Active BE 0669.844.089Private limited company (pre-2019)

ISOLTIS

Henry Dunantlaan 31 ·1140 Evere, Belgium· 9 yrs active

Sector: Specialised construction (43230)

Conclusion Checked

The computed 12-month bankruptcy probability of ISOLTIS is 2.8% (moderate). The 2024 annual accounts show negative equity (€-5k) and a net result of €494. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 11078 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€-5k
Net result	€494
Better than sector	7%
Active	9 yrs

Snowflake analysis 5 axes · computed by Checked

35 / 100

Fragile profile, watch health in particular.

Health 0

Profitability 0

Solvency 41

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

2.8% Moderate

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Higher-failure-rate region +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2017, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

0 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview8 NBB filings

Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-10.7%	40.9%	better than 7% of 11078 sector peers
Net result	€494	€11k	better than 22% of 11060 sector peers
Equity	€-5k	€34k	better than 7% of 11081 sector peers
Gross operating margin	€-428	€35k	better than 8% of 11051 sector peers
Total assets	€48k	€93k	better than 26% of 11078 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-2k

- 18-24

Net profit

€494

-98.9% 18-24

Cash flow

€984

-97.8% 18-24

Total assets

€48k

-15.2% 18-24

Equity

€-5k

+8.8% 18-24

Working capital

€-7k

+11.7% 18-24

Income taxes

€171

+6.7% 18-24

Debt

€53k

-14.6% 18-24

Debt ≤ 1y

€53k

-14.6% 18-24

Debt > 1y

€4k

- 18-24

Current ratio

0.86

-0.5% 18-24

Quick ratio

0.86

-0.5% 18-24

Solvency

-10.7%

-7.6% 18-24

Debt / equity

-10.34

+6.4% 18-24

ROE

-9.6%

+98.8% 18-24

ROA

1.0%

-98.7% 18-24

Interest coverage

-5.40

- 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€-2k
Net profit	€494
Cash flow	€984
Staff costs	-
Income taxes	€171
Dividends	-
Total assets	€48k
Equity	€-5k
Debt	€53k
of which ≤ 1y	€53k
of which > 1y	-
Working capital	€-7k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.86
Quick ratio	0.86
Working capital ratio	-15.5%
Solvency	-10.7%
Debt / equity	-10.34
Long-term debt ratio	-
Interest coverage	-5.40
Gross margin	-
Net margin	-
ROA	1.0%
ROE	-9.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €2k · 4.7% Current assets €46k · 95.3%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€48k
Fixed assets	21/28	€2k
Tangible fixed assets	22/27	€1k
Financial fixed assets	28	€800
Current assets	29/58	€46k
Amounts receivable within one year	40/41	€39k
Cash & bank	54/58	€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€48k
Equity	10/15	€-5k
Contributions / capital	10/11	€6k
Reserves	13	€700
Accumulated profits (losses)	14	€-12k
Amounts payable	17/49	€53k
Amounts payable within one year	42/48	€53k
Trade debts payable within one year	44	€32k
Income statement
Gross operating margin	9900	€-428
Operating result	9901	€-3k
Financial income	75	€4k
Financial charges	65	€382
Result before taxes	9903	€665
Income taxes	67/77	€171
Net result for the period	9904	€494
Result to be appropriated	9905	€494

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Ratios computed by Checked.

Legal Structure

NACE primary	Specialised construction(43230)
Legal form	Private limited company (pre-2019)(015)
Incorporation	23-01-2017
Status	Active
Postal code	1140

Establishment units 1 location

ISOLTIS

Generaal Wahislaan 16, 1030 SchaarbeekIsolatiewerkzaamheden

since 20172.278.110.524

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21372D0090/00V000	Brussels	3,413 m²	-	-
21904B0384/00K000indicative	Brussels	2,385 m²	1 · 626 m²	26.6 m · 7 fl.

Methodology

via registered seat: 1 · via establishment units: 1

1 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

30-09-2025