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ITproposal

Active
Private limited companyfounded 2023active for 2 yearsKernenergiestraat 19, 2610 Antwerpen, Belgium325 active companies are registered at this addressKBO/BCE: BE 1003.165.387
Summary

The computed 12-month bankruptcy probability of ITproposal is 2.3% (moderate). The 2025 annual accounts show negative equity (-€42,432) and a net result of -€19,263. Its solvency ranks better than 5% of 21,110 sector peers (NACE 62, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
≈ €95,000turnover 2025, estimated
Staff
1 FTE
Equity
-€42,432
Loss
-€19,263
Turnover estimated from the gross margin
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
2025 accounts filed 59 days late
Why 50raises risk1 change of registered office in 24 monthsLast filed accounts filed 59 days late; 2 of the last 3 latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €13,056Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 4% of its sector peers (NACE 62, micro)
Financial strength · tick = 2024
Weak
Solvency 0=
equity -325.0% of total assets
Liquidity 0-26
short-term debt 425.0% · cash 0.2%
Profitability 0=
return on assets -147.5%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,895 companies, NACE 62, micro)
Last 24 months 01-2025: 0.4%lowest value 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.8%▲ +0.3 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.9%▲ +0.1 percentage points vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 1.6%▲ +0.7 percentage points vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.4%▼ -0.2 percentage points vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.6 percentage points vs 07-2026 09-2026: 2.2%▲ +0.2 percentage points vs 08-2026 10-2026: 2.3%▲ +0.1 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.09, compared with 0.24 in 2024, below 1; short-term debt: 425% and cash: 0.2% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 3% on solvency, 1% on liquidity, 5% on profitability and 8% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €13,056
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Last filed accounts filed 59 days late; 2 of the last 3 late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€42,432
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
59 days late
2024
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 75 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (59 days) Filed on 28 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00528022.

Turnover
≈ €95,000
Estimated: probably between €75,000 and €130,000
Total assets
€13,056▼ 35.7%
2024 · €20,307
Net result
-€19,263▲ 29.1%
2024 · -€27,169
Working capital
-€50,618▼ 52.4%
2024 · -€33,221
Trend over the years

2024 to 2025, 2 financial years

The operating result stays negative: a loss of €18,822 in 2025 against €27,077 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€18,822 2025 Net result-€19,263 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result-€27,077--€18,822▲ 30.5%
Net result-€27,169below the sector's middle half--€19,263below the sector's middle half▲ 29.1%
Equity-€23,169below the sector's middle half--€42,432below the sector's middle half▼ 83.1%
Total assets€20,307below the sector's middle half-€13,056below the sector's middle half▼ 35.7%
Debt€43,476-€55,488▲ 27.6%
Working capital-€33,221below the sector's middle half--€50,618below the sector's middle half▼ 52.4%
Solvency-114.1%below the sector's middle half--325.0%below the sector's middle half▼ 210.9pp
Current ratio0.24below the sector's middle half-0.09below the sector's middle half▼ 0.15
Return on assets (ROA)-133.8%below the sector's middle half--147.5%below the sector's middle half▼ 13.7pp
Staff (FTE)0.9-1▲ 11.1%
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13,056
Fixed assets €8,187 ▼ 18.6%
Current assets €4,869 ▼ 52.5%
Equity and liabilities
Equity-€42,432
Debt€55,488
Equity is negative: debt (€55,488) exceeds the balance-sheet total (€13,056).
Key figures and ratios
2025 value · change against 2024
EBITDA
-€16,712▲
2024 · -€26,409
Cash flow
-€17,153▲
2024 · -€26,501
Interest coverage
-103.63▲
2024 · -417.66
Debt ≤ 1 year
€55,488▲
2024 · €43,476
Income taxes
€279▲
2024 · €29
Staff costs
€43,905▲
2024 · €41,970
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.9% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.8% went bankrupt
5.6% stopped otherwise
84.9% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€20,307€13,056▼
Fixed assets21/28€10,051€8,187▼
Tangible fixed assets22/27€9,881€7,771▼
Furniture and vehicles24€9,881€7,771▼
Financial fixed assets28€170€415▲
Current assets29/58€10,255€4,869▼
Amounts receivable within one year40/41€5,966€4,712▼
Trade receivables40€1,966€0▼
Other amounts receivable41€4,000€4,712▲
Cash at bank and in hand54/58€4,157€30▼
Deferred charges and accrued income490/1€132€127▼
Equity and liabilities
Total equity and liabilities10/49€20,307€13,056▼
Equity10/15-€23,169-€42,432▼
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14-€27,169-€46,432▼
Amounts payable17/49€43,476€55,488▲
Amounts payable within one year42/48€43,476€55,488▲
Trade debts44€49€3,383▲
Suppliers440/4€49€3,383▲
Taxes, remuneration and social security45€9,537€11,687▲
Taxes450/3€2,675€1,315▼
Remuneration and social security454/9€6,861€10,372▲
Other amounts payable47/48€33,891€40,418▲
Income statement Code20242025
Remuneration, social security and pensions62€41,970€43,905▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€669€2,110▲
Other operating charges640/8€322€444▲
Gross operating margin9900€15,884€27,637▲
Operating profit (loss)9901-€27,077-€18,822▲
Financial charges65/66B€63€161▲
Recurring financial charges65€63€161▲
Profit (loss) for the period before taxes9903-€27,141-€18,983▲
Income taxes67/77€29€279▲
Profit (loss) for the period9904-€27,169-€19,263▲
Profit (loss) for the period to be appropriated9905-€27,169-€19,263▲
Appropriation of the result
Profit (loss) to be appropriated9906-€27,169-€46,432▼
Profit (loss) brought forward from the previous period14P--€27,169

