ECO BEL PRO
ActiveThe computed 12-month bankruptcy probability of ECO BEL PRO is 4.6% (elevated). The 2025 annual accounts show equity of €19k and a net result of €-5k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 17% of 27559 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-3
Solvency39▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
4.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.94 against 1.0 in 2024; short-term debt: 86% and cash: 9.2% of total assets), and 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14%
Return on assets
-3.7%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-5k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 27559 sector peers (2025).
NBB · sector comparisonPosition among 27559 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-01-2026, 11 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
11 d early
2024
35 d early
2023
1 d early
2022
21 d early
2021
45 d early
2020
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 20.7%
2024 · €24k
2020: €10k
2021: €13k
2022: €15k
2023: €27k
2024: €24k
2020 → 2025
Total assets
€137k▼ 38.3%
2024 · €223k
2020: €55k
2021: €87k
2022: €51k
2023: €72k
2024: €223k
2020 → 2025
Net result
€-5k▼ 55.7%
2024 · €-3k
2020: €6k
2021: €3k
2022: €2k
2023: €12k
2024: €-3k
2020 → 2025
Working capital
€-7k
2024 · €875
2020: €8k
2021: €5k
2022: €10k
2023: €20k
2024: €875
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€15k▲ 14.7%€27k▲ 78.9%€24k▼ 11.7%€19k▼ 20.7%
Operating result€5k-€5k▲ 6.1%€16k▲ 203%€4k▼ 77.5%€2k▼ 55.7%
Net result€3k-€2k▼ 43.0%€12k▲ 517%€-3k€-5k▼ 55.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 56% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€26k▲ 12.1%
Current assets
€111k▼ 44.2%
Equity and liabilities €137k
Equity
€19k▼ 20.7%
Debt
€118k▼ 40.5%
The debt ratio falls from 89.1% to 86.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €7k
Cash flow
€580▲
2024 · €177
Solvency
14.0%▲
2024 · 10.9%
Current ratio
0.94▼
2024 · 1.00
Quick ratio
0.94▼
2024 · 1.00
Debt / equity
6.14▼
2024 · 8.18
ROE
-26.1%▼
2024 · -13.3%
ROA
-3.7%▼
2024 · -1.4%
Interest coverage
11.50▼
2024 · 29.71
Debt
€118k▼
2024 · €198k
Debt ≤ 1 year
€118k▼
2024 · €198k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€223k€137k▼
Fixed assets21/28€23k€26k▲
Tangible fixed assets22/27€23k€26k▲
Furniture and vehicles24€23k€26k▲
Current assets29/58€199k€111k▼
Amounts receivable within one year40/41€166k€97k▼
Trade receivables40€154k€96k▼
Other amounts receivable41€13k€1k▼
Cash at bank and in hand54/58€32k€13k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€223k€137k▼
Equity10/15€24k€19k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€20k€15k▼
Amounts payable17/49€198k€118k▼
Amounts payable within one year42/48€198k€118k▼
Trade debts44€134k€66k▼
Suppliers440/4€134k€66k▼
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€8k€8k▼
Other amounts payable47/48€56k€45k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€7k€2k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€14k€11k▼
Operating profit (loss)9901€4k€2k▼
Financial charges65/66B€233€622▲
Recurring financial charges65€233€622▲
Profit (loss) for the period before taxes9903€3k€941▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€-3k€-5k▼
Profit (loss) for the period to be appropriated9905€-3k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€15k▼
Profit (loss) brought forward from the previous period14P€23k€20k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series.
2024
27-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2020net €12k ▲517%
Operating result €16k, net result €12k, both a record.
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Josaphatstraat 2061030 SchaarbeekGround area
51 m²
Building footprint
81 m²
Volume, LiDAR
1,032 m³
Parcel 21906D0133/00X007, Brussels · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ECO BEL PRO
since 20192.292.509.777
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0133/00X007 | Brussels | 51 m² | 1 · 81 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,267 companies in sector 43230 we hold annual accounts for 1,240. 867 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2019
Fiscal year end30-06
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mustisikier@hotmail.com