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VERINVEST

Active
Private limited companyfounded 1988active for 38 yearsOude Gentweg 81, 8820 Torhout, Belgium28 active companies are registered at this addressKBO/BCE: BE 0434.322.151
Summary

VERINVEST has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €610,663 and a net result of -€239,848. Equity is shrinking by about 14% per year across the filed financial years. Its solvency ranks better than 33% of 11,034 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
9th oldest company in Torhout, Real estate sector1 site
Size
€4.3mtotal assets 2025
Equity
€610,663
Loss
-€239,848
Turnover not published (abbreviated format)
Financial health
88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
LATmIMMO · 99.99%
Holdings
1
  • BV LATMIMMODirector · permanent representative Joost Vanhaerents
Accounts 9 days early2 of 6 deeds read
Why 88raises riskLiquidity: current ratio 0.07, cash €17,887Loss of €239,848, the second in a row (financial year 2025)Equity €610,663 (14.2% of total assets)lowers riskSize: total assets €4.3mShow the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 31% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Weak
Solvency 39-4
equity 14.2% of total assets
Liquidity 31-4
short-term debt 41.4% · cash 0.4%
Profitability 54-9
return on assets -5.6%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,976 companies, NACE 68, small)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.07, compared with 0.06 in 2024, below 1; short-term debt: 41.4% and cash: 0.4% of total assets), and 85.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 34% on solvency, 24% on liquidity, 53% on profitability and 13% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €4.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.07, cash €17,887
NBB · annual accounts
raises risk · Loss of €239,848, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Equity €610,663 (14.2% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€239,848
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
20 days early
2023
28 days early
2022
20 days early
2021
25 days early
2020
22 days early
2019
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Resignation: Joost Vanhaerents (director)Appointment: BV LATmIMMO (director) ·…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: Among the weakest 6% on net resultsector median €10,212 · 11,025 companies -€239,848 View
  • Caution: Board changedlatest change 01-01-2026 · 1 in office 1 joined · 1 left View
  • Caution: Result fell in 2025from -€167,828 to -€239,848 ▼ 42.9% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by LATmIMMO 99.99% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€239,848 View

By topic

Financials

Financial year
2025
Total assets
€4.3m
Loss
-€239,848
Solvency
14.2%
Total assets▼ 10.8%
Net result
20182025
Go to Financials

Timeline

Events
41
Since
1990
Next accounts
by 31-07-2027
  1. 21-11-2024Resignation: VANHAERENTS Joost (bestuurder,gewezen zaakvoerder van besloten…
  2. 03-07-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
17-05-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
14
Annual meeting
Last Friday of May at 18:00
Purpose
“De samenstelling en het beheer van onroerend vermogen en de huurfinanciering of onroerende…” (deed in Dutch)
Go to Articles of association

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