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RAVIO

Active
Private limited companyfounded 2020active for 5 yearsGodefriduskaai 12, 2000 Antwerpen, Belgium45 active companies are registered at this addressKBO/BCE: BE 0756.894.661
Summary

The computed 12-month bankruptcy probability of RAVIO is 3.7% (moderate). The 2024 annual accounts show equity of €51,662 and a net result of €6,455. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 10% of 8,086 sector peers (NACE 70, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Business and other management consultancy
NACE 70200Computer programming NACE 62100
1 site
Size
€999,129total assets 2024
Staff
8.2 FTE
Equity
€51,662
Profit
€6,455
Turnover not published (abbreviated or micro format)
Financial health
48 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.7%
Structure
Accounts 73 days overdue0 of 3 deeds read
Why 48raises riskFigures for financial year 2024 (filed 22-10-2025)1 financial year not filed after the legal deadline; latest accounts 78 days late; 3 of the last 3 lateSize: 8.2 FTE, total assets €999,129lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 26% of its sector peers (NACE 70, micro)
Financial strength · tick = 2023
Weak
Solvency 30-1
equity 5.2% of total assets
Liquidity 15-1
short-term debt 86.4% · cash 10.2%
Profitability 45-27
return on assets 0.6%
Bankruptcy probability, 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,332 companies, NACE 70, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.6%▲ +0.1 percentage points vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%▲ +0.4 percentage points vs 07-2025 09-2025: 1.3%▲ +0.2 percentage points vs 08-2025 10-2025: 2.1%▲ +0.8 percentage points vs 09-2025 11-2025: 2.2%▲ +0.1 percentage points vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 1.4%▼ -0.8 percentage points vs 03-2026 05-2026: 1.4%● unchanged vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 2.1%▲ +0.6 percentage points vs 07-2026 09-2026: 2.6%▲ +0.5 percentage points vs 08-2026 10-2026: 3.7%▲ +1.1 percentage points vs 09-2026highest value
Credit of up to €2,000 on 30-day terms, only on tighter conditions
Liquidity tight (current ratio 1.02, compared with 0.98 in 2023; short-term debt: 86.4% and cash: 10.2% of total assets), and 94.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 13% on solvency, 6% on liquidity, 22% on profitability and 62% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 22-10-2025)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 78 days late; 3 of the last 3 late
NBB · filings
raises risk · Size: 8.2 FTE, total assets €999,129
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 8086 sector peers (2024).
NBB · sector comparison
Position among 8086 sector peers
Solvency
better than 10%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 73 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline12-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-10-2025, 78 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
78 days late
2023
31 days late
2022
31 days late
2021
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 49 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Back to profitnet €19,485

Key points

  • Caution: Among the weakest 10% on solvencysector median 53.7% · 8,086 companies 5.2% View
  • Caution: Accounts not fileddeadline was 31-07-2026 73 days late View
  • Total assets 20244 financial years filed €999,129 View

By topic

Financials

Financial year
2024
Total assets
€999,129
Profit
€6,455
Solvency
5.2%
Total assets▲ 30.8%
Net result
20212024
Go to Financials

Timeline

Events
6
Since
2022
  1. 31-08-2023Annual accounts filed
  2. 31-12-2022Weakest financial year
  3. 23-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
22-10-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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