Skip to content
Checked.be
Complete company report
Generated 24-07-2026
Active BE 0829.696.428Public limited company

ISVG

Noordersingel 19 ·2140 Antwerpen, Belgium· 15 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of ISVG is 0.9% (low). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 15 yrs
Locations 1
Publications 13
Bankruptcy probability (12 mo) Checked model v1 · free
0.9% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Lower-risk legal form −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2010, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 volledig 08-06-2026 2026-00148464
31-12-2024 volledig 19-06-2025 2025-00153513
31-12-2023 volledig 22-08-2024 2024-00358627
31-12-2022 volledig 29-08-2023 2023-00366206
31-12-2021 volledig 07-07-2022 2022-20169905
31-12-2020 volledig 30-08-2021 2021-65800096
31-12-2019 volledig 30-06-2020 2020-23300513
31-12-2018 volledig 20-06-2019 2019-20700123
31-12-2017 volledig 09-07-2018 2018-30900046
31-12-2016 volledig 07-07-2017 2017-29500335
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation27-09-2010
StatusActive
Postal code2140
Establishment units 1 location
ISVG
Noordersingel 19, 2140 AntwerpenHoldings
since 20112.212.097.173
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11312A0056/00B010 Flanders 1.6 ha 1 · 897 m² 21.0 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 23 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
08-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
19-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
30-12-2024
State Gazette act Capital & shares
v3.2
21-11-2024
State Gazette act Director changes
v3.2
19-09-2024
State Gazette act Director changes
v3.2
22-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
29-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
17-10-2022
State Gazette act Director changes
v3.2
07-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
30-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
25-09-2020
State Gazette act Director changes
v3.2
30-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
18-10-2019
State Gazette act Director changes
v3.2
20-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
30-08-2018
State Gazette act Director changes
v3.2
21-08-2018
State Gazette act Director changes
v3.2
09-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
07-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
11-02-2016
State Gazette act Statutes amendment
v3.2
2015
23-06-2015
State Gazette act Capital & shares
v3.2
17-06-2015
State Gazette act Miscellaneous
Substantive delegation · Catherine Macken
27-04-2015
State Gazette act Director changes
v3.2
2010
17-12-2010
State Gazette act Miscellaneous
proposal · Rechtban van Koophandel te Anhverpen
Belgisch Staatsblad, acts 13 acts
Capital history · 2
30-12-2024
v3.2
23-06-2015
v3.2
All acts · 13 updated 1 year ago
2024
30-12-2024 Capital decrease of €29,900,000 to €100,948,600 Capital & shares
  • €130.848.600 → €100.948.600
  • Inbreng in natura · Apport en nature
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_decrease",
      "after_eur": 100948600,
      "delta_eur": -29900000,
      "before_eur": 130848600,
      "contribution_type": "natura"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0829.696.428",
    "name_full": "ISVG"
  }
}
21-11-2024 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0829.696.428",
    "name_full": "ISVG"
  }
}
19-09-2024 5 directors appointed, 1 resigning Director changes
  • Vera Cox, Vaste vertegenwoordiger
  • Dieter Veestraeten, Bijzonder gevolmachtigde
  • Thomas Charon, Bijzonder gevolmachtigde
  • Charlotte Everaert, Bijzonder gevolmachtigde
  • Amber Van Hal, Bijzonder gevolmachtigde
  • Berry Westhoff, Vaste vertegenwoordiger
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "vaste vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Vera Cox",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "vaste vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Berry Westhoff",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bijzonder gevolmachtigde",
      "person": {
        "rrn": null,
        "name": "Dieter Veestraeten",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bijzonder gevolmachtigde",
      "person": {
        "rrn": null,
        "name": "Thomas Charon",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bijzonder gevolmachtigde",
      "person": {
        "rrn": null,
        "name": "Charlotte Everaert",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bijzonder gevolmachtigde",
      "person": {
        "rrn": null,
        "name": "Amber Van Hal",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0829.696.428",
    "name_full": "ISVG"
  }
}
2022
17-10-2022 4 directors appointed, 1 resigning Director changes
  • Berry Westhoff, Vaste vertegenwoordiger
  • Jan van Loon, Bijzondere lasthebber
  • Melani Simonian, Bijzondere lasthebber
