Active BE 0760.507.417Private limited companyOpen bankruptcy

IsoGroup

Damstraat 195 ·1980 Zemst, Belgium· 5 yrs active

Sector: Financial services (64210)

Conclusion Checked

A bankruptcy procedure is open for IsoGroup according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €2.48M and a net result of €-164k.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€2.48M
Net result	€-164k
Staff (FTE)	4.5
Better than sector	85%

Snowflake analysis 5 axes · computed by Checked

20 / 100

Fragile profile, watch health in particular.

Health 0

Profitability 0

Solvency 67

Growth 32

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview4 NBB filings

Annual accounts filed on 17-04-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	82.7%	37.4%	better than 85% of 1407 sector peers
Net result	€-164k	€46k	better than 5% of 1406 sector peers
Equity	€2.48M	€362k	better than 82% of 1407 sector peers
Gross operating margin	€208k	€65k	better than 80% of 1405 sector peers
Staff costs	€352k	€70k	higher than 86% of 197 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€-164k

-82.6% far below sector median

Total assets

€3.00M

-5.5% -98% vs sector

Equity

€2.48M

-13.2% -96% vs sector

Employees (FTE)

5

-45.8% -90% vs sector

Staff costs

€352k

-32.8% -95% vs sector

Income taxes

€479

- -95% vs sector

Debt

€518k

+65.1% -99% vs sector

Debt ≤ 1y

€514k

+63.8% -99% vs sector

Debt > 1y

€2k

- -100% vs sector

Solvency

82.7%

-8.2% +56% vs sector

ROE

-6.6%

-110.5% far below sector median

ROA

-5.5%

-93.2% far below sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	n/a
EBITDA	n/a
Net profit	€-164k
Cash flow	n/a
Staff costs	€352k
Income taxes	€479
Dividends	-
Total assets	€3.00M
Equity	€2.48M
Debt	€518k
of which ≤ 1y	€514k
of which > 1y	€2k
Working capital	n/a
Employees (FTE)	4.5

Ratios (computed)

	2024
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	82.7%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	-5.5%
ROE	-6.6%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2024

Assets

Fixed assets €2.92M · 97.4% Current assets €78k · 2.6%

Equity & liabilities

Equity €2.48M · 82.7% Debt €518k · 17.3%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€3.00M
Fixed assets	21/28	€2.92M
Intangible fixed assets	21	€7k
Tangible fixed assets	22/27	€20k
Financial fixed assets	28	€2.89M
Current assets	29/58	€78k
Amounts receivable within one year	40/41	€72k
Cash & bank	54/58	€0
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€3.00M
Equity	10/15	€2.48M
Contributions / capital	10/11	€2.90M
Reserves	13	€45k
Accumulated profits (losses)	14	€-467k
Amounts payable	17/49	€518k
Amounts payable after one year	17	€2k
Amounts payable within one year	42/48	€514k
Trade debts payable within one year	44	€337k
Income statement
Gross operating margin	9900	€208k
Operating result	9901	€-161k
Financial income	75	€0
Financial charges	65	€3k
Result before taxes	9903	€-164k
Income taxes	67/77	€479
Net result for the period	9904	€-164k
Result to be appropriated	9905	€-164k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	DORIEN AVAUX V. NONNEMANSSTRAAT 15B, 1600 SINT-PIETERS-LEEUW	19-08-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Financial services(64210)
Legal form	Private limited company(610)
Incorporation	23-12-2020
Status	Active
Postal code	1980
First BS signal	26-08-2025
Latest BS signal	26-08-2025

Company structure, linked entities1 linked entities

Mandates

Establishment units 1 location

IsoGroup

Damstraat 195, 1980 ZemstHoldings

since 20202.311.279.277

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23092A0043/00W000	Flanders	5,513 m²	1 · 1,277 m²	7.7 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

26-08-2025

Bankruptcy Opening

Ondernemingsrechtbank Brussel · ISOGROUP BV DAM- STRAAT 195, 1980 ZEMST · event 19-08-2025

17-04-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

29-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

11-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

08-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

Lifecycle & Insolvency Signals 1 events

26-08-2025

Bankruptcy Opening

Date: 19-08-2025 · Ondernemingsrechtbank Brussel · ISOGROUP BV DAM- STRAAT 195, 1980 ZEMST · Publications in State Gazette ↗

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activiteiten van holdings64210Activiteiten van hoofdkantoren70100Activiteiten van hoofdkantoren70100Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990

Primary activity highlighted.

Names & trade names

Legal nameNL

IsoGroup

Registered office

Damstraat 195

1980 Zemst, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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