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COBUFIN

Active Private limited companyfounded 2025active for 1 yearSint-Margriete-Houtemlaan 17, 8500 KortrijkKBO/BCE: BE 1021.663.188

Lifetime

1 annual account with figures
peak €164,035 (2026)
€164,035 
peak €118,283 (2026)
€118,283 
peak €1.4m (2026)
€1.4m 
€288,541 
Board2 names since 2025
2 directors and 1 other
Documentsfilings and deeds
10-10-202621 days before the deadline
2026abbreviated format
First year with figures

Key points

from the 2026 annual accounts

Turnover

≈ €240,000 estimated

The abbreviated format states no turnover.

Position in the sector

83.3%

Higher solvency than 83% of companies in real estate. Sector median 37.0% · 411 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 144 companies had the same profile as COBUFIN has now. Each dot is one company, two years later.

95.1%
were still trading
4.2%
stopped another way
0.7%
went bankrupt
  • Small
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 144 companies, not a prediction for COBUFIN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, , since 21-03-2025
Director, since 21-03-2025
  • founderdeed of 08-04-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1021663188
Incorporation Founding capital of €1,423,692.48, 3,000 shares · Demerger: ISOPANEL splits off to COBUFIN · Founder: ISOPANEL · published on 08-04-2025 · Gazette deed
First establishment Sint-Margriete-Houtemlaan 17, Kortrijk
All 4 events

Comparable companies

same main activity, similar in size and age
Company
COBUFIN Kortrijk €1.7m €164,035 83.3% -
IMMO FLEXO Aalter €1.8m €190,156 88.5% -
4BS Holding Duffel €1.4m €185,601 21.0% -
KRUISinvest Kruisem €2.6m €141,168 98.2% -
ARKANA-Invest Bilzen-Hoeselt €2.4m €186,255 46.5% 0.5
BLACKSHEEP TRIBES BELGIUM IMMO Gembloux €1.7m €148,545 24.4% -
MALPERTHUYS RHN Tielt €2.7m €193,643 12.9% -

These companies have the same main activity as COBUFIN: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €1.4m and €2.7m, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 31-03-2025Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 2 others
Establishment unit
2.372.349.4878500 Kortrijk, since 31-03-2025
Financial year end
31 March
Peppol
Reachable since 12-06-2025
Company details

Annual accounts to 31-03-2026

€1.7m
Filing
Filed on 10-10-2026, 21 days before the end of the filing period
Financials

Insights on COBUFIN

COBUFIN has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.4m and a net result of €118,283.

Its solvency ranks better than 84% of 411 sector peers (NACE 68, financial year 2026).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about COBUFIN

What is the company number of COBUFIN?
The company number of COBUFIN is 1021.663.188. The VAT number is the same number with BE in front: BE 1021.663.188.
Where is COBUFIN based?
The registered office is at Sint-Margriete-Houtemlaan 17, 8500 Kortrijk.Company details
What does COBUFIN do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of COBUFIN?
COBUFIN is a private limited company (BV).
When was COBUFIN founded?
COBUFIN was founded on 31-03-2025.
Is COBUFIN still active?
Yes, COBUFIN is an active enterprise in the KBO register.
What is the turnover of COBUFIN?
The turnover in financial year 2026 is ≈ €240,000. This figure is estimated from the gross margin of €164,035 and 31 comparable companies (NACE 68201). It probably lies between €180,000 and €320,000.Financials
Is COBUFIN profitable?
In financial year 2026, COBUFIN made a profit of €118,283.
Where can I find the annual accounts of COBUFIN?
COBUFIN filed 1 annual account with the National Bank of Belgium, for financial year 2026.

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