Checked.be
Active
BE 0873.558.343Private limited company
ITALO RICCI
Rue de la Spinette, Boig. 13 ·5140 Sombreffe, Belgium· 21 yrs active
Sector: General maintenance and repair of cars and light vans (up to 3.5 tonnes)
(95311)
Conclusion
ITALO RICCI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €113k and a net result of €17k. Its solvency ranks better than 72% of 924 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €113k |
| Net result | €17k |
| Staff (FTE) | 1 |
| Better than sector | 72% |
Financial profile
82
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
76
Solvency
95
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2005, 21 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
86
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€10k
estimate, not credit advice
Score history
86
2023
86
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 4.21 (≥ 1.5)
+10
Quick ratio
Quick ratio 4.11 (≥ 1.0)
+5
Leverage
Debt/equity 1.02 (< 2.0)
+3
Profitability
ROE 15% (≥ 10%)
+10
Interest coverage
Interest coverage 92.4× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · micro schema
Sector comparison
Fiscal year 2024 · NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 49.5% | 24.6% | |
| Net result | €17k | €5k | |
| Equity | €113k | €17k | |
| Gross operating margin | €96k | €27k | |
| Staff costs | €35k | €28k |
€55k
-14.0%
23-24
€17k
-18.4%
23-24
€46k
-8.1%
23-24
€228k
-2.6%
23-24
€113k
+18.1%
23-24
€125k
+39.0%
23-24
1
0.0%
23-24
€35k
+8.1%
23-24
€9k
-38.0%
23-24
€115k
-16.9%
23-24
€39k
-24.7%
23-24
€76k
-12.1%
23-24
4.21
+53.8%
23-24
4.11
+55.0%
23-24
49.5%
+21.2%
23-24
1.02
-29.6%
23-24
15.3%
-30.9%
23-24
7.6%
-16.2%
23-24
92.44
-62.1%
23-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 |
|---|---|---|
| Deposit | micro schema | micro schema |
| Revenue | - | - |
| EBITDA | €55k | €64k |
| Net profit | €17k | €21k |
| Cash flow | €46k | €50k |
| Staff costs | €35k | €32k |
| Income taxes | €9k | €14k |
| Dividends | - | - |
| Total assets | €228k | €234k |
| Equity | €113k | €95k |
| Debt | €115k | €138k |
| of which ≤ 1y | €39k | €52k |
| of which > 1y | €76k | €86k |
| Working capital | €125k | €90k |
| Employees (FTE) | 1.0 | 1.0 |
Ratios (computed)
| 2024 | 2023 | |
|---|---|---|
| Current ratio | 4.21 | 2.74 |
| Quick ratio | 4.11 | 2.65 |
| Working capital ratio | 55.1% | 38.6% |
| Solvency | 49.5% | 40.8% |
| Debt / equity | 1.02 | 1.45 |
| Long-term debt ratio | 0.67 | 0.91 |
| Interest coverage | 92.44 | 244.15 |
| Gross margin | - | - |
| Net margin | - | - |
| ROA | 7.6% | 9.0% |
| ROE | 15.3% | 22.1% |
| EBITDA margin | - | - |
| Days sales outstanding | - | - |
| Days payable outstanding | - | - |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €228k | €234k |
| Fixed assets | 21/28 | €63k | €92k |
| Tangible fixed assets | 22/27 | €63k | €92k |
| Financial fixed assets | 28 | €50 | €50 |
| Current assets | 29/58 | €164k | €142k |
| Stocks & contracts in progress | 3 | €4k | €5k |
| Amounts receivable within one year | 40/41 | €89k | €58k |
| Cash & bank | 54/58 | €71k | €79k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €228k | €234k |
| Equity | 10/15 | €113k | €95k |
| Contributions / capital | 10/11 | €19k | €19k |
| Reserves | 13 | €78k | €60k |
| Accumulated profits (losses) | 14 | €16k | €16k |
| Amounts payable | 17/49 | €115k | €138k |
| Amounts payable after one year | 17 | €76k | €86k |
| Amounts payable within one year | 42/48 | €39k | €52k |
| Trade debts payable within one year | 44 | €19k | €26k |
| Income statement | |||
| Gross operating margin | 9900 | €96k | €102k |
| Operating result | 9901 | €26k | €35k |
| Financial charges | 65 | €594 | €261 |
| Result before taxes | 9903 | €26k | €35k |
| Income taxes | 67/77 | €9k | €14k |
| Net result for the period | 9904 | €17k | €21k |
| Result to be appropriated | 9905 | €17k | €21k |
Legal Structure
| NACE primary | General maintenance and repair of cars and light vans (up to 3.5 tonnes)(95311) |
| Legal form | Private limited company(610) |
| Incorporation | 29-04-2005 |
| Status | Active |
| Postal code | 5140 |
Establishment units
Italo Ricci
since 20052.153.012.889
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92313D0113/00C003 | Wallonia | 3,236 m² | 1 · 1,192 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Equity above €100kEq €113k ▲18.1%
2 profitable years in a row build equity to €113k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 37 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
General maintenance and repair of cars and light vans (up to 3.5 tonnes)9531150200Retail sale of cars and light vans (up to 3.5 tonnes)4781145194Retail sale of motor vehicle parts and accessories47820Wholesale trade46713Retail sale of automotive fuel47300501035010450302
Names & trade names
| Legal nameFR | ITALO RICCI |
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