Skip to content

ISOLABEL

Active
Public limited companyfounded 1993active for 32 yearsVorstlaan 153, 1160 Oudergem, Belgium10 active companies are registered at this addressKBO/BCE: BE 0451.232.320
Summary

ISOLABEL has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €2.2m. Equity is growing by about 7.5% per year across the filed financial years. Its solvency ranks better than 17% of 6,030 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Wholesale of construction materials, general range
NACE 46831Retail sale of hardware, building materials, paint and glass (general range) NACE 47521
8th largest employer in Oudergem, Wholesale and retail trade sector7 sites
Size
€20.0mturnover 2025
Staff
33.9 FTE
Equity
€1.0m
Profit
€2.2m
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
T.A.E Holding · 100%
  • T.A.E HoldingDirector · permanent representative Guillaume Lafont
Auditor: SRL Knaepen Lafontaine Réviseurs d'EntreprisesAccounts filed 19 days late3 of 20 deeds read
Why 90raises riskEquity €1.0m (15.2% of total assets)lowers riskLiquidity: current ratio 1.14, cash €3.0mFounded in 1993Size: turnover €20.0m, 33.9 FTE, total assets €6.6mShow the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 50% of its sector peers (NACE 46, small)
Financial strength · tick = 2024
Strong
Solvency 40-25
equity 15.2% of total assets
Liquidity 56-15
short-term debt 81.1% · cash 45.0%
Profitability 94-3
return on assets 33.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,383 companies, NACE 46, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €90,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.14, compared with 1.56 in 2024; short-term debt: 81.1% and cash: 45% of total assets), and 84.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 17% on solvency, 74% on liquidity, 95% on profitability and 13% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €1.0m (15.2% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.14, cash €3.0m
NBB · annual accounts
lowers risk · Founded in 1993
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: turnover €20.0m, 33.9 FTE, total assets €6.6m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 6030 sector peers (2025).
NBB · sector comparison
Position among 6030 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
19 days late
2024
34 days early
2023
33 days early
2022
16 days late
2021
16 days early
2020
19 days early
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: SRL Knaepen Lafontaine, Réviseurs d'entreprises…Auditor discharge · Power of…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Amendment of the articlesPower of attorney

Key points

  • Caution: Equity fell in 2025from €2.5m to €1.0m ▼ 59.1% View
  • Caution: Among the weakest 18% on solvencysector median 45.5% · 6,030 companies 15.2% View
  • Caution: Directors leftlatest change 13-10-2025 · 1 in office 2 left View
  • Positive: 8 profitable years in a rowprofit 2025: €2.2m 8 years View
  • Controlled by T.A.E Holding 100% View

By topic

Financials

Financial year
2025
Turnover
€20.0m
Profit
€2.2m
Solvency
15.2%
Turnover▼ 8.0%
Net result
20182025
Go to Financials

Board & ownership

Board
1 member
Parent
T.A.E Holding · 100%
Auditor
SRL Knaepen Lafontaine Réviseurs…
  • T.A.E HoldingDirector
Go to Board & ownership

Timeline

Events
38
Since
1995
Next accounts
by 31-07-2027
  1. 13-10-2025Resignations: RECHERCHE SELECTION INVESTISSEMENT (director) and VALGO…
  2. 27-06-2025Annual accounts filed
  3. 31-12-2024Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
7
Legal form
Public limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
27-10-1993
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.