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ITOR

Active Private limited companyfounded 2023active for 3 yearsMolenstraat 48, 1840 LonderzeelKBO/BCE: BE 0800.979.082

Overview

Lifetime

3 annual accounts with figures on one time axis
peak €35,827 (2023)
€18,543▲ €31,684
lowest -€15,070 (2024)
€15,582▲ €30,652
peak €33,974 (2025)
€33,974▲ 84.7%
€3,783▼ 20.2%
Board1 name since 2023
1 director
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from -€13,141 to €18,543Back to profit: €15,582Equity from €18,393 to €33,974Debts from €4,743 to €3,783Cash from €6,850 to €32,070

Key points

from the 2025 annual accounts

Turnover

≈ €120,000 estimated

The micro format states no turnover.

Liquidity

9.00 was 4.14 in 2024

Short-term debts fell from €4,743 to €3,783.

Position in the sector

90.0%

Higher solvency than 90% of companies in architecture and engineering. Sector median 53.9% · 11,794 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as ITOR has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for ITOR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 20-04-2023
  • 100 sharesdeed of 24-04-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0800979082
Incorporation Founding capital of €5,000, 100 shares · Founder: · Appointment: (director) · published on 24-04-2023 · Gazette deed
First establishment Molenstraat 48, Londerzeel
All 9 events

Comparable companies

same main activity, similar in size and age
Company
ITOR Londerzeel €37,758 €18,543 90.0% -
SiVa Projects Leuven €37,872 €17,295 69.0% -
LaMa Concepts Brasschaat €39,408 €17,466 38.0% -
STUDIO RUBEN JANSSENS Jette €41,524 €20,877 86.5% -
LITO architecture Ixelles €41,495 €16,315 85.9% -
MARA Uccle €34,502 €21,854 40.8% -
TR ARCHITECTE Liège €39,442 €15,352 35.2% -

These companies have the same main activity as ITOR: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €34,500 and €41,500, founded in 2023.

Official details

Source: KBO
Status
Active since 20-04-2023Normal situation
Activity
Activities of building architectsNACE 71111and 2 others
Establishment unit
2.344.231.6621840 Londerzeel, since 20-04-2023
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€18,543
€15,582
€33,974▲ 84.7%
€37,758▲ 63.2%
Filing
Filed on 27-07-2026, 4 days before the end of the filing period
Financials

Insights on ITOR

ITOR files the micro format. That format states no turnover. The gross margin fell from €35,827 in 2023 to €18,543 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 27-07-2026, 4 days before the deadline
€18,543
▲ €31,684
€16,236
▲ €31,233
€15,582
▲ €30,652
€30,283
▲ 103%
90.0%
▲ 10.5 percentage points
9.00
▲ 4.86

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €120,000. Estimated: probably between €62,000 and €210,000.

Balance sheet

balance sheet total €37,758 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

90.0%

Higher than 91% of 11,794 companies in 2025.

9.00

Higher than 90% of 11,521 companies in 2025.

41.3%

Higher than 87% of 11,605 companies in 2025.

ITOR Middle half of the sector 80% of the sector Micro accounts in architecture and engineering (NACE 71)

Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
20/58 37,75823,13538,934
21/28 3,6913,4852,822
22/27 3,6913,4852,822
23 3,6913,4852,822
29/58 34,06619,65136,112
40/41 1,99712,80115,065
40 1,9973,73015,065
41 -9,071-
54/58 32,0706,85021,048
Balance sheet: equity and liabilities
10/49 37,75823,13538,934
10/15 33,97418,39333,463
10/11 5,0005,0005,000
13 44,04428,46328,463
133 44,04428,46328,463
14 -15,070-15,070-
17/49 3,7834,7435,471
42/48 3,7834,7435,471
44 1,8323,951968
440/4 1,8323,951968
45 1,7967914,503
450/3 1,7967914,503
47/48 155--
Income statement
9900 18,543-13,14135,827
630 2,3081,857235
9901 16,236-14,99735,592
65/66B 131731
65 131731
9903 16,105-15,07035,590
67/77 523-7,128
9904 15,582-15,07028,463
9905 15,582-15,07028,463
Appropriation of the result
9906 512-15,07028,463
14P -15,070--
691/2 15,582-28,463
6921 15,582-28,463
Document PDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 27-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 27-07-2026 2026-00333851 PDF
31-12-2024 micro format 28-07-2025 2025-00315039 PDF
31-12-2023 micro format 20-09-2024 2024-00466431 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
18,543-13,14135,827
17,889-13,21328,698
2,5142,5203,057
25,220-14,198-
30,28314,90830,641
90.0%79.5%85.9%
9.004.146.60
0.110.260.16
45.9%-81.9%85.1%
41.3%-65.1%73.1%
over 100-180.68over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets€2,514€2,520€3,057
€2,308€1,857€235

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Insights on ITOR

The operating result for 2025 is a profit of €16,236, after a loss of €14,997 in 2024.

