SCH Management

Active

Private limited companyfounded 2024active for 2 yearsVanderkinderestraat 195, 1180 Ukkel, BelgiumKBO/BCE: BE 1005.489.726

Summary

SCH Management has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,533 and a net result of €5,401. Its solvency ranks better than 54% of 976 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

SCH ManagementActiveChecked score 85/100

Risk analysis Report Compare

Activity

Employment placement agencies

NACE 78100

1 site

Size

≈ €84,000turnover 2025, estimated

Equity: €17,533
Profit: €5,401

Turnover estimated from the gross margin

Financial health

85 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

SCHLÜSSEL RaphaëlDirector

2025 accounts 30 days early

Why 85raises riskFounded in 2024lowers riskSector: Employment activities (NACE 78)Liquidity: current ratio 2.27, cash €9,928Figures for financial year 2025 (filed 01-07-2026)Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 67% of its sector peers (NACE 78, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 80+24

equity 54.7% of total assets

Liquidity 72+3

short-term debt 37.5% · cash 31.0%

Profitability 90-10

return on assets 16.8%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,376 companies, NACE 78, micro)

Last 24 months 02-2025: 1.1% 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.2%▲ +0.1 percentage points vs 04-2025 06-2025: 1.9%▲ +0.7 percentage points vs 05-2025 07-2025: 2.1%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.5%▼ -1.6 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.6%▲ +0.1 percentage points vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.4%▼ -0.3 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026lowest value

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.27, compared with 1.42 in 2024, above the usual 1.5; short-term debt: 37.5% and cash: 31% of total assets), and 45.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro): better than 58% on solvency, 64% on liquidity, 66% on profitability and 78% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Employment activities (NACE 78)

KBO

Liquidity: current ratio 2.27, cash €9,928

NBB · annual accounts

Figures for financial year 2025 (filed 01-07-2026)

NBB · annual accounts

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

30 days early

2024

7 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 19 days before the deadline; the sector median (NACE 78) for financial year 2024 is 14 days before the deadline, and 30% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

01-07-2026 Annual accounts filedfinancial year 2025 · micro…
24-07-2025 Annual accounts filedfinancial year 2024 · micro…
21-05-2025 Registered officeRegistered-office move

Key points

One director decidessole director in office 1 View
Total assets 20252 financial years filed €32,055 View
Active since 2024founded 01-02-2024 2 years View

By topic

Financials

Financial year: 2025
Total assets: €32,055
Profit: €5,401
Solvency: 54.7%

Total assets▼ 17.0%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

SCHLÜSSEL RaphaëlDirector

Go to Board & ownership

Timeline

Events: 4
Since: 2024
Next accounts: by 31-07-2027

05-02-2024Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Employment placement agenciesNACE 78100
Founded: 01-02-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 26

Who signs: Each director alone
Annual meeting: Last Tuesday of May at 14:00
Purpose: “Le conseil au sens large à toutes personnes physiques et morales et la gestion au sens…” (deed in French)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about SCH Management

What is the company number of SCH Management?: 1005.489.726. In Belgium the VAT number is the company number with BE in front: BE 1005.489.726.
Where is SCH Management based?: The registered office is at Vanderkinderestraat 195, 1180 Ukkel.Company details
What does SCH Management do?: According to the KBO register, the main activity is employment placement agencies (NACE 78100).
What is the legal form of SCH Management?: Private limited company (BV).
When was SCH Management founded?: On 01-02-2024.
Is SCH Management still active?: Yes, SCH Management is an active enterprise in the KBO register.
What is the turnover of SCH Management?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SCH Management profitable?: In financial year 2025, SCH Management made a profit of €5,401.
Where can I find the annual accounts of SCH Management?: SCH Management filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCH Management due?: By 31-07-2027, for financial year 2026.Timeline