INNORESTO
ActiveThe computed 12-month bankruptcy probability of INNORESTO is 1.7% (moderate). The 2025 annual accounts show equity of €435k and a net result of €15k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 49% of 799 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-8
Solvency54▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.05 in 2024; short-term debt: 58.7% and cash: 5.9% of total assets), and 71.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.8%
Return on assets
1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
30 d late
2022
60 d late
2021
2 d early
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€15k▼ 87.7%
2024 · €118k
2018: €16k
2019: €63k
2020: €-317k
2021: €136k
2022: €-74k
2023: €129k
2024: €118k
2018 → 2025
Working capital
€150k▲ 257%
2024 · €42k
2018: €-24k
2019: €23k
2020: €-232k
2021: €-88k
2022: €-127k
2023: €-7k
2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€248k-€174k▼ 29.9%€302k▲ 74.2%€421k▲ 39.1%€435k▲ 3.4%
Operating result€153k-€-69k€163k€184k▲ 12.9%€47k▼ 74.5%
Net result€136k-€-74k€129k€118k▼ 8.1%€15k▼ 87.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.51M
Fixed assets
€475k▼ 24.1%
Current assets
€1.04M▲ 11.4%
Equity and liabilities €1.51M
Equity
€435k▲ 3.4%
Debt
€1.08M▼ 5.2%
The debt ratio falls from 73.0% to 71.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€144k▼
2024 · €276k
Cash flow
€112k▼
2024 · €211k
Solvency
28.8%▲
2024 · 27.0%
Current ratio
1.17▲
2024 · 1.05
Quick ratio
0.88▲
2024 · 0.79
Debt / equity
2.48▼
2024 · 2.70
ROE
3.3%▼
2024 · 28.1%
ROA
1.0%▼
2024 · 7.6%
Interest coverage
10.26▼
2024 · 20.68
Debt
€1.08M▼
2024 · €1.14M
Debt ≤ 1 year
€888k▼
2024 · €890k
Debt > 1 year
€189k▼
2024 · €247k
Income taxes
€22k▼
2024 · €56k
Staff costs
€1.39M▲
2024 · €1.36M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.56M€1.51M▼
Fixed assets21/28€625k€475k▼
Tangible fixed assets22/27€617k€466k▼
Plant, machinery and equipment23€516k€397k▼
Furniture and vehicles24€101k€69k▼
Financial fixed assets28€9k€9k▲
Current assets29/58€932k€1.04M▲
Stocks and contracts in progress3€230k€260k▲
Stocks30/36€230k€260k▲
Amounts receivable within one year40/41€655k€688k▲
Trade receivables40€630k€676k▲
Other amounts receivable41€26k€12k▼
Cash at bank and in hand54/58€47k€90k▲
Equity and liabilities
Total equity and liabilities10/49€1.56M€1.51M▼
Equity10/15€421k€435k▲
Contributions10/11€174k€174k=
Capital10€174k€174k=
Issued capital100€174k€174k=
Reserves13€244k€259k▲
Non-distributable reserves130/1€17k€17k=
Legal reserve130€17k€17k=
Tax-exempt reserves132€91k€91k=
Distributable reserves133€135k€150k▲
Profit (loss) carried forward14€3k€3k▼
Amounts payable17/49€1.14M€1.08M▼
Amounts payable after more than one year17€247k€189k▼
Financial debts170/4€247k€189k▼
Amounts payable within one year42/48€890k€888k▼
Current portion of amounts payable after more than one year42€55k€57k▲
Trade debts44€650k€627k▼
Suppliers440/4€650k€627k▼
Taxes, remuneration and social security45€186k€204k▲
Taxes450/3€13k€30k▲
Remuneration and social security454/9€172k€174k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.36M€1.39M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92k€97k▲
Other operating charges640/8€17k€27k▲
Non-recurring operating charges66A-€18k
Gross operating margin9900€1.65M€1.58M▼
Operating profit (loss)9901€184k€47k▼
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€13k€14k▲
Recurring financial charges65€13k€14k▲
Profit (loss) for the period before taxes9903€175k€37k▼
Income taxes67/77€56k€22k▼
Profit (loss) for the period9904€118k€15k▼
Profit (loss) for the period to be appropriated9905€118k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€138k€18k▼
Profit (loss) brought forward from the previous period14P€20k€3k▼
Transfer to equity691/2€135k€15k▼
To other reserves6921€135k€15k▼
Social balance
Average headcount (FTE)908731.729.4▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Back to profitnet €129k
Net result €129k after one loss-making year.
31-12
Financial
Equity above €200kEq €302k ▲74.2%
Equity rises from €174k to €302k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €136k
Net result €136k after one loss-making year.
31-12
Financial
Equity above €200kEq €248k ▲122%
Equity rises from €111k to €248k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-317k ▼600%
Net result drops to €-317k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 4 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktplein 197700 MouscronGround area
1,108 m²
Building footprint
536 m²
Volume, LiDAR
2,249 m³
4 parcels, Wallonia · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
4 establishment units
MORESTO LA BOUTIQUE
since 19992.090.957.437
INNORESTO
since 20142.231.574.971
Moresto Le Savoir-Fête
since 20242.356.280.943
Moresto l'Ecailler
since 20252.374.059.657
4 parcels
Wallonia
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54007B0870/00B000 | Wallonia | 428 m² | 1 · 296 m² | - |
| 54433E0719/00E000 | Wallonia | 314 m² | 1 · 82 m² | 14.2 m · 4 fl. |
| 54007B0872/00F000 | Wallonia | 209 m² | 1 · 101 m² | 16.2 m · 4 fl. |
| 54007B0869/00Y000 | Wallonia | 156 m² | 1 · 57 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
3 sitesMouscron/Moeskroen2.231.574.971
Mouscron/Moeskroen2.090.957.437
Mouscron/Moeskroen2.374.059.657
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Of 1,352 companies in sector 56220 we hold annual accounts for 405. 233 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-01-1998
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
56220Contract catering and other food service activities
56290Food and beverage service activities
55522
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:056/85 50 20