Financials
- Financial year
- 2025
- Total assets
- €221,013
- Profit
- €40,254
- Solvency
- 56.0%
Total assets▼ 1.1%
Net result
20222025
ISOLE’TOI
ActiveSummary
The computed 12-month bankruptcy probability of ISOLE’TOI is 3.9% (moderate). The 2025 annual accounts show equity of €123,844 and a net result of €40,254. Equity is growing by about 33% per year across the filed financial years. Its solvency ranks better than 60% of 34,678 sector peers (NACE 43, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Roofing work
NACE 43410
1 site
Size
€221,013total assets 2025
- Equity
- €123,844
- Profit
- €40,254
Turnover not published (micro format)
Structure
2025 accounts filed 68 days late2 deeds in the Belgian Official Gazette
Why 50raises riskLast filed accounts filed 68 days late; 2 of the last 3 lateFounded in 2021Size: total assets €221,013Liquidity: current ratio 1.02, cash €4,092, halvedShow the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 60% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency
81+14
equity 56.0% of total assets
Liquidity
35-18
short-term debt 37.1% · cash 1.9%
Profitability
92-6
return on assets 18.2%
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.2%
12-2024: 2.2%● unchanged vs 11-2024
01-2025: 2.2%● unchanged vs 12-2024
02-2025: 2.2%● unchanged vs 01-2025
03-2025: 1.7%▼ -0.5 percentage points vs 02-2025lowest value
04-2025: 1.8%▲ +0.1 percentage points vs 03-2025
05-2025: 1.9%▲ +0.1 percentage points vs 04-2025
06-2025: 1.9%● unchanged vs 05-2025
07-2025: 1.9%● unchanged vs 06-2025
08-2025: 2.4%▲ +0.5 percentage points vs 07-2025
09-2025: 2.6%▲ +0.2 percentage points vs 08-2025
10-2025: 3.8%▲ +1.2 percentage points vs 09-2025
11-2025: 2.4%▼ -1.4 percentage points vs 10-2025
12-2025: 2.5%▲ +0.1 percentage points vs 11-2025
01-2026: 2.5%● unchanged vs 12-2025
02-2026: 2.5%● unchanged vs 01-2026
03-2026: 2.5%● unchanged vs 02-2026
04-2026: 2.5%● unchanged vs 03-2026
05-2026: 2.6%▲ +0.1 percentage points vs 04-2026
06-2026: 2.7%▲ +0.1 percentage points vs 05-2026
07-2026: 2.6%▼ -0.1 percentage points vs 06-2026
08-2026: 3.2%▲ +0.6 percentage points vs 07-2026
09-2026: 3.3%▲ +0.1 percentage points vs 08-2026
10-2026: 3.9%▲ +0.6 percentage points vs 09-2026highest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.02, compared with 1.57 in 2024, below the usual 1.5; short-term debt: 37.1% and cash: 1.9% of total assets), and 44% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 61% on solvency, 24% on liquidity, 78% on profitability and 76% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 68 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-10-2026, 68 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
68 days late
2024
76 days late
2023
30 days late
2022
22 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 49 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 September (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €100,000equity €123,844 ▲32.3%
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 6
- Since
- 2023
- Next accounts
- by 31-07-2027
- 30-08-2024Annual accounts filed
- 31-12-2023Highest result from 2022 to 2025
- 22-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Roofing workNACE 43410
- Founded
- 19-07-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about ISOLE’TOI
- What is the company number of ISOLE’TOI?
- 0771.537.901. In Belgium the VAT number is the company number with BE in front: BE 0771.537.901.
- Where is ISOLE’TOI based?
- The registered office is at Zevenbunderslaan 142, 1190 Vorst.Company details
- What does ISOLE’TOI do?
- According to the KBO register, the main activity is roofing work (NACE 43410).
- What is the legal form of ISOLE’TOI?
- Private limited company (BV).
- When was ISOLE’TOI founded?
- On 19-07-2021.
- Is ISOLE’TOI still active?
- Yes, ISOLE’TOI is an active enterprise in the KBO register.
- What is the turnover of ISOLE’TOI?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is ISOLE’TOI profitable?
- In financial year 2025, ISOLE’TOI made a profit of €40,254.
- Where can I find the annual accounts of ISOLE’TOI?
- ISOLE’TOI filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ISOLE’TOI due?
- By 31-07-2027, for financial year 2026.Timeline
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