ISOLA
ActiveISOLA has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €807k and a net result of €250k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 3619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+17
Solvency75▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.74 in 2024; short-term debt: 45.3% and cash: 11.3% of total assets), and 50% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50%
Return on assets
15.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
54 d late
2023
63 d late
2022
218 d late
2021
122 d late
2020
186 d late
2019
551 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€250k▲ 1,030%
2024 · €22k
2018: €8k
2019: €32k
2020: €44k
2021: €25k
2022: €82k
2023: €20k
2024: €22k
2018 → 2025
Working capital
€28k
2024 · €-175k
2018: €252k
2019: €126k
2020: €184k
2021: €45k
2022: €9k
2023: €-92k
2024: €-175k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€433k-€515k▲ 19.0%€535k▲ 3.9%€557k▲ 4.1%€807k▲ 44.8%
Operating result€70k-€145k▲ 105%€84k▼ 42.1%€152k▲ 82.0%€384k▲ 152%
Net result€25k-€82k▲ 228%€20k▼ 75.9%€22k▲ 11.4%€250k▲ 1,030%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 152% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.61M
Fixed assets
€854k▼ 1.8%
Current assets
€760k▲ 54.6%
Equity and liabilities €1.61M
Equity
€807k▲ 44.8%
Debt
€807k▲ 0.4%
The debt ratio falls from 59.1% to 50.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€555k▲
2024 · €283k
Cash flow
€421k▲
2024 · €153k
Solvency
50.0%▲
2024 · 40.9%
Current ratio
1.04▲
2024 · 0.74
Quick ratio
0.92▲
2024 · 0.59
Debt / equity
1.00▼
2024 · 1.44
ROE
31.0%▲
2024 · 4.0%
ROA
15.5%▲
2024 · 1.6%
Interest coverage
11.22▼
2024 · 12.96
Debt
€807k▲
2024 · €804k
Debt ≤ 1 year
€732k▲
2024 · €666k
Debt > 1 year
€76k▼
2024 · €138k
Income taxes
€91k▼
2024 · €111k
Staff costs
€696k▲
2024 · €659k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€1.61M▲
Fixed assets21/28€870k€854k▼
Tangible fixed assets22/27€870k€854k▼
Plant, machinery and equipment23€33k€41k▲
Furniture and vehicles24€116k€61k▼
Other tangible fixed assets26€721k€752k▲
Current assets29/58€492k€760k▲
Amounts receivable after more than one year29€40k€36k▼
Other amounts receivable291€40k€36k▼
Stocks and contracts in progress3€100k€87k▼
Stocks30/36€100k€87k▼
Amounts receivable within one year40/41€307k€446k▲
Trade receivables40-€20k
Other amounts receivable41€307k€426k▲
Cash at bank and in hand54/58€36k€183k▲
Deferred charges and accrued income490/1€9k€8k▼
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.61M▲
Equity10/15€557k€807k▲
Contributions10/11€19k€19k=
Reserves13€235k€235k=
Distributable reserves133€235k€235k=
Profit (loss) carried forward14€304k€554k▲
Amounts payable17/49€804k€807k▲
Amounts payable after more than one year17€138k€76k▼
Financial debts170/4€138k€76k▼
Amounts payable within one year42/48€666k€732k▲
Current portion of amounts payable after more than one year42€48k€61k▲
Trade debts44€128k€132k▲
Suppliers440/4€128k€132k▲
Taxes, remuneration and social security45€138k€201k▲
Taxes450/3€54k€129k▲
Remuneration and social security454/9€84k€71k▼
Other amounts payable47/48€353k€337k▼
Income statement
Code20242025
Remuneration, social security and pensions62€659k€696k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€131k€171k▲
Other operating charges640/8€5k€13k▲
Gross operating margin9900€948k€1.26M▲
Operating profit (loss)9901€152k€384k▲
Financial income75/76B€3k€7k▲
Recurring financial income75€3k€7k▲
Financial charges65/66B€22k€49k▲
Recurring financial charges65€22k€49k▲
Profit (loss) for the period before taxes9903€134k€341k▲
Income taxes67/77€111k€91k▼
Profit (loss) for the period9904€22k€250k▲
Profit (loss) for the period to be appropriated9905€22k€250k▲
Appropriation of the result
Profit (loss) to be appropriated9906€304k€554k▲
Profit (loss) brought forward from the previous period14P€282k€304k▲
Social balance
Average headcount (FTE)908737.737.7=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €250k ▲1030%
Operating result €384k, net result €250k, both a record.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 54 days late
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 63 days late
05-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 218 days late
2022
31-12
Financial
Equity above €500kEq €515k ▲19%
5 profitable years in a row build equity to €515k.
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 186 days late
02-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 551 days late
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 343 days late
2018
09-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 101 days late
2017
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 134 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 2 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Lac 21332 RixensartGround area
3,655 m²
Building footprint
1,020 m²
Volume, LiDAR
4,078 m³
2 parcels, Flanders, Wallonia · tallest building 13.7 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
LA LAGUNA
since 20022.099.072.179
LA FONTANELL
since 20052.150.219.487
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033A0584/00A000 | Wallonia | 1,880 m² | 1 · 550 m² | 8.9 m · 1 fl. |
| 23543K0096/00V008 | Flanders | 1,775 m² | 1 · 470 m² | 13.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesOverijse2.150.219.487
Rixensart2.099.072.179
Similar companies · same sector, comparable size
VIVENDUM
BE 0871.860.843
Dilsen-Stokkem · Eq €807k
AUB.SVP
BE 0500.478.725
Hasselt · Eq €806k
LE SHANGHAI
BE 0459.882.344
Liège · Eq €808k
Gustart
BE 0804.738.724
Antwerpen · Eq €806k
CATHOM
BE 0812.311.652
Dilbeek · Eq €808k
Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 4,869 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-1997
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.