ITandU
ActiveSummary
For ITandU, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €142k and a net result of €10k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 15865 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability75▲+5
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78.3%
Return on assets
5.3%
Age of the figures
30 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts not filed
The financial year that closed on 31-03-2025 was due at the National Bank by 31-10-2025. Nothing is on record, 329 days later.
NBB · 5 filingsPosition against the passed deadline
31-03-2025 close31-10-2025 deadline25-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 18-09-2024, 43 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not filed
2024
43 d early
2023
1 d early
2022
10 d early
2021
6 d early
2020
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€142k▲ 6.0%
2023 · €134k
Total assets
€181k▲ 11.8%
2023 · €162k
Net result
€10k▲ 398%
2023 · €2k
Working capital
€114k▲ 1.0%
2023 · €113k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€12k-€28k▲ 122%€15k▼ 44.1%€4k▼ 74.5%€14k▲ 253%
Net result€8k-€21k▲ 160%€9k▼ 55.7%€2k▼ 78.6%€10k▲ 398%
Equity€104k-€124k▲ 19.8%€133k▲ 7.3%€134k▲ 0.3%€142k▲ 6.0%
Total assets€114k-€127k▲ 11.3%€158k▲ 24.7%€162k▲ 2.3%€181k▲ 11.8%
Debt€11k-€3k▼ 73.3%€25k▲ 792%€28k▲ 13.2%€39k▲ 38.9%
Working capital€92k-€120k▲ 29.9%€118k▼ 1.3%€113k▼ 4.7%€114k▲ 1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 253% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €181k
Fixed assets
€47k ▲ 124%
Current assets
€134k ▼ 4.8%
Equity and liabilities €181k
Equity
€142k ▲ 6.0%
Debt
€39k ▲ 38.9%
Debt's share of the balance-sheet total rises from 17.5% to 21.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▲
2023 · €12k
Cash flow
€20k▲
2023 · €10k
Current ratio
6.56▲
2023 · 4.98
Debt to equity
0.28▲
2023 · 0.21
ROE
6.8%▲
2023 · 1.5%
ROA
5.3%▲
2023 · 1.2%
Interest coverage
31.12▲
2023 · 10.82
Debt ≤ 1 year
€20k▼
2023 · €28k
Debt > 1 year
€18k
Income taxes
€4k▲
2023 · €934
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €0 | - | €13k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €5k | €5k | €8k | €10k | ▲ 30.2% |
| Other operating charges640/8 | - | - | €763 | €783 | €775 | ▼ 0.9% |
| Non-recurring operating charges66A | - | - | €0 | - | - | - |
| Gross operating margin9900 | €18k | €34k | €22k | €12k | €25k | ▲ 99.1% |
| Operating profit (loss)9901 | €12k | €28k | €15k | €4k | €14k | ▲ 253% |
| Financial income75/76B | - | - | €213 | €10 | €136 | ▲ 1,320% |
| Recurring financial income75 | €0 | €34 | €213 | €10 | €136 | ▲ 1,320% |
| Financial charges65/66B | - | - | €2k | €1k | €770 | ▼ 28.4% |
| Recurring financial charges65 | €702 | €1k | €2k | €1k | €770 | ▼ 28.4% |
| Profit (loss) for the period before taxes9903 | €12k | €27k | €14k | €3k | €13k | ▲ 362% |
| Income taxes67/77 | €4k | €6k | €5k | €934 | €4k | ▲ 288% |
| Profit (loss) for the period9904 | €8k | €21k | €9k | €2k | €10k | ▲ 398% |
| Profit (loss) for the period to be appropriated9905 | €8k | €21k | €9k | €2k | €10k | ▲ 398% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €114k | €127k | €158k | €162k | €181k | ▲ 11.8% |
| Fixed assets21/28 | €11k | €4k | €15k | €21k | €47k | ▲ 124% |
| Tangible fixed assets22/27 | €11k | €4k | €14k | €20k | €46k | ▲ 127% |
| Plant, machinery and equipment23 | - | - | €8k | €8k | €7k | ▼ 13.2% |
| Furniture and vehicles24 | - | - | €7k | €13k | €39k | ▲ 213% |
| Financial fixed assets28 | €500 | €500 | €500 | €500 | €500 | = |
| Current assets29/58 | €103k | €123k | €143k | €141k | €134k | ▼ 4.8% |
