ISOPANEL
ActiveSummary
ISOPANEL has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €35,932. Equity has been stable since 2019 (±0.7% per year). Its solvency ranks better than 35% of 9,895 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 21-04-1998 Normal situation
- Activity
- Insulation installation NACE 43230
- Joint committees
- 200 Aanvullend Paritair Comité voor de bedienden
- 124 Paritair Comité voor het bouwbedrijf · annual accounts 2021
- Establishment unit
- 2.086.431.594 9140 Temse, since 22-04-1998
- Financial year end
- 31 December
- Peppol
- Reachable since 19-08-2025
Board and ownership
- AVENTUSDirector · permanent representative Stefaan Debusschere
- LCPODirector · permanent representative Laurens Couckuyt
- Nay TawileDirector
- Auditor
- FOQUE & PARTNERS
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €2.2m
- ▼ 16.7%
- Turnover
- ≈ €6.0m
- estimated
- Profit
- €35,932
- ▼ 93.5%
- Equity
- €1.5m
- ▲ 2.5%
- Total assets
- €4.6m
- ▲ 12.2%
- Employees on 31-12-2025
- 26
- ▼ 7.1%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.32, cash €323,799lowers riskFounded in 1998Figures for financial year 2025 (filed on 15-06-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 41% of them on solvency, 14% on liquidity, 40% on profitability and 41% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Fastest staff growth in East Flanders, Specialised construction sectorin the Checked rankings No. 1 View
- Result fell in 2025branch of activity transferred to COBUFIN ▼ 93.5% View
- Board changedlatest change 29-05-2026 · 4 in office 4 joined · 2 left View
- Branch transferred to COBUFINcontribution on 08-04-2025 2025 View
- Positive: 7 profitable years in a rowprofit 2025: €35,932 7 years View
- Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View
Recent changes
- · Gazette deed Permanent representative: Laurens Couckuyt
- · Gazette deed Resignations: BETINOC NV (director) and BUMACOP BV (bestuurder, gedelegeerd bestuurder)Permanent representatives: Martine Claerhout, Wim Dewilde and 3 others · Appointments: AVENTUS BV, LCPO BV and 2 others
- · Gazette deed Capital increase of €21,808.68 to €61,500
Comparable companies
These companies have the same main activity as ISOPANEL: insulation installation (NACE 43230). They are comparable in size and age: total assets between €2.5m and €5.2m, founded between 1984 and 2008.
| Company | Total assets | Gross margin |
|---|---|---|
| ISOPANEL Temse | €4.6m | €2.2m |
| Mordant Menuiserie Charleroi | €2.5m | €2.2m |
| LIBRECO Aalst | €3.4m | €1.1m |
| XLG ISOTOIT Herstal | €4.0m | €2.8m |
| Ignix Lendelede | €4.2m | €3.1m |
| INDUSTRIAL COMPANY OF TECHNICAL SOLUTIONS Saint-Ghislain | €5.2m | €2.9m |
| JEMISOL Nivelles | €3.9m | €3.6m |
Key facts about ISOPANEL
- What is the company number of ISOPANEL?
- The company number of ISOPANEL is 0463.112.444. The VAT number is the same number with BE in front: BE 0463.112.444.
- Where is ISOPANEL based?
- The registered office is at Haverheidelaan 24, 9140 Temse.Company details
- What does ISOPANEL do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of ISOPANEL?
- The legal form of ISOPANEL is Public limited company (NV).
- When was ISOPANEL founded?
- ISOPANEL was founded on 21-04-1998.
- Is ISOPANEL still active?
- Yes, ISOPANEL is an active enterprise in the KBO register.
- How many employees does ISOPANEL have?
- ISOPANEL had an average of 27.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does ISOPANEL fall under?
- In its 2021 annual accounts, ISOPANEL states joint committees 200 (Aanvullend Paritair Comité voor de bedienden) and 124 (Paritair Comité voor het bouwbedrijf).
- What is the turnover of ISOPANEL?
- The turnover in financial year 2025 is ≈ €6.0m. This figure is estimated from the gross margin of €2.2m and 31 comparable companies (NACE 432). It probably lies between €4.7m and €7.5m. In financial year 2023 turnover was €8.2m.
- Is ISOPANEL profitable?
- In financial year 2025, ISOPANEL made a profit of €35,932.
- Where can I find the annual accounts of ISOPANEL?
- ISOPANEL filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ISOPANEL due?
- ISOPANEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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