Skip to content

ITK

Active
Private limited companyfounded 201213 yrs activeQuai du Halage(VIS) 66, 4600 Visé, BelgiumKBO/BCE: BE 0508.608.414

ITK has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €45k and a net result of €11k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2024
68 / 100
Healthy▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency38▲+9
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.13 in 2023), and 76.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
23.4%
Return on assets
5.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
2 d early
2023
29 d late
2022
31 d late
2021
61 d late
2020
31 d late
2019
66 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€45k▲ 33.7%
2023 · €34k
2018: €14k 2019: €23k 2020: €9k 2021: €31k 2022: €9k 2023: €34k
2018 → 2024
Total assets
€193k▲ 16.7%
2023 · €165k
2018: €30k 2019: €52k 2020: €48k 2021: €113k 2022: €128k 2023: €165k
2018 → 2024
Net result
€11k▼ 53.5%
2023 · €24k
2018: €-671 2019: €8k 2020: €-14k 2021: €22k 2022: €-22k 2023: €24k
2018 → 2024
Working capital
€18k▲ 17.5%
2023 · €16k
2018: €10k 2019: €20k 2020: €-6k 2021: €14k 2022: €-4k 2023: €16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€9k-€31k▲ 245%€9k▼ 69.9%€34k▲ 263%€45k▲ 33.7%
Operating result€-14k-€22k€-23k€26k€22k▼ 17.2%
Net result€-14k-€22k€-22k€24k€11k▼ 53.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2020: €-14k€-14kNet result 2020: €-14k€-14kOperating result 2021: €22k€22kNet result 2021: €22k€22kOperating result 2022: €-23k€-23kNet result 2022: €-22k€-22kOperating result 2023: €26k€26kNet result 2023: €24k€24kOperating result 2024: €22k€22kNet result 2024: €11k€11k20202021202220232024
The operating result falls in 2024; 2024 is 17% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €193k
Fixed assets €75k▲ 173%
Current assets €118k▼ 14.3%
Equity and liabilities €193k
Equity €45k▲ 33.7%
Debt €148k▲ 12.4%
The debt ratio falls from 79.6% to 76.6%: equity grows faster than debt.
Key figures and ratios
2024 value · change against 2023
EBITDA
€51k
2023 · €33k
Cash flow
€40k
2023 · €32k
Solvency
23.4%
2023 · 20.4%
Current ratio
1.19
2023 · 1.13
Quick ratio
1.13
2023 · 1.08
Debt / equity
3.27
2023 · 3.89
ROE
25.2%
2023 · 72.5%
ROA
5.9%
2023 · 14.8%
Interest coverage
11.63
2023 · 81.49
Debt
€148k
2023 · €131k
Debt ≤ 1 year
€100k
2023 · €122k
Debt > 1 year
€48k
2023 · €9k
Income taxes
€6k
2023 · €1k
Staff costs
€203k
2023 · €169k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€165k€193k
Fixed assets21/28€27k€75k
Tangible fixed assets22/27€27k€74k
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€24k€72k
Financial fixed assets28€190€190=
Current assets29/58€138k€118k
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Amounts receivable within one year40/41€98k€98k
Trade receivables40€93k€86k
Other amounts receivable41€5k€12k
Cash at bank and in hand54/58€32k€9k
Deferred charges and accrued income490/1€2k€5k
Equity and liabilities
Total equity and liabilities10/49€165k€193k
Equity10/15€34k€45k
Contributions10/11€19k€19k=
Reserves13€2k€12k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€10k
Profit (loss) carried forward14€13k€15k
Amounts payable17/49€131k€148k
Amounts payable after more than one year17€9k€48k
Financial debts170/4€9k€48k
Amounts payable within one year42/48€122k€100k
Current portion of amounts payable after more than one year42€5k€18k
Trade debts44€101k€65k
Suppliers440/4€101k€65k
Taxes, remuneration and social security45€4k€12k
Taxes450/3€1k€6k
Remuneration and social security454/9€3k€6k
Other amounts payable47/48€13k€5k
Income statement Code20232024
Remuneration, social security and pensions62€169k€203k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€29k
Other operating charges640/8€761€771
Gross operating margin9900€203k€255k
Operating profit (loss)9901€26k€22k
Financial charges65/66B€409€4k
Recurring financial charges65€409€4k
Profit (loss) for the period before taxes9903€26k€17k
Income taxes67/77€1k€6k
Profit (loss) for the period9904€24k€11k
Profit (loss) for the period to be appropriated9905€24k€11k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€25k
Profit (loss) brought forward from the previous period14P€-11k€13k
Transfer to equity691/2-€10k
To other reserves6921-€10k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
25-03
State Gazette act Registered office
General meeting · Registered-office move · Statutes amendment3 facts ▸
  • General meeting, 17/02/2026
  • Registered-office move, Quai du Halage 66 te 4600 Visé
  • Statutes amendment
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Back to profitnet €24k
Net result €24k after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Weakest financial yearnet €-22k ▼199%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial Back to profitnet €22k
Net result €22k after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
05-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial Back to profitnet €8k
Net result €8k after one loss-making year.
19-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 50 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
01-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 1 day late
2016
09-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 9 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-01-2024 Resigned as Director
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Quai du Halage(VIS) 664600 Visé
Ground area
2,678 m²
Building footprint
285 m²
Volume, LiDAR
2,811 m³
2 parcels, Flanders, Wallonia · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ITK
Getske 4, 3790 VoerenSewerage
since 20132.215.271.350
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
62108A0164/00E000 Wallonia 2,537 m² 1 · 181 m² 14.6 m · 4 fl.
73054A0313/00K000 Flanders 141 m² 1 · 103 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

1 connected company
Network connections
C.R.M.
Shared address

Similar companies · same sector, comparable size

Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 12,850 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-12-2012
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43120Site preparation
43221Plumbing work
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.