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€41,970€43,905▲ 4.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€669€2,110▲ 216%
Other operating charges640/8€322€444▲ 37.8%
Gross operating margin9900€15,884€27,637▲ 74.0%
Operating profit (loss)9901-€27,077-€18,822▲ 30.5%
Financial charges65/66B€63€161▲ 155%
Recurring financial charges65€63€161▲ 155%
Profit (loss) for the period before taxes9903-€27,141-€18,983▲ 30.1%
Income taxes67/77€29€279▲ 877%
Profit (loss) for the period9904-€27,169-€19,263▲ 29.1%
Profit (loss) for the period to be appropriated9905-€27,169-€19,263▲ 29.1%
Line20242025Change
Assets
Total assets20/58€20,307€13,056▼ 35.7%
Fixed assets21/28€10,051€8,187▼ 18.6%
Tangible fixed assets22/27€9,881€7,771▼ 21.4%
Furniture and vehicles24€9,881€7,771▼ 21.4%
Financial fixed assets28€170€415▲ 144%
Current assets29/58€10,255€4,869▼ 52.5%
Amounts receivable within one year40/41€5,966€4,712▼ 21.0%
Trade receivables40€1,966€0▼ 100%
Other amounts receivable41€4,000€4,712▲ 17.8%
Cash at bank and in hand54/58€4,157€30▼ 99.3%
Deferred charges and accrued income490/1€132€127▼ 3.5%
Equity and liabilities
Total equity and liabilities10/49€20,307€13,056▼ 35.7%
Equity10/15-€23,169-€42,432▼ 83.1%
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14-€27,169-€46,432▼ 70.9%
Amounts payable17/49€43,476€55,488▲ 27.6%
Amounts payable within one year42/48€43,476€55,488▲ 27.6%
Trade debts44€49€3,383▲ 70×
Suppliers440/4€49€3,383▲ 70×
Taxes, remuneration and social security45€9,537€11,687▲ 22.5%
Taxes450/3€2,675€1,315▼ 50.8%
Remuneration and social security454/9€6,861€10,372▲ 51.2%
Other amounts payable47/48€33,891€40,418▲ 19.3%
Line20242025Change
Profit (loss) for the period9904-€27,169-€19,263▲ 29.1%
+ Depreciation and write-downs630€669€2,110▲ 216%
Operating cash flow (approximation)-€26,501-€17,153▲ 35.3%
Investment in fixed assets (approximation)--€245-
Change in cash--€4,127-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 28-09-2026 2026-00528022
31-12-2024 micro format 30-10-2025 2025-00554872

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 29,903 active companies whose main activity is computer consultancy and computer facilities management (NACE 62200), figures are known for 18,949. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No sitting directors in the 2 Gazette acts read. See the directors and other office holders in the KBO →

Owners and capital

Capital and shareholders

Capital over the years
  1. 12-12-2023 Incorporation · €4,000

Group and network

Connections & network

No sitting directors or connected companies in the 2 Gazette acts read.

