Financials
- Fiscal year
- 2025
- Turnover
- €64,705
- Profit
- €9,498
- Solvency
- 88.7%
Sur Le Chemin
ActiveSummary
Sur Le Chemin has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,670 and a net result of €9,498. Its solvency ranks better than 82% of 20335 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Psychology services
NACE 86931General medical practice NACE 86210NACE 86904
1 site
Size
€64,705turnover 2025
- Staff
- 1.2 FTE
- Equity
- €27,670
- Profit
- €9,498
Structure
Accounts 30 d early1 of 6 deeds read
Why 97- 1 change of registered office in 24 months+ Legal form Non-profit association+ Sector Human health activities (NACE 86)+ Liquidity: current ratio 7.45, cash €17,846Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 75% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
100
equity 88.7% of total assets
Liquidity
99
short-term debt 11.3% · cash 57.2%
Profitability
95
return on assets 30.5%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● 0.0% vs 11-2024
01-2025: < 0.1%● 0.0% vs 12-2024
02-2025: < 0.1%▼ -3.4% vs 01-2025
03-2025: < 0.1%● 0.0% vs 02-2025
04-2025: < 0.1%▲ +35.7% vs 03-2025highest value
05-2025: < 0.1%● 0.0% vs 04-2025highest value
06-2025: < 0.1%● 0.0% vs 05-2025highest value
07-2025: < 0.1%● 0.0% vs 06-2025highest value
08-2025: < 0.1%● 0.0% vs 07-2025highest value
09-2025: < 0.1%● 0.0% vs 08-2025highest value
10-2025: < 0.1%● 0.0% vs 09-2025highest value
11-2025: < 0.1%● 0.0% vs 10-2025highest value
12-2025: < 0.1%● 0.0% vs 11-2025highest value
01-2026: < 0.1%● 0.0% vs 12-2025highest value
02-2026: < 0.1%● 0.0% vs 01-2026highest value
03-2026: < 0.1%● 0.0% vs 02-2026highest value
04-2026: < 0.1%● 0.0% vs 03-2026highest value
05-2026: < 0.1%● 0.0% vs 04-2026highest value
06-2026: < 0.1%● 0.0% vs 05-2026highest value
07-2026: < 0.1%● 0.0% vs 06-2026highest value
08-2026: < 0.1%▼ -68.4% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Legal form Non-profit association lowers the probability
- Sector Human health activities (NACE 86) lowers the probability
- 1 change of registered office in 24 months raises the probability
- Liquidity: current ratio 7.45, cash €17,846 lowers the probability
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 7.45; short-term debt: 11.3% and cash: 57.2% of total assets), and 11.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 82%, liquidity 89%, profitability 54%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Statutes amendmentGeneral meeting
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2026
- 18-09-2026Statutes amendment
- 01-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Non-profit association
- Activity
- Psychology servicesNACE 86931
- Founded
- 21-09-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 35
- Purpose
- Dispenser des soins médicaux et paramédicaux au travers d'un travail concerté entre les…
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