IT-TESTING
ActiveIT-TESTING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €51k and a net result of €9k. Equity is growing by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 11% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
76
/ 100
Excellent▲ +20 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▲+41
Solvency17▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.96 in 2023), and 91.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.5%
Return on assets
1.5%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 20785 sector peers (2024).
NBB · sector comparisonPosition among 20785 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
30 d late
2022
150 d late
2021
31 d late
2020
152 d late
2019
109 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€51k▲ 22.4%
2023 · €42k
2018: €12k
2019: €15k
2020: €22k
2021: €34k
2022: €38k
2023: €42k
2018 → 2024
Total assets
€604k▼ 5.7%
2023 · €641k
2018: €111k
2019: €360k
2020: €376k
2021: €370k
2022: €689k
2023: €641k
2018 → 2024
Net result
€9k▲ 122%
2023 · €4k
2018: €3k
2019: €3k
2020: €7k
2021: €12k
2022: €4k
2023: €4k
2018 → 2024
Working capital
€3k
2023 · €-3k
2018: €-34k
2019: €-10k
2020: €-25k
2021: €-31k
2022: €-31k
2023: €-3k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€22k-€34k▲ 56.5%€38k▲ 10.9%€42k▲ 11.2%€51k▲ 22.4%
Operating result€13k-€20k▲ 45.9%€11k▼ 44.7%€16k▲ 51.4%€22k▲ 32.8%
Net result€7k-€12k▲ 74.6%€4k▼ 69.7%€4k▲ 13.4%€9k▲ 122%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 33% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €604k
Fixed assets
€518k▼ 6.7%
Current assets
€87k▲ 0.8%
Equity and liabilities €604k
Equity
€51k▲ 22.4%
Debt
€553k▼ 7.7%
The debt ratio falls from 93.5% to 91.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€76k▲
2023 · €68k
Cash flow
€64k▲
2023 · €56k
Solvency
8.5%▲
2023 · 6.5%
Current ratio
1.03▲
2023 · 0.96
Quick ratio
1.03▲
2023 · 0.96
Debt / equity
10.79▼
2023 · 14.31
ROE
18.3%▲
2023 · 10.1%
ROA
1.5%▲
2023 · 0.7%
Interest coverage
11.90▲
2023 · 9.74
Debt
€553k▼
2023 · €599k
Debt ≤ 1 year
€84k▼
2023 · €89k
Debt > 1 year
€469k▼
2023 · €510k
Income taxes
€6k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€641k€604k▼
Fixed assets21/28€555k€518k▼
Tangible fixed assets22/27€555k€518k▼
Land and buildings22€480k€460k▼
Plant, machinery and equipment23€1k€515▼
Furniture and vehicles24€71k€55k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€25€25=
Current assets29/58€86k€87k▲
Amounts receivable within one year40/41€20k€16k▼
Trade receivables40€15k€14k▼
Other amounts receivable41€5k€1k▼
Cash at bank and in hand54/58€33k€27k▼
Deferred charges and accrued income490/1€33k€44k▲
Equity and liabilities
Total equity and liabilities10/49€641k€604k▼
Equity10/15€42k€51k▲
Contributions10/11€6k€6k=
Reserves13€15k€15k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€20k€30k▲
Amounts payable17/49€599k€553k▼
Amounts payable after more than one year17€510k€469k▼
Financial debts170/4€510k€469k▼
Amounts payable within one year42/48€89k€84k▼
Current portion of amounts payable after more than one year42€25k€38k▲
Trade debts44€32k€35k▲
Suppliers440/4€32k€35k▲
Advances received on contracts in progress46€900-
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€8k€8k▲
Other amounts payable47/48€23k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€55k▲
Other operating charges640/8€2k€6k▲
Gross operating margin9900€70k€82k▲
Operating profit (loss)9901€16k€22k▲
Financial income75/76B€24€92▲
Recurring financial income75€24€92▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€9k€15k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€4k€9k▲
Profit (loss) for the period to be appropriated9905€4k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€30k▲
Profit (loss) brought forward from the previous period14P€16k€20k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 150 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €12k ▲74.6%
Net result €12k, the highest in the series.
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 152 days late
2020
17-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 109 days late
2019
31-12
Financial
Weakest financial yearnet €3k ▼12%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 122 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 122 days late
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 121 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
Ilse BRUYLANDT
CurrentDirector · since 12-08-2024
Kristof SOLEME
CurrentDirector · since 12-08-2024
12-08-2024
Ilse BRUYLANDT: Appointed as Director
12-08-2024
Kristof SOLEME: Appointed as Director
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Taalmeers(Goe) 129500 GeraardsbergenGround area
559 m²
Building footprint
157 m²
Parcel 41021A0751/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
BVBA IT-Testing
since 20152.246.309.568
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41021A0751/00G000 | Flanders | 559 m² | 1 · 157 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INZELABS
BE 0689.843.610
Aalst · Eq €51k
Nyffels-Lannoo
BE 0765.858.253
Oostrozebeke · Eq €51k
Gukura
BE 1011.762.656
Ukkel · Eq €51k
CompuworX
BE 0730.648.342
Mol · Eq €51k
KO Design
BE 0766.332.860
Brasschaat · Eq €51k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,239 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2015
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.