IT4Talent
ActiveIT4Talent has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €25k. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +93 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+65
Growth58▲+26
Stability94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.86 against 0.57 in 2024), and 24.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.5%
Return on assets
108.8%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
43 d early
2024
50 d early
2023
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k
2024 · €-8k
2023: €19k
2024: €-8k
2023 → 2025
Total assets
€23k▲ 39.8%
2024 · €16k
2023: €26k
2024: €16k
2023 → 2025
Net result
€25k
2024 · €-27k
2023: €14k
2024: €-27k
2023 → 2025
Working capital
€16k
2024 · €-10k
2023: €17k
2024: €-10k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€19k-€-8k€17k
Operating result€19k-€-24k€29k
Net result€14k-€-27k€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €29k after a loss of €24k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€1k▼ 54.8%
Current assets
€22k▲ 59.1%
Equity and liabilities €23k
Equity
€17k
Debt
€6k
Debt finances 24.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€30k▲
2024 · €-22k
Cash flow
€26k▲
2024 · €-26k
Solvency
75.5%▲
2024 · -46.4%
Current ratio
3.86▲
2024 · 0.57
Quick ratio
3.86▲
2024 · 0.57
Debt / equity
0.32▲
2024 · -3.15
ROE
144.0%▼
2024 · 356.2%
ROA
108.8%▲
2024 · -165.4%
Interest coverage
8.91▲
2024 · -6.69
Debt
€6k▼
2024 · €24k
Debt ≤ 1 year
€6k▼
2024 · €24k
Income taxes
€378▲
2024 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€23k▲
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€3k€1k▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€14k€22k▲
Amounts receivable within one year40/41€10k€8k▼
Trade receivables40€8k€7k▼
Other amounts receivable41€2k€591▼
Cash at bank and in hand54/58€3k€13k▲
Deferred charges and accrued income490/1€693€639▼
Equity and liabilities
Total equity and liabilities10/49€16k€23k▲
Equity10/15€-8k€17k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-13k€12k▲
Amounts payable17/49€24k€6k▼
Amounts payable within one year42/48€24k€6k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€163€5k▲
Taxes450/3€163€2k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€23k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€300€959▲
Gross operating margin9900€-22k€31k▲
Operating profit (loss)9901€-24k€29k▲
Financial income75/76B-€18
Recurring financial income75-€18
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-27k€25k▲
Income taxes67/77€163€378▲
Profit (loss) for the period9904€-27k€25k▲
Profit (loss) for the period to be appropriated9905€-27k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€12k▲
Profit (loss) brought forward from the previous period14P€14k€-13k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
30-06
Financial
Liquidity times 7current ratio 3.86
Current ratio from 0.57 to 3.86; short-term debt falls from €24k to €6k.
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-27k ▼287%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
2023
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korte Spelierlaan 42950 KapellenGround area
883 m²
Building footprint
91 m²
Volume, LiDAR
406 m³
Parcel 11902E0331/00Y003, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IT4Talent
since 20222.336.238.367
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902E0331/00Y003 | Flanders | 883 m² | 1 · 91 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
QUEEN MODELS AGENCY
BE 0825.566.901
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Lunar
BE 0784.573.513
Antwerpen · Eq €17k
ADK-KASTING
BE 0820.300.591
Elsene · Eq €17k
24 Seven
BE 0643.596.087
Antwerpen · Eq €18k
SCH Management
BE 1005.489.726
Ukkel · Eq €18k
Of 2,347 companies in sector 78100 we hold annual accounts for 1,355. 812 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2022
Fiscal year end30-06
Activities, NACEBEL
78100Employment placement agencies
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.