| Amounts receivable within one year40/41 | €51k | €69k | €65k | €73k | €51k | ▼ 30.4% |
| Trade receivables40 | - | - | €37k | €44k | €24k | ▼ 45.5% |
| Other amounts receivable41 | - | - | €27k | €29k | €27k | ▼ 7.2% |
| Cash at bank and in hand54/58 | €38k | €49k | €72k | €62k | €76k | ▲ 23.1% |
| Deferred charges and accrued income490/1 | - | - | €6k | €7k | €8k | ▲ 16.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €114k | €127k | €158k | €162k | €181k | ▲ 11.8% |
| Equity10/15 | €104k | €124k | €133k | €134k | €142k | ▲ 6.0% |
| Contributions10/11 | €1k | - | €1k | €1k | €1k | = |
| Reserves13 | €103k | €123k | €132k | €133k | €141k | ▲ 6.0% |
| Non-distributable reserves130/1 | - | - | €100 | - | - | - |
| Reserves not available under the articles1311 | - | - | €100 | - | - | - |
| Distributable reserves133 | - | - | €132k | €133k | €141k | ▲ 6.0% |
| Profit (loss) carried forward14 | €0 | - | - | - | - | - |
| Amounts payable17/49 | €11k | €3k | €25k | €28k | €39k | ▲ 38.9% |
| Amounts payable after more than one year17 | - | - | - | - | €18k | - |
| Financial debts170/4 | - | - | - | - | €18k | - |
| Amounts payable within one year42/48 | €11k | €3k | €25k | €28k | €20k | ▼ 27.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €9k | - |
| Trade debts44 | €5k | €2k | €20k | €25k | €9k | ▼ 64.0% |
| Suppliers440/4 | - | - | €20k | €25k | €9k | ▼ 64.0% |
| Taxes, remuneration and social security45 | - | - | €5k | €1k | - | - |
| Taxes450/3 | - | - | €5k | €1k | - | - |
| Remuneration and social security454/9 | - | - | €0 | - | - | - |
| Other amounts payable47/48 | - | - | €0 | €2k | €2k | ▲ 33.6% |
| Accrued charges and deferred income492/3 | - | - | - | - | €534 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €21k | €9k | €2k | €10k | ▲ 398% |
| + Depreciation and write-downs630 | €4k | €5k | €5k | €8k | €10k | ▲ 30.2% |
| Operating cash flow (approximation) | €12k | €25k | €14k | €10k | €20k | ▲ 104% |
| Investment in fixed assets (approximation) | - | €2k | €-16k | €-14k | €-36k | ▼ 164% |
| Change in cash | - | €10k | €23k | €-10k | €14k | ▲ 237% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €2k ▼78.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
2022
21-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2020net €21k ▲160%
Operating result €28k, net result €21k, both a record.
31-03
Financial
Liquidity quadruplescurrent ratio 43.70
Current ratio from 9.78 to 43.70; short-term debt falls from €11k to €3k.
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2008
Ground area
553 m²
Building footprint
98 m²
Volume, LiDAR
599 m³
Parcel 13035A0038/00B005, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IT and U
since 20082.174.746.631
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13035A0038/00B005 | Flanders | 553 m² | 1 · 98 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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LEVEL COMPUTER SYSTEMS
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BC-MATIC
BE 0838.191.747
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Of 2,119 companies in sector 46500 we hold annual accounts for 1,403. 1,062 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-11-2008
Fiscal year end31-03
Trade name NL
IT and U
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
46170Agents in the wholesale of food, beverages and tobacco
58290Other software publishing
62100Computer programming
62200Computer consultancy and computer facilities management
77391Rental and leasing activities
Scores and ratios are computed by Checked and are not a credit decision.