LITO architecture
ActiveLITO architecture has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €10k. Equity is growing by ~41.4% per year across the filed fiscal years. Its solvency ranks better than 85% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency100▲+6
Growth52=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 7.0 against 3.29 in 2024; short-term debt: 14.1% and cash: 54.9% of total assets), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
23.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
8 d early
2024
29 d late
2023
85 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 37.4%
2024 · €26k
2023: €14k
2024: €26k
2023 → 2025
Total assets
€41k▲ 10.6%
2024 · €38k
2023: €25k
2024: €38k
2023 → 2025
Net result
€10k▼ 17.9%
2024 · €12k
2023: €13k
2024: €12k
2023 → 2025
Working capital
€35k▲ 37.8%
2024 · €26k
2023: €14k
2024: €26k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€14k-€26k▲ 83.6%€36k▲ 37.4%
Operating result€17k-€17k▲ 1.1%€15k▼ 14.8%
Net result€13k-€12k▼ 8.7%€10k▼ 17.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€396▼ 48.8%
Current assets
€41k▲ 11.9%
Equity and liabilities €41k
Equity
€36k▲ 37.4%
Debt
€6k▼ 49.3%
The debt ratio falls from 30.9% to 14.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €17k
Cash flow
€10k▼
2024 · €12k
Solvency
85.9%▲
2024 · 69.1%
Current ratio
7.00▲
2024 · 3.29
Quick ratio
7.00▲
2024 · 3.29
Debt / equity
0.16▼
2024 · 0.45
ROE
27.2%▼
2024 · 45.5%
ROA
23.4%▼
2024 · 31.5%
Interest coverage
47.88▼
2024 · 251.19
Debt
€6k▼
2024 · €12k
Debt ≤ 1 year
€6k▼
2024 · €11k
Income taxes
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€41k▲
Fixed assets21/28€773€396▼
Tangible fixed assets22/27€773€396▼
Furniture and vehicles24€773€396▼
Current assets29/58€37k€41k▲
Amounts receivable within one year40/41€5k€17k▲
Trade receivables40€5k€10k▲
Other amounts receivable41€612€7k▲
Cash at bank and in hand54/58€28k€23k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€38k€41k▲
Equity10/15€26k€36k▲
Contributions10/11€1k€1k=
Reserves13€25k€34k▲
Distributable reserves133€25k€34k▲
Amounts payable17/49€12k€6k▼
Amounts payable within one year42/48€11k€6k▼
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€4k€834▼
Suppliers440/4€4k€834▼
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€8k€3k▼
Other amounts payable47/48€0€800▲
Accrued charges and deferred income492/3€409€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€359€377▲
Other operating charges640/8€483€1k▲
Gross operating margin9900€18k€16k▼
Operating profit (loss)9901€17k€15k▼
Financial income75/76B€55€182▲
Recurring financial income75€55€182▲
Financial charges65/66B€69€311▲
Recurring financial charges65€69€311▲
Profit (loss) for the period before taxes9903€17k€14k▼
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€12k€10k▼
Profit (loss) for the period to be appropriated9905€12k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€10k▼
Transfer to equity691/2€12k€10k▼
To other reserves6921€12k€10k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €10k ▼17.9%
Net result drops to €10k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 7.00
Current ratio from 3.29 to 7.00; short-term debt falls from €11k to €6k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 1891050 ElseneGround area
174 m²
Building footprint
110 m²
Volume, LiDAR
1,881 m³
Parcel 21807G0115/00R006, Brussels · tallest building 26.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 189, 1050 Elsene
since 20232.351.794.395
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0115/00R006 | Brussels | 174 m² | 1 · 110 m² | 26.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Avenira
BE 1021.994.869
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Coppieters Tom Architectenbureau
BE 0834.166.742
Waasmunster · Eq €36k
BE BIM
BE 0755.980.287
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SOCIETE D'ARCHITECTES CONCEPT AND DESIGN
BE 0474.695.531
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KO-architect-EN
BE 0899.971.839
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,083 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2023
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.