Debt's share of the balance-sheet total falls from 20.5% to 10.0%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, since incorporation
Director
since 20-04-2023 term without a fixed end
listed in the 2025 annual accounts, filed on 27-07-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director
Board
Mandates as a list
    • Director, from 20-04-2023 to date

See the board, name and registered office on a given date →

Control

Founder
This company
ITOR
Equity €33,974
Profit €15,582 in 2025

Capital

Contribution
€5,000
Shares
100
Contribution per share
€50
Equity per share
€340 in 2025
Source
deed of 24-04-2023

Articles of association

deed of 24-04-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Wednesday of June at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 24-04-2023 ↗
  • 100 shares (100%) · €5,000

Network & group

No group

ITOR has no parent and no holdings in its annual accounts. is the only director. ITOR shares no director with another company.

Timeline

Timeline

9 events since 2023

Deadline for the 2026 accounts: 31-07-2027

2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0800979082
Annual accounts 2025 filed NBBmicro format · 4 days before the deadline
2025
Back to profit net €15,582 The net result is €15,582, after one loss-making year.
Liquidity more than doubled current ratio 9.00 The current ratio rises from 4.14 to 9.00. Short-term debt falls from €4,743 to €3,783.
Annual accounts 2024 filed PDFmicro format · 3 days before the deadline
2024
Weakest financial year net -€15,070 The net result drops to -€15,070, the lowest from 2023 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 51 days late
2023
IncorporationFounding capital of €5,000, 100 shares · Founder: · Appointment: (director) · published on 24-04-20236 points ▸
  • Founder,
  • Founding capital, €5,000, 100 shares
  • Capital, €5,000, 100 shares
  • Registered office clause, Molenstraat 48, 1840 Londerzeel
  • Board rule, 1
  • Director appointment,
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

First establishment Molenstraat 48, Londerzeel

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

ITOR was incorporated on 20 April 2023 as a private limited company by one natural person, with a starting capital of €5,000.12 Since 2023, has served as director.3 Total assets went from €38,934 in 2023 to €37,758 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-04-2023
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2023 and 2025

Company details

Identity

Enterprise number
0800.979.082
VAT number
BE 0800.979.082
Peppol ID
0208:0800979082
Legal form
Private limited company
Status
Active, normal situation
Founded
20-04-2023
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Wednesday of June at 18:00
deed of 24-04-2023 (in Dutch)
Peppol
Reachable since 21-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
ITOR in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 24-04-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 24-04-2023 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
71111 Architectural and engineering activities; technical testing and analysis main activity
71113 Architectural and engineering activities; technical testing and analysis
71121 Engineering activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Verlenen van bouwkundige adviezen; Stabiliteitsstudies en ontwerpen; Toezien op bouwwerkzaamheden (ruwbouw,installatie,afwerking,...)…”
17 activities
  1. Verlenen van bouwkundige adviezen.
  2. Stabiliteitsstudies en ontwerpen.
  3. Toezien op bouwwerkzaamheden (ruwbouw,installatie,afwerking,...).
  4. Uitwerken en realisatie van allerlei projecten.
  5. Algemene bouw van residentiële gebouwen (stabiliteit,afwerking,speciale techniek).
  6. Algemene bouw van andere niet-residentiële gebouwen (stabiliteit,afwerking,speciale techniek).
  7. Renovatie van residentiële en andere niet residentiële gebouwen (stabiliteit,afwerking,speciale techniek).
  8. Overige gespecialiseerde wetenschappelijke en technische activiteiten.
  9. Investeringsmaatschappij (aan- en verkoop van beursaandelen).
  10. Het uitvoeren van administratieve opdrachten voor diverse partijen evenals het uitvoeren van managementopdrachten,als het verlenen van consulting en adviezen.
  11. Raadgever en consulent in het algemeen,dit zowel voor eigen rekening als voor rekening van derden. Het geven van advies en raadgeving in het algemeen,uitvoeren van studies. Adviesbureau voor bedrijfsbeheer en bedrijfsvoering. Verlenen van advies en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,enzovoort… Het berekenen van kosten en baten van de voorgestelde maatregelen in verband met planning,organisatie,efficiëntie,enzovoort…
  12. Het beheer uitoefenen over alle roerende en onroerende goederen die haar toebehoren,alsook alle bewerkingen doen van roerende en onroerende aard.
  13. Het verstrekken van leningen en voorschotten onder eender welke vorm of duur,aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit,alsmede het waarborgen van alle verbintenissen van zelfde ondernemingen.
  14. De verwerving en de uitbating van brevetten en licenties.
  15. Tussenpersoon in de handel,als makelaar in goederen,als zelfstandige handelsvertegenwoordiger en als commissionair.
  16. De verhuring van alle roerende installaties,uitrusting en materialen.
  17. Het beheer uitoefenen over alle roerende en onroerende goederen die haar toebehoren,alsook alle bewerkingen doen van roerende en onroerende aard,waaronder het verwerven en uitbouwen van een onroerend vermogen,het aangaan van financieringen,evenals de goederen bezwaren met hypotheken en zakelijke rechten.
deed of 24-04-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Molenstraat 48 registered office 1840 Londerzeel 20-04-2023 2.344.231.662

Buildings and parcels at the address

Ground area
285 m²
Buildings
74 m²
Volume, LiDAR
387 m³
Tallest building
7.2 m
Buildings to scale, each on its own parcel
74 m², 7.2 m 74 m², 7.2 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
23045E0241/00V000285 m² 1 · 74 m² 7.2 m · 2