| Distributable reserves133 | €12,417 | €12,417 | €12,417 | €12,417 | €71,161 | ▲ 473% |
| Profit (loss) carried forward14 | -€1,734 | -€2,349 | -€3,305 | -€4,873 | €0 | ▲ 100% |
| Amounts payable17/49 | - | - | - | €511 | €17,497 | ▲ 3,327% |
| Amounts payable within one year42/48 | - | - | - | €511 | €17,098 | ▲ 3,248% |
| Trade debts44 | - | - | - | €511 | €2,473 | ▲ 384% |
| Suppliers440/4 | - | - | - | €511 | €2,473 | ▲ 384% |
| Taxes, remuneration and social security45 | - | - | - | - | €14,324 | - |
| Taxes450/3 | - | - | - | - | €14,324 | - |
| Other amounts payable47/48 | - | - | - | - | €300 | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €400 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€974 | -€615 | -€956 | -€1,568 | €76,034 | ▲ 4,949% |
| + Depreciation and write-downs630 | - | - | - | - | €1,103 | - |
| Operating cash flow (approximation) | -€974 | -€615 | -€956 | -€1,568 | €77,136 | ▲ 5,019% |
| Change in cash | - | -€615 | -€956 | -€1,057 | €50,565 | ▲ 4,882% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €76,034
Net result €76,034 after 5 loss-making years.
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€1,568
Net result drops to -€1,568, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2019
Ground area
696 m²
Building footprint
126 m²
Parcel 71051C0574/00B002, Flanders. Linked by address, not a title deed.
1 establishment unit
Consoda
since 20192.289.428.642
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71051C0574/00B002 | Flanders | 696 m² | 1 · 126 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,915 companies in sector 62100 we hold annual accounts for 8,786. 6,929 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0726931163
Registered
05-12-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.