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ISOLA

Active
Public limited companyfounded 198541 yrs activeSt.-Truidersteenweg 385, 3840 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0427.417.137
Summary

ISOLA has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.6m and a net result of -€3,760. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 9733 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch ReportCompare
ISOLAActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
#10 oldest company in Tongeren-Borgloon, Real estate sector1 site
Size
€3.2mtotal assets 2024
Equity
€1.6m
Loss
-€3,760
Turnover not published (abridged schema)
Financial health
66 Healthy Checked score 2024
Bankruptcy chance 12 m
1.0%
Structure
Board
1 member
Accounts 65 d overdue1 of 8 deeds read
Why 66- Figures for FY 2024 (filed 30-06-2025)- 1 change of registered office in 24 months- Liquidity: current ratio 2.09, cash €25,097+ Founded in 1985Show the evidence

Checked score

Score 2024
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 46% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 77+2
equity 51.7% of total assets
Liquidity 38+1
short-term debt 30.6% · cash 0.8%
Profitability 41-25
return on assets -0.1%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,938 companies)
Last 24 months 11-2024: 1.5% 12-2024: 1.6%▲ +2.7% vs 11-2024 01-2025: 1.6%● 0.0% vs 12-2024 02-2025: 1.6%▲ +0.9% vs 01-2025 03-2025: 1.8%▲ +14.6% vs 02-2025 04-2025: 1.8%● 0.0% vs 03-2025 05-2025: 1.9%▲ +4.0% vs 04-2025 06-2025: 2.0%▲ +3.4% vs 05-2025highest value 07-2025: 0.1%▼ -94.3% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▼ -2.7% vs 01-2026 03-2026: 0.1%▲ +24.8% vs 02-2026 04-2026: 0.2%▲ +14.7% vs 03-2026 05-2026: 0.2%▲ +12.8% vs 04-2026 06-2026: 0.1%▼ -68.8% vs 05-2026lowest value 07-2026: 0.1%▲ +18.2% vs 06-2026 08-2026: 0.4%▲ +529% vs 07-2026 09-2026: 0.6%▲ +38.9% vs 08-2026 10-2026: 1.0%▲ +81.3% vs 09-2026
  • Figures for FY 2024 (filed 30-06-2025) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 2.09, cash €25,097 raises the probability
  • Founded in 1985 lowers the probability for this profile
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 2.09 against 1.97 in 2023; short-term debt: 30.6% and cash: 0.8% of total assets), and 48.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 69%, liquidity 32%, profitability 40%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 30-06-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Liquidity: current ratio 2.09, cash €25,097
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1985
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
31 d early
2023
1 d early
2022
14 d early
2021
37 d late
2020
31 d early
2019
59 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Wilfried Blocken (director)Appointment: Bert Blocken (director) ·…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Caution: From profit to loss in 2024after €113,959 in 2023 -€3,760 View
  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • Caution: Board changedlatest change 24-05-2026 · 1 in office 1 joined · 1 left View
  • Positive: Oldest company in Tongeren-Borgloon, Real estate sectorin the Checked rankings #10 View

By topic

Financials

Fiscal year
2024
Total assets
€3.2m
Loss
-€3,760
Solvency
51.7%
Total assets▼ 3.6%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 08-07-2026Resignation: Wilfried Blocken (director)
  2. 30-06-2025Annual accounts filed
  3. 30-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
26-06-1985
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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