History

On 8 December 2023, ITproposal was incorporated as a private limited company, with a starting capital of €4,000.12 In 2026 the registered office moved to Antwerpen.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 12-12-2023
  3. 3Belgian Official Gazette, 04-02-2026
  4. 4National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
28-09
NBB filing Annual accounts filed
financial year 2025 · micro format · 59 days late
04-02
Gazette deed Registered office
Registered-office move1 fact ▸
  • Registered-office move, 2610 Antwerpen, Kernenergiestraat 19 bus H02
2025
30-10
NBB filing Annual accounts filed
financial year 2024 · micro format · 91 days late
2023
12-12
Gazette deed Incorporation
Permanent representative: Bagci,Enes · Founding capital · Registered office clause7 facts ▸
  • Incorporation, 07-12-2023
  • Founding capital, €4,000
  • Registered office clause, “2160 Wommelgem,Nijverheidsstraat 70” (deed in Dutch)
  • Share issue, 100, “gelijk recht in de winstverdeling” (deed in Dutch)
  • Other provision, “oprichter”, founder (deed in Dutch)
  • Other provision, “niet-statutaire bestuurder, onbepaalde duur” (deed in Dutch)
  • Permanent representative, Bagci,Enes
Gazette deedNBB filing
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded08-12-2023
Financial year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003165387
Registered 14-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
1,491 m²
Building footprint
984 m²
Building volume
7,216 m³
Parcel 11463D0325/00K002, Flanders · tallest building 8.2 m. Linked by address, not a title deed.
325 companies at this address See who is registered here
1 establishment unit
ITproposal
Kernenergiestraat 19, 2610 AntwerpenComputer consultancy and computer facilities management
since 2023unit no. 2.358.754.839
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11463D0325/00K002 Flanders 1,491 m² 1 · 984 m² 8.2 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

Name clauseThe name the company operates under according to its articles.
ITproposal
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest” (deed in Dutch)

deed of 12-12-2023

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, 1” (deed in Dutch)
1 more provision on this in the deed

deed of 12-12-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Third Thursday of June at 19:00

deed of 12-12-2023

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Op elk moment door beslissing algemene vergadering beslissende in vormen vereist voor statutenwijziging” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Bestuurder(s)in functie als vereffenaar(s)krachtens statuten indien geen andere vereffenaar benoemd, ontbinding en sluiting vereffening in…” (deed in Dutch)

deed of 12-12-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Plaats in oproepingsbrief,bij gebrek zetel vennootschap, bijeenroeping collegiaal bestuursorgaan” (deed in Dutch)
Other provision: “Besluitvorming collegiaal bestuursorgaan, alle bestuurders aanwezig of vertegenwoordigd” (deed in Dutch)
Other provision: “Bevoegdheden bestuursorgaan, alle handelingen nodig of dienstig voor verwezenlijking voorwerp,behoudens alleen algemene vergadering bevoegd…” (deed in Dutch)
Other provision: “Handelingen en beslissingen binnen behoeften dagelijks leven,of minder belang of spoedeisend zonder tussenkomst bestuursorgaan, dagelijks…” (deed in Dutch)
Other provision: “Bestemming winst-reserves-interimdividenden, algemene vergadering op voorstel bestuursorgaan” (deed in Dutch)
Liquidation distribution: “Netto actief onder alle aandeelhouders naar verhouding aantal aandelen,goederen in natura opzelfde wijze, na aanzuivering schulden,lasten en…” (deed in Dutch)
1 more provision in the deed, see the deed of 12-12-2023

deed of 12-12-2023