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ISRAYA STORE

Active
Private limited companyfounded 20242 yrs activeBrusselstraat 88, 1702 Dilbeek, BelgiumKBO/BCE: BE 1006.174.763
Summary

The computed 12-month bankruptcy probability of ISRAYA STORE is 3.5% (moderate). The 2024 annual accounts show equity of €1,106 and a net result of -€894. Its solvency ranks better than 69% of 26040 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability0
Solvency80
Growth-
Track record67
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-08-2025, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
20 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 20 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ISRAYA STORE was incorporated on 19 February 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€1,106
Total assets
€2,000
Net result
-€894
Working capital
€1,106

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €2,000
Equity €1,106
Debt €894
Debt finances 44.7% of the balance-sheet total.
Key figures and ratios
2024 value
Debt ≤ 1 year
€894
Ratios withheld: a balance sheet total of €2,000 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 3,225 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.9% went bankrupt
8.6% stopped otherwise
87% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 18 lines
Balance sheet Code2024
Assets
Total assets20/58€2,000
Current assets29/58€2,000
Amounts receivable within one year40/41€2,000
Other amounts receivable41€2,000
Equity and liabilities
Total equity and liabilities10/49€2,000
Equity10/15€1,106
Contributions10/11€2,000
Profit (loss) carried forward14-€894
Amounts payable17/49€894
Amounts payable within one year42/48€894
Trade debts44€894
Suppliers440/4€894
Income statement Code2024
Gross operating margin9900-€894
Operating profit (loss)9901-€894
Profit (loss) for the period before taxes9903-€894
Profit (loss) for the period9904-€894
Profit (loss) for the period to be appropriated9905-€894
Appropriation of the result
Profit (loss) to be appropriated9906-€894

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Gross operating margin9900-€894
Operating profit (loss)9901-€894
Profit (loss) for the period before taxes9903-€894
Profit (loss) for the period9904-€894
Profit (loss) for the period to be appropriated9905-€894
Line2024
Assets
Total assets20/58€2,000
Current assets29/58€2,000
Amounts receivable within one year40/41€2,000
Other amounts receivable41€2,000
Equity and liabilities
Total equity and liabilities10/49€2,000
Equity10/15€1,106
Contributions10/11€2,000
Profit (loss) carried forward14-€894
Amounts payable17/49€894
Amounts payable within one year42/48€894
Trade debts44€894
Suppliers440/4€894
Line2024
Profit (loss) for the period9904-€894
Operating cash flow (approximation)-€894

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
20-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2024
seat establishment approximate The establishment unit on the map
Ground area
3,669 m²
Building footprint
235 m²
Volume, LiDAR
1,148 m³
Parcel 23026B0254/00C000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ISRAYA STORE
Brusselstraat 88, 1702 DilbeekRetail trade
since 20242.366.825.140
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23026B0254/00C000 Flanders 3,669 m² 1 · 235 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 276 companies in sector 47519 we hold annual accounts for 130. 29 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47519Retail trade
46411Wholesale trade
46412Wholesale of household textiles and bedding
46419Wholesale trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47792Retail sale of second-hand clothing
Contact
E-mail saaoud.trading.co@gmail.com
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.