  • Emily Staels, Bijzondere lasthebber
  • Berry Westhoff, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Berry Westhoff",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "vaste vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Berry Westhoff",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bijzondere lasthebber",
      "person": {
        "rrn": null,
        "name": "Jan van Loon",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bijzondere lasthebber",
      "person": {
        "rrn": null,
        "name": "Melani Simonian",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bijzondere lasthebber",
      "person": {
        "rrn": null,
        "name": "Emily Staels",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0829.696.428",
    "name_full": "Brasschaat Financial Holding NV"
  }
}
2020
25-09-2020 4 directors appointed Director changes
  • Steven De Schrijver, Bijzondere lasthebber
  • Dieter Veestraeten, Bijzondere lasthebber
  • Inez Vermeesch, Bijzondere lasthebber
  • Jan van Loon, Bijzondere lasthebber
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bijzondere lasthebber",
      "person": {
        "rrn": null,
        "name": "Steven De Schrijver",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bijzondere lasthebber",
      "person": {
        "rrn": null,
        "name": "Dieter Veestraeten",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bijzondere lasthebber",
      "person": {
        "rrn": null,
        "name": "Inez Vermeesch",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bijzondere lasthebber",
      "person": {
        "rrn": null,
        "name": "Jan van Loon",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0829.696.428",
    "name_full": "ISVG"
  }
}
2019
18-10-2019 4 directors appointed Director changes
  • BERNAERTS Guido, Bestuurder
  • BERNAERTS Stephan, Bestuurder
  • BERNAERTS Ilse, Bestuurder
  • WESTHOFF Berry, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BERNAERTS Guido",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BERNAERTS Stephan",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BERNAERTS Ilse",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "WESTHOFF Berry",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0829.696.428",
    "name_full": "ISVG"
  }
}
2018
30-08-2018 2 directors appointed Director changes
  • Guido Bernaerts, Gedelegeerd bestuurder
  • Stephan Bernaerts, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Guido Bernaerts",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Stephan Bernaerts",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0829.696.428",
    "name_full": "ISVG"
  }
}
21-08-2018 4 directors appointed Director changes
  • Ilse Bernaerts, Bestuurder
  • Berry Westhoff, Bestuurder
  • Seppe Laenen, Bijzondere lasthebber
  • Vickie De Smet, Bijzondere lasthebber
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ilse Bernaerts",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Berry Westhoff",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bijzondere lasthebber",
      "person": {
        "rrn": null,
        "name": "Seppe Laenen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bijzondere lasthebber",
      "person": {
        "rrn": null,
        "name": "Vickie De Smet",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0829.696.428",
    "name_full": "Cehgd"
  }
}
2016
11-02-2016 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "",
    "old": "",
    "changed": false
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": false
  },
  "subject_company": {
    "kbo": "0829.696.428",
    "name_full": "ISVG"
  },
  "legal_form_change": {
    "new": "",
    "old": "naamloze vennootschap",
    "changed": false
  }
}
2015
23-06-2015 Capital increase of €131,787,100 to €131,848,600 Capital & shares
  • €61.500 → €131.848.600
  • Inbreng in natura · Apport en nature
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "after_eur": 131848600,
      "delta_eur": 131787100,
      "before_eur": 61500,
      "contribution_type": "natura"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0829.696.428",
    "name_full": "ISVG"
  }
}
17-06-2015 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Catherine Macken
Summary: Substantive delegationNotary: Catherine Macken · Antwerpen
Technical details 
{
  "stage": null,
  "notary": {
    "name": "Catherine Macken",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2015-06-17",
    "filing_date": "2015-06-08",
    "act_kind_objet": "Neerlegging in overeenstemming met artikel 556 van het Wetboek van"
  },
  "decision": {
    "body": "enig_aandeelhouder_schriftelijk",
    "act_date": "2015-06-08",
    "unanimous": true
  },
  "conversion": null,
  "detected_kind": "substantive_delegation",
  "report_waiver": null,
  "restructuring": {
    "parties": [
      {
        "kbo": "0829.696.428",
