Isol-aide
ActiveThe computed 12-month bankruptcy probability of Isol-aide is 3.2% (moderate). The 2024 annual accounts show equity of €20k and a net result of €15k. Its solvency ranks better than 22% of 36373 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability88
Solvency46
Growth-
Track record67
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.76; short-term debt: 79.4% and cash: 2.5% of total assets), and 79.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.6%
Return on assets
15.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 36373 sector peers (2024).
NBB · sector comparisonPosition among 36373 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
36 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€20k
Total assets
€95k
Net result
€15k
Working capital
€-18k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €95k
Fixed assets
€38k
Current assets
€57k
Equity and liabilities €95k
Equity
€20k
Debt
€75k
Debt finances 79.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€19k
Cash flow
€16k
Solvency
20.6%
Current ratio
0.76
Quick ratio
0.58
Debt / equity
3.84
ROE
74.4%
ROA
15.4%
Interest coverage
33.66
Debt
€75k
Debt ≤ 1 year
€75k
Income taxes
€4k
Staff costs
€126k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€95k
Fixed assets21/28€38k
Tangible fixed assets22/27€37k
Plant, machinery and equipment23€5k
Furniture and vehicles24€726
Other tangible fixed assets26€31k
Financial fixed assets28€205
Current assets29/58€57k
Stocks and contracts in progress3€13k
Stocks30/36€13k
Amounts receivable within one year40/41€34k
Trade receivables40€21k
Other amounts receivable41€13k
Cash at bank and in hand54/58€2k
Deferred charges and accrued income490/1€7k
Equity and liabilities
Total equity and liabilities10/49€95k
Equity10/15€20k
Contributions10/11€5k
Profit (loss) carried forward14€15k
Amounts payable17/49€75k
Amounts payable within one year42/48€75k
Trade debts44€7k
Suppliers440/4€7k
Advances received on contracts in progress46€41k
Taxes, remuneration and social security45€20k
Taxes450/3€1k
Remuneration and social security454/9€19k
Other amounts payable47/48€6k
Income statement
Code2024
Remuneration, social security and pensions62€126k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€2k
Gross operating margin9900€147k
Operating profit (loss)9901€18k
Financial income75/76B€653
Recurring financial income75€653
Financial charges65/66B€574
Recurring financial charges65€574
Profit (loss) for the period before taxes9903€18k
Income taxes67/77€4k
Profit (loss) for the period9904€15k
Profit (loss) for the period to be appropriated9905€15k
Appropriation of the result
Profit (loss) to be appropriated9906€15k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fosses-la-Ville · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Claminforge,Le Roux 1115070 Fosses-la-VilleGround area
2,795 m²
Building footprint
143 m²
Volume, LiDAR
1,232 m³
Parcel 92070A0111/00B000, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Isol-aide
since 20242.356.784.749
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92070A0111/00B000 | Wallonia | 2,795 m² | 1 · 143 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALLISO
BE 0420.429.276
Kapellen · Eq €20k
ALGORANT
BE 0783.345.076
Sint-Lambrechts-Woluwe · Eq €20k
ZAMARI CONSTRUCT
BE 0779.500.017
Brussel · Eq €20k
ECO BEL PRO
BE 0732.652.381
Schaarbeek · Eq €19k
CS SYSTEMS
BE 0790.605.032
Genk · Eq €19k
Of 4,270 companies in sector 43230 we hold annual accounts for 1,240. 869 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2024
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
41001General construction of residential buildings
43990Other specialised construction activities
43995Specialised construction activities
71121Engineering and related technical consultancy, excluding land surveyors
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.