Equity
-€64,306
Debts exceed assets in financial year 2025.
ISOSAGEL
Lifetime
6 annual accounts with figures on one time axispeak €13,630 (2022)
€5,988▼ 4.1%
lowest -€89,007 (2020)
€1,549▼ 2.0%
peak -€64,306 (2025)
-€64,306▲ €1,549
€169,162▲ 1.9%
Board2 names since 2019
1 director
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Cash from €7,694 to €14,404
Key points
from the 2025 annual accountsTurnover
≈ €56,000 estimated
The micro format states no turnover.
Debts
€169,162 161% of the balance sheet
Financial debts 83%Suppliers 2%Other 15%
Of this, €29,162 falls due within a year.
Investments
€2,555 1.7 × depreciation
Green is investment, beige is depreciation.
At the same address
283 companies
Position in the sector
-61.3%
Lower solvency than 95% of companies in specialised construction. Sector median 46.7% · 35,156 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 906 companies had the same profile as ISOSAGEL has now. Each dot stands for 3 companies, two years later.
89.4%
were still trading
4.1%
stopped another way
6.1%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 906 companies, not a prediction for ISOSAGEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 02-10-2019
- 49 sharesdeed of 04-10-2019
- 49 sharesdeed of 04-10-2019
- 2 sharesdeed of 04-10-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0735601775
Registered-office move
Director in office: · General meeting of 26-06-2024 · Gazette deed
Registered-office move · Resignations & appointments
Resignation: (director) · Director discharge: · General meeting of 14-12-2020 · Gazette deed
Incorporation
Founding capital of €10,000, 100 shares · Founders: , and · Appointments: (director) and (director) · published on 04-10-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ISOSAGEL Vilvoorde | €104,856 | €5,988 | -61.3% | - |
| U.R.D. PARTNERS Brussels | €84,673 | €9,259 | 42.7% | - |
| DifferentHome Nieuwpoort | €125,056 | €9,750 | 10.6% | - |
| FAF NEDJO Charleroi | €81,399 | €9,569 | 38.0% | - |
| Magatech Wezembeek-Oppem | €85,293 | €3,280 | 54.7% | - |
| ECO BEL PRO Schaerbeek | €137,232 | €10,675 | 14.0% | - |
| ASV CONNECTING Roeselare | €66,196 | €5,462 | 56.6% | - |
These companies have the same main activity as ISOSAGEL: insulation installation (NACE 43230). They are comparable in size and age: total assets between €66,200 and €137,000, founded between 2017 and 2021.
Official details
Source: KBO- Status
- Active since 02-10-2019Normal situation
- Registered office
- 284 active companies are registered at this address64 started in the 12 months before. Source: KBO register, as of 11 November 2026.
- Activity
- Insulation installationNACE 43230and 2 others
- Establishment unit
- 2.294.449.7774041 Herstal, since 02-10-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 20-01-2026
Annual accounts 2025
- €104,856▲ 4.6%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on ISOSAGEL
ISOSAGEL files the micro format. That format states no turnover. The gross margin rose from -€83,595 in 2020 to €5,988 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ISOSAGEL
- What is the company number of ISOSAGEL?
- The company number of ISOSAGEL is 0735.601.775. The VAT number is the same number with BE in front: BE 0735.601.775.
- Where is ISOSAGEL based?
- The registered office is at Guldenschaapstraat 6, 1800 Vilvoorde.Company details
- What does ISOSAGEL do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of ISOSAGEL?
- ISOSAGEL is a private limited company (BV).
- When was ISOSAGEL founded?
- ISOSAGEL was founded on 02-10-2019.
- Is ISOSAGEL still active?
- Yes, ISOSAGEL is an active enterprise in the KBO register.
- What is the turnover of ISOSAGEL?
- The turnover in financial year 2025 is ≈ €56,000. This figure is estimated from the gross margin of €5,988 and 32 comparable companies (NACE 43230). It probably lies between €32,000 and €130,000. It is a rough estimate.Financials
- Is ISOSAGEL profitable?
- In financial year 2025, ISOSAGEL made a profit of €1,549.
- Where can I find the annual accounts of ISOSAGEL?
- ISOSAGEL filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ISOSAGEL due?
- ISOSAGEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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