        "name": "ISVG",
        "role": "other",
        "address": "Noordersingel 19, 2140 Borgerhout",
        "is_foreign": false,
        "legal_form": "Naamloze vennootschap",
        "is_new_company": false,
        "jurisdiction_country": null
      }
    ],
    "exchange_ratio": null,
    "legal_articles": [
      "556"
    ],
    "is_cross_border": false,
    "is_silent_merger": false,
    "balance_basis_date": null,
    "exchange_ratio_text": null,
    "new_shares_issued_n": 0,
    "real_estate_included": false,
    "patrimony_description": "De overdracht van vermogen is niet het doel van deze akte. De akte beoogt uitsluitend de verlening van een bijzondere volmacht aan advocaten om de vennootschap te vertegenwoordigen bij de neerlegging van de akte in overeenstemming met artikel 556 van het Wetboek van Vennootschappen.",
    "equity_transferred_eur": null,
    "accounting_effective_date": null
  },
  "subject_company": {
    "kbo": "0829.696.428",
    "name_full": "ISVG",
    "legal_form": "Naamloze vennootschap"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Catherine Macken",
    "org_rep_person_name": null
  },
  "summary_narrative": "De aandeelhouders van ISVG, naamloze vennootschap met zetel te Borgerhout, hebben per schriftelijke besluiten van 5 juni 2015 een bijzondere volmacht verleend aan Catherine Macken, advocaat te Berchem, en aan Anne-Claire Leuckx en Philippe Willemsens, advocaten te Brussel, om de vennootschap te vertegenwoordigen bij de neerlegging van de akte in overeenstemming met artikel 556 van het Wetboek van Vennootschappen.",
  "co_filed_documents": [],
  "detected_real_type": "substantive_delegation",
  "referenced_correction": null,
  "should_reroute_to_category": null
}
27-04-2015 Bernaerts Guido appointed as managing director Director changes
  • Bernaerts Guido, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Bernaerts Guido",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0829.696.428",
    "name_full": "ISVG"
  }
}
2010
17-12-2010 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Rechtban van Koophandel te Anhverpen
Summary: proposalNotary: Rechtban van Koophandel te Anhverpen · Anhverpen
Technical details 
{
  "stage": "proposal",
  "notary": {
    "name": "Rechtban van Koophandel te Anhverpen",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Anhverpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2010-12-17",
    "filing_date": "2010-12-08",
    "act_kind_objet": "AKTE PARTIELE SPLITSING"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "act_date": "2010-11-30",
    "unanimous": true
  },
  "conversion": null,
  "detected_kind": "demerger_partial",
  "report_waiver": null,
  "restructuring": {
    "parties": [
      {
        "kbo": "0829.696.428",
        "name": "OPTIMA VASTGOED",
        "role": "demerged",
        "address": "2930 BRASSCHAAT, BISSCHOPPENHOFLEI 20",
        "is_foreign": false,
        "legal_form": "NAAMLOZE VENNOOTSCHAP",
        "is_new_company": false,
        "jurisdiction_country": null
      },
      {
        "kbo": null,
        "name": "Raad van Imobe NV",
        "role": "recipient",
        "address": null,
        "is_foreign": false,
        "legal_form": "NAAMLOZE VENNOOTSCHAP",
        "is_new_company": false,
        "jurisdiction_country": null
      }
    ],
    "exchange_ratio": null,
    "legal_articles": [
      "733, \u00A72, 5\u00B0",
      "728"
    ],
    "is_cross_border": false,
    "is_silent_merger": false,
    "balance_basis_date": "2010-08-31",
    "exchange_ratio_text": null,
    "new_shares_issued_n": 0,
    "real_estate_included": true,
    "patrimony_description": "De partiele splitsing betreft de overdracht van een deel van het vermogen van OPTIMA VASTGOED, met name een onroerend goed (immobilier) en de daarbij behorende activa, naar Raad van Imobe NV.",
    "equity_transferred_eur": null,
    "accounting_effective_date": null
  },
  "subject_company": {
    "kbo": "0829.696.428",
    "name_full": "OPTIMA VASTGOED",
    "legal_form": "NAAMLOZE VENNOOTSCHAP"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Johan Lagae",
    "org_rep_person_name": null
  },
  "summary_narrative": "De raad van bestuur van OPTIMA VASTGOED heeft op 30 november 2010 besloten tot een voorstel voor partiele splitsing, goedgekeurd overeenkomstig art. 728 en 733, \u00A72, 5\u00B0 WVV. Het voorstel is op 8 december 2010 neergelegd bij de rechtbank van koophandel te Antwerpen, met volmacht verleend aan bestuurders en aan de heer Johan Lagae en Mevrouw Els Bruls voor de ondertekening en neerlegging.",
  "co_filed_documents": [],
  "detected_real_type": "demerger_proposal",
  "referenced_correction": null,
  "should_reroute_to_category": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL ISVG
Registered office
Noordersingel 19
2140 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative