ISOL-PEINT

Active

Private limited company (pre-2019)founded 201610 yrs activeKBO/BCE: BE 0649.961.564

Summary

The computed 12-month bankruptcy probability of ISOL-PEINT is 16.4% (high). The 2024 annual accounts show negative equity (-€3,375) and a net result of -€1,295. Equity is shrinking by ~9.4% per year across the filed fiscal years. The company has been active since 2016 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

ISOL-PEINTActiveChecked score 12/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€1,923total assets 2024

Equity: -€3,375
Loss: -€1,295

Turnover not published (abridged schema)

Financial health

12 Critical Checked score 2024

Bankruptcy chance 12 m: 16.4%

Structure

Accounts 66 d overdue0 of 1 deed read

Why 12- 1 financial year not filed after the legal deadline; latest accounts 172 days late; 3 of the last 3 late- Ex-officio strike-off in the KBO- No main activity registered+ Size: total assets €1,923Show the evidence

Checked score

Score 2024

12 / 100

Critical

Probability in this band: over 15.0%

Better than 6% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Weak

Solvency 0=

equity -175.5% of total assets

Liquidity 2=

short-term debt 275.5% · cash 1.9%

Profitability 0-25

return on assets -67.3%

Bankruptcy probability, 12 months

16.4% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 6 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 11.8% 12-2024: 13.7%▲ +16.2% vs 11-2024 01-2025: 6.4%▼ -53.0% vs 12-2024 02-2025: 6.4%▼ -0.8% vs 01-2025lowest value 03-2025: 6.8%▲ +6.4% vs 02-2025 04-2025: 7.0%▲ +2.7% vs 03-2025 05-2025: 7.0%● 0.0% vs 04-2025 06-2025: 7.0%▲ +0.3% vs 05-2025 07-2025: 7.5%▲ +6.8% vs 06-2025 08-2025: 8.7%▲ +16.6% vs 07-2025 09-2025: 9.5%▲ +9.0% vs 08-2025 10-2025: 12.7%▲ +33.4% vs 09-2025 11-2025: 12.9%▲ +2.0% vs 10-2025 12-2025: 15.6%▲ +20.9% vs 11-2025 01-2026: 21.3%▲ +36.1% vs 12-2025highest value 02-2026: 12.1%▼ -43.2% vs 01-2026 03-2026: 12.7%▲ +5.4% vs 02-2026 04-2026: 13.0%▲ +2.2% vs 03-2026 05-2026: 13.0%● 0.0% vs 04-2026 06-2026: 13.0%● 0.0% vs 05-2026 07-2026: 13.4%▲ +2.8% vs 06-2026 08-2026: 14.4%▲ +8.0% vs 07-2026 09-2026: 13.5%▼ -6.3% vs 08-2026 10-2026: 16.4%▲ +21.1% vs 09-2026

1 financial year not filed after the legal deadline; latest accounts 172 days late; 3 of the last 3 late raises the probability
Ex-officio strike-off in the KBO raises the probability
Size: total assets €1,923 lowers the probability for this profile
No main activity registered raises the probability

No credit on open account

balance sheet total too small for a liquidity verdict, and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 6%, profitability 4%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk

1 financial year not filed after the legal deadline; latest accounts 172 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Ex-officio strike-off in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

Size: total assets €1,923

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

No main activity registered

In the bankruptcy model this factor raises the probability.

KBO

Negative equity

The 2024 annual accounts show negative equity and a net loss.

NBB · annual accounts 2024

Equity per financial year

18192021222324

2018 to 2024 · latest year -€3,375

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-01-2026, 172 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 9 filings

Deviation from the deadline

2025

not confirmed

2024

172 d late

2023

119 d late

2022

92 d late

2021

72 d late

2020

97 d late

2019

251 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 6 accounts on average 134 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck