The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 39,274 companies had the same profile as ISOTOIT CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Micro
2 to 5 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for ISOTOIT CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1008810391
Company renamed from ISOTOIT CONCEPT TOURNAI to ISOTOIT CONSTRUCT
Appointment: Name hiddenVisible after signing in (director) · “L’entreprise générale de construction, gros œuvre, mise sous toit, démolition, travaux de rejointoyage…” (deed in French) · General meeting of 07-02-2025 · Gazette deed
Incorporation
Founding capital of €4,000, 100 shares · Appointment: Hidden nameVisible after signing in (director) · 100 shares · published on 29-04-2024 · Gazette deed
First establishment
Chaussée de Lille 204, Tournai
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as ISOTOIT CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €23,300 and €33,200, founded between 2023 and 2024.
Official details
Source: KBO
Status
Active since 25-04-2024Normal situation
Registered office
60 active companies are registered at this address9 started in the 12 months before. Source: KBO register, as of 11 November 2026.
The 2025 annual accounts show equity of €11,948 and a net result of €7,948. Its solvency ranks better than 58% of 9,471 sector peers (NACE 41, financial year 2025).
The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
The company number of ISOTOIT CONSTRUCT is 1008.810.391. The VAT number is the same number with BE in front: BE 1008.810.391.
Where is ISOTOIT CONSTRUCT based?
The registered office is at Chaussée de Lille 204, 7500 Tournai.Company details
What does ISOTOIT CONSTRUCT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of ISOTOIT CONSTRUCT?
ISOTOIT CONSTRUCT is a private limited company (BV).
When was ISOTOIT CONSTRUCT founded?
ISOTOIT CONSTRUCT was founded on 25-04-2024.
Is ISOTOIT CONSTRUCT still active?
Yes, ISOTOIT CONSTRUCT is an active enterprise in the KBO register.
How many employees does ISOTOIT CONSTRUCT have?
ISOTOIT CONSTRUCT had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ISOTOIT CONSTRUCT fall under?
In its 2025 annual accounts, ISOTOIT CONSTRUCT states joint committee 124 (Construction).
What is the turnover of ISOTOIT CONSTRUCT?
The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €67,070 and 111 comparable companies (NACE 41001). It probably lies between €260,000 and €580,000.
Is ISOTOIT CONSTRUCT profitable?
In financial year 2025, ISOTOIT CONSTRUCT made a profit of €7,948.
Where can I find the annual accounts of ISOTOIT CONSTRUCT?
ISOTOIT CONSTRUCT filed 1 annual account with the National Bank of Belgium, for financial year 2025.