ISUMPTIONS has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €92k and a net result of €68k. Its solvency ranks better than 66% of 9518 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-07-2025, 25 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
25 d early
2023
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€92k▲ 283%
2023 · €24k
2023: €24k
2023 → 2024
Total assets
€135k▲ 174%
2023 · €49k
2023: €49k
2023 → 2024
Net result
€68k▲ 240%
2023 · €20k
2023: €20k
2023 → 2024
Working capital
€13k▼ 47.1%
2023 · €24k
2023: €24k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€24k-€92k▲ 283%
Operating result€28k-€85k▲ 201%
Net result€20k-€68k▲ 240%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 201% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €135k
Fixed assets
€79k
Current assets
€56k
Equity and liabilities €135k
Equity
€92k▲ 283%
Debt
€44k▲ 71.6%
The debt ratio falls from 51.5% to 32.2%. Equity and debt are higher.
Key figures and ratios
Solvency
67.8%▲
2023 · 48.5%
ROE
73.9%▼
2023 · 83.3%
ROA
50.1%▲
2023 · 40.4%
Debt
€44k▲
2023 · €25k
Debt ≤ 1 year
€44k▲
2023 · €25k
Income taxes
€17k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€49k€135k▲
Fixed assets21/28-€79k
Financial fixed assets28-€79k
Current assets29/58€49k€56k▲
Amounts receivable within one year40/41€28k€19k▼
Trade receivables40€28k€19k▼
Cash at bank and in hand54/58€22k€37k▲
Equity and liabilities
Total equity and liabilities10/49€49k€135k▲
Equity10/15€24k€92k▲
Contributions10/11€4k€4k=
Outside capital11€4k€4k=
Other1109/19€4k€4k=
Reserves13€20k€88k▲
Distributable reserves133€20k€88k▲
Amounts payable17/49€25k€44k▲
Amounts payable within one year42/48€25k€44k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€22k€38k▲
Taxes450/3€22k€38k▲
Other amounts payable47/48€729€130▼
Income statement
Code20232024
Other operating charges640/8€384€587▲
Gross operating margin9900€29k€86k▲
Operating profit (loss)9901€28k€85k▲
Financial charges65/66B-€71
Recurring financial charges65-€71
Profit (loss) for the period before taxes9903€28k€85k▲
Income taxes67/77€8k€17k▲
Profit (loss) for the period9904€20k€68k▲
Profit (loss) for the period to be appropriated9905€20k€68k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€68k▲
Transfer to equity691/2€20k€68k▲
To other reserves6921€20k€68k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 2026-04-01
- Registered-office move, Muntestok 16 te 9820 Merelbeke-Melle
2025
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
State Gazette actNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Muntestok 169820 Merelbeke-MelleGround area
2,642 m²
Building footprint
259 m²
Volume, LiDAR
1,329 m³
Parcel 44058B0507/00A000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ISUMPTIONS
since 20232.348.252.610
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44058B0507/00A000 | Flanders | 2,642 m² | 1 · 259 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 7,187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2023
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
68121Development of residential building projects
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.