Equity
€21,765 from €90,130 in 2021
Equity fell by 76% in 4 years.
IT & PSY
Lifetime
7 annual accounts with figures on one time axispeak €192,653 (2019)
€94,269▲ 12.7%
lowest -€47,576 (2022)
-€2,139▲ €6,224
peak €90,130 (2021)
€21,765▼ 8.9%
€3,785▼ 69.9%
peak 1 FTE (2020)
-not published
Board2 names since 2019
1 director
Documentsfilings and deeds
29-09-202660 days late
2025micro format
Turnover from €83,667 to €94,269Gross margin from €37,069 to €48,980Loss of €2,139Debts from €12,568 to €3,785Cash from €6,132 to €13,664
Key points
from the 2025 annual accountsLosses
-€79,165 in four years
Every financial year from 2022 to 2025 closed with a loss. 2022 was the heaviest.
Payment terms
28 days to suppliers
IT & PSY pays its suppliers 1 day later than in 2024. Customers pay 86 days earlier.
Filings
7 annual accounts 6 late
The 2019 accounts came latest: 122 days after the end of the period.
Starting capital
€18,600 186 shares
Position in the sector
-€2,139
Lower net result than 92% of companies in human health. Sector median €60,073 · 20,761 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,440 companies had the same profile as IT & PSY has now. Each dot stands for 9 companies, two years later.
90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for IT & PSY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
- 112 sharesdeed of 29-04-2019
- 74 sharesdeed of 29-04-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0725708864
New establishment in Schaerbeek
Eugène Plaskysquare 94
Registered office moved to Bertem
New registered office: Ferdinand Vanlaerestraat 23, 3060 Bertem · Resignation: (manager) · Appointment: (director) · Gazette deed
Incorporation
Founding capital of €18,600, 186 shares · Founders: (partner) and (partner) · Appointment: (manager) · published on 29-04-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IT & PSY Bertem | €94,269 | -2.0% | 85.2% | - |
| EQUIMIO Antwerp | - | - | -24.4% | - |
| VID-SEL Oudenaarde | - | - | -117.9% | - |
| Sarah Huysmans Holsbeek | - | - | 0.4% | - |
| Mental Empowerment Waterloo | €106,470 | 20.0% | 71.0% | - |
| Mental Performance Lummen | - | - | 81.8% | - |
| Sur Le Chemin Ittre | €64,705 | 14.9% | 88.7% | - |
Grey: the largest companies of the sector (human health (NACE 86)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as IT & PSY: psychology services (NACE 86931). They are comparable in size and age: total assets between €22,400 and €40,500, founded between 2016 and 2021.
Official details
Source: KBO- Status
- Active since 25-04-2019Normal situation
- Activity
- Psychology servicesNACE 86931
- Establishment units
- 2.289.363.1183060 Bertem, since 25-04-2019
- 2.360.760.2641030 Schaerbeek, since 01-06-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 01-01-2026
Insights on IT & PSY
IT & PSY has existed since 2019. Turnover fell from €186,369 in 2021 to €67,908 in 2022.
Turnover has grown every year since 2022. Solvency rose in 2025 from 65.5% to 85.2% because of lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IT & PSY
- What is the company number of IT & PSY?
- The company number of IT & PSY is 0725.708.864. The VAT number is the same number with BE in front: BE 0725.708.864.
- Where is IT & PSY based?
- The registered office is at Ferd. Vanlaerstraat 23, 3060 Bertem.Company details
- What does IT & PSY do?
- According to the KBO register, the main activity is psychology services (NACE 86931).
- What is the legal form of IT & PSY?
- IT & PSY is a private limited company (BV).
- When was IT & PSY founded?
- IT & PSY was founded on 25-04-2019.
- Is IT & PSY still active?
- Yes, IT & PSY is an active enterprise in the KBO register.
- How many employees does IT & PSY have?
- IT & PSY had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of IT & PSY?
- The turnover of IT & PSY was €94,269 in financial year 2025, according to the filed annual accounts.
- Is IT & PSY profitable?
- In financial year 2025, IT & PSY made a loss of €2,139.
- Where can I find the annual accounts of IT & PSY?
- IT & PSY filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IT & PSY due?
- IT